Full text
Earnings transcript
Read the complete earnings call transcript.
EWBC
East West Bancorp, Inc.
$108.99
-0.34
(-0.31%)
| Exchange: | NASDAQ |
| Market Cap: | 14.999B |
| Shares Outstanding: | 47.55M |
About The Company
| Sector: | Financial Services | |||||
| Industry: | Banks – Diversified | |||||
| CEO: | Christopher J. Del Moral-Niles | |||||
| Full Time Employees: | 3100 | |||||
| Address: |
| |||||
| Website: | https://www.eastwestbank.com |
East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals. It operates through three segments: Consumer and Business Banking, Commercial Banking, and Other. The company accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits. Its loan products include mortgage and home equity, commercial and residential real estate, working capital lines of credit, construction, trade finance, letters of credit, commercial business, affordable housing loans, asset-based lending, asset-backed finance, project finance, and equipment financing, as well as financing services to clients needing a financial bridge to facilitate their business transactions between the United States and China. The company also provides various wealth management, treasury management, foreign exchange, and interest rate and commodity risk hedging services; and mobile and online banking services. As of January 27, 2022, it operated approximately 120 locations in the United States and China; full-service branches in Hong Kong, Shanghai, Shantou, and Shenzhen; and representative offices in Beijing, Chongqing, Guangzhou, Taipei, and Xiamen. East West Bancorp, Inc. was incorporated in 1998 and is headquartered in Pasadena, California.
Click to read more…
Revenue Segmentation
EPS
Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.
Earnings Call
AI summary
Key takeaways
Short, structured highlights from the call so you can focus on what matters.
Log in to continue
Log in to read the full transcript and AI-generated earnings summaries.
Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 3,945,926 | 4,481,024 | 4,688,319 |
| Gross Profit | 2,439,375 | 2,392,544 | 2,817,552 |
| EBITDA | 1,623,230 | 1,680,308 | 2,034,140 |
| Operating Income | 1,459,770 | 1,481,861 | 1,755,460 |
| Net Income | 1,161,161 | 1,165,586 | 1,325,188 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 69,612,884 | 75,976,475 | 80,434,997 |
| Total Liabilities | 62,662,050 | 68,253,421 | 71,535,795 |
| Total Stockholders Equity | 6,950,834 | 7,723,054 | 8,899,202 |
| Total Debt | 4,755,364 | 3,625,237 | 3,312,057 |
| Cash and Cash Equivalents | 4,625,482 | 5,298,940 | 4,204,328 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 1,424,909 | 1,411,667 | 734,806 |
| Capital Expenditure | 0 | 0 | 0 |
| Free Cash Flow | 1,424,909 | 1,411,667 | 734,806 |
| Net Income | 1,161,161 | 1,165,586 | 1,325,188 |
| Net Change in Cash | 1,133,200 | 635,758 | 269,083 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2028 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 3,620,130.852 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 3,620,130.856 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 3,620,130.854 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | 1,787,160.080 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | 1,787,160.082 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | 1,787,160.081 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | 1,655,701.906 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | 1,707,509.055 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | 1,681,605.481 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 643,770.784 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 643,770.785 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 643,770.785 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | 12.060 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | 12.280 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | 11.900 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 5 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 3 | Full Access | Full Access | Full Access | Full Access |
Log in to continue
Log in and subscribe to Full Access to see up to 5 years of analyst estimates.
Login — it's free(* All numbers are in thousands)
Current Key Metrics
Log in to continue
Log in to see all key valuation metrics and ratios for this symbol.
Login — it's freeForward P/E Ratios
Log in to continue
Log in with Full Access for forward P/E high/low estimates and the full multi-year table.
Login — it's freeSWOT Analysis
Strengths (preview)
- Strong Financial Performance: EWBC has demonstrated robust revenue and net income figures in recent income statements, supported by consistent growth in operating cash flow and free cash flow as per cash flow statements. This indicates a solid operational foundation and effective capital management.
- Favorable Valuation Metrics: The current price-to-earnings ratio (P/E TTM) and price-to-sales ratio (P/S TTM) suggest that EWBC is reasonably valued compared to industry averages, as reflected in the industry and sector data. Additionally, forward P/E ratios indicate potential for sustained investor confidence in future earnings growth.
- Healthy Balance Sheet: Balance sheet data shows a strong position with significant cash and cash equivalents, a manageable debt-to-equity ratio (TTM), and growing retained earnings. This financial stability supports resilience against market fluctuations.
- Positive Sector and Industry Trends: Performance metrics indicate that EWBC has outperformed its industry (industryName) and sector (sectorName) averages over multiple time frames (perf1w, perf1m, perf3m), highlighting competitive strength within its market segment.
Log in with Full Access for Weaknesses, Opportunities, Threats, and the complete SWOT.
At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates EWBC intrinsic value between $107.56 – $148.41 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
Common questions about EWBC valuation
Is East West Bancorp, Inc. (EWBC) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for East West Bancorp, Inc. (EWBC) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is EWBC a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether EWBC trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is EWBC’s P/E ratio?
You can see EWBC’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for EWBC?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is EWBC a good long-term investment?
Whether EWBC fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
EWBC
1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.
Daily snapshot
-0.31
Trading Metrics:
| Open: | — | Previous Close: | — | |
| Day Low: | — | Day High: | — | |
| Year Low: | Year High: | |||
| Price Avg 50: | Price Avg 200: | |||
| Volume: | Average Volume: | |||
| Session data unavailable | ||||
Log in to continue
Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.
Login — it's free
Relevant news
