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Earnings transcript
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BMO
Bank of Montreal
$136.23
-0.81
(-0.59%)
| Exchange: | NYSE |
| Market Cap: | 96.205B |
| Shares Outstanding: | 499.033M |
About The Company
| Sector: | Financial Services | |||||
| Industry: | Banks – Diversified | |||||
| CEO: | William Darryl White | |||||
| Full Time Employees: | 53597 | |||||
| Address: |
| |||||
| Website: | https://www.bmo.com |
Bank of Montreal provides diversified financial services primarily in North America. The company’s personal banking products and services include checking and savings accounts, credit cards, mortgages, and financial and investment advice services; and commercial banking products and services comprise business deposit accounts, commercial credit cards, business loans and commercial mortgages, cash management solutions, foreign exchange, specialized banking programs, treasury and payment solutions, and risk management products for small business and commercial banking customers. It also offers investment and wealth advisory services; digital investing services; financial services and solutions; and investment management, and trust and custody services. In addition, the company provides life insurance, accident and sickness insurance, and annuity products; creditor and travel insurance to bank customers; and reinsurance solutions. Further, it offers client’s debt and equity capital-raising services, as well as loan origination and syndication, and treasury management; strategic advice on mergers and acquisitions, restructurings, and recapitalizations, as well as valuation and fairness opinions; and trade finance, risk mitigation, and other operating services. Additionally, the company provides research and access to markets for institutional, corporate, and retail clients; trading solutions that include debt, foreign exchange, interest rate, credit, equity, securitization and commodities; new product development and origination services, as well as risk management advice and services to hedge against fluctuations; and funding and liquidity management services to its clients. It operates through approximately 900 bank branches and 3,300 automated banking machines in Canada and the United States. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 68,008,000 | 78,558,000 | 78,149,000 |
| Gross Profit | 29,642,000 | 28,280,000 | 32,482,000 |
| EBITDA | 8,039,000 | 11,645,000 | 13,730,000 |
| Operating Income | 5,947,000 | 9,535,000 | 11,550,000 |
| Net Income | 4,425,000 | 7,318,000 | 8,709,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 1,347,006,000 | 1,409,647,000 | 1,476,802,000 |
| Total Liabilities | 1,270,883,000 | 1,325,361,000 | 1,388,702,000 |
| Total Stockholders Equity | 76,095,000 | 84,250,000 | 88,051,000 |
| Total Debt | 354,843,000 | 373,231,000 | 415,195,000 |
| Cash and Cash Equivalents | 82,043,000 | 68,738,000 | 70,322,000 |
(* All numbers are in thousands)
Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates BMO intrinsic value between $251.01 – $554.73 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
Common questions about BMO valuation
Is BMO (BMO) overvalued or undervalued right now?
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What is BMO’s P/E ratio?
You can see BMO’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for BMO?
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Is BMO a good long-term investment?
Whether BMO fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
BMO
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