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WSFS
WSFS Financial Corporation
$73.27
1.12
(1.55%)
| Exchange: | NASDAQ |
| Market Cap: | 3.813B |
| Shares Outstanding: | 12.162M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Banks – Regional | |||||
| CEO: | Rodger Levenson | |||||
| Full Time Employees: | 2336 | |||||
| Address: |
| |||||
| Website: | https://www.wsfsbank.com |
WSFS Financial Corporation serves as the parent company for Wilmington Savings Fund Society, FSB, offering a comprehensive suite of banking and financial services throughout the United States. The organization operates through three core divisions: WSFS Bank, Cash Connect, and Wealth Management. Its deposit offerings are diverse, ranging from basic savings accounts, demand deposit accounts (including interest-bearing options), and money market accounts, to various certificates of deposit, including large-denomination instruments. These products cater to individuals, corporate clients, and municipal entities. The company’s lending portfolio is extensive, covering both fixed and adjustable-rate residential mortgages, commercial real estate loans, and construction financing for developers. Business loans are available for operational capital, equipment and property purchases, expansion projects, and other corporate requirements. Consumer credit products include home improvement and automobile loans, secured and unsecured personal installment loans, home equity lines of credit, unsecured lines of credit, and government-insured reverse mortgages. Beyond traditional banking, WSFS facilitates access to third-party investment and insurance products, such as single-premium annuities, whole life policies, and securities. It provides investment advisory services to high-net-worth individuals and institutional clients, along with mortgage origination and title services. The company also offers leasing for small equipment and fixed assets, in addition to cash management, trust administration, and comprehensive wealth management solutions. The specialized Cash Connect segment delivers a full spectrum of cash logistics, including ATM vault cash, smart safe technologies, and other related services. This encompasses online reporting and ATM cash management, predictive cash ordering and reconciliation, armored carrier management, loss prevention strategies, ATM processing equipment sales, and secure deposit safe logistics. As of December 31, 2020, WSFS operated 112 branches: 52 in Pennsylvania, 42 in Delaware, 16 in New Jersey, and one each in Virginia and Nevada. The company was founded in 1832 and is headquartered in Wilmington, Delaware.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 1,265,541 | 1,402,379 | 1,359,586 |
| Gross Profit | 926,051 | 982,825 | 1,015,608 |
| EBITDA | 413,872 | 386,961 | 408,023 |
| Operating Income | 365,040 | 347,259 | 380,872 |
| Net Income | 269,156 | 263,671 | 287,349 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 20,594,672 | 20,814,303 | 21,314,076 |
| Total Liabilities | 18,124,857 | 18,234,927 | 18,586,001 |
| Total Stockholders Equity | 2,477,636 | 2,589,752 | 2,728,075 |
| Total Debt | 1,046,672 | 383,607 | 0 |
| Cash and Cash Equivalents | 1,092,900 | 1,153,117 | 1,326,339 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 237,003 | 219,899 | 0 |
| Capital Expenditure | -6,406 | -14,258 | 0 |
| Free Cash Flow | 230,597 | 205,641 | 0 |
| Net Income | 269,025 | 263,495 | 287,349 |
| Net Change in Cash | 255,642 | 61,918 | -1,154,818 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2027 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 1,147,581.059 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 1,161,604.743 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 1,157,474 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | 434,761.046 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | 440,073.918 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | 438,508.986 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | 357,125.721 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | 363,638.153 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | 360,381.937 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 247,139.362 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 250,159.457 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 249,269.874 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | 6.630 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | 6.690 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | 6.570 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 4 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 5 | Full Access | Full Access | Full Access | Full Access |
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Current Key Metrics
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Login — it's freeForward P/E Ratios
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Login — it's freeSWOT Analysis
Strengths (preview)
- Solid Earnings Performance: WSFS reported a core earnings per share of $1.27 in Q2 2025, reflecting strong profitability and operational efficiency. This performance indicates robust financial health and the ability to generate consistent returns for shareholders.
- Positive Revenue Trends: Historical income statement data shows steady revenue growth, supported by diversified product segments as evidenced in the revenue product segments data. This diversification helps stabilize income streams across varying market conditions.
- Strong Balance Sheet Metrics: Balance sheet data highlights a healthy level of cash and cash equivalents alongside manageable total liabilities relative to total assets. This financial stability provides a buffer against market volatility and supports future growth initiatives.
- Competitive Valuation: The forward P/E ratio data suggests WSFS is reasonably valued compared to industry averages (as per industry_avg_priceToEarningsRatioTTM). This positions the stock as an attractive investment relative to peers in the sector.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates WSFS intrinsic value between $50.95 – $53.82 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
[intrinsic_calculator]
Common questions about WSFS valuation
Is WSFS Financial Corporation (WSFS) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for WSFS Financial Corporation (WSFS) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is WSFS a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether WSFS trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is WSFS’s P/E ratio?
You can see WSFS’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for WSFS?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is WSFS a good long-term investment?
Whether WSFS fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
WSFS
1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.
Daily snapshot
1.55
Trading Metrics:
| Open: | 72.69 | Previous Close: | 72.15 | |
| Day Low: | 72.69 | Day High: | 74.41 | |
| Year Low: | 49.92 | Year High: | 74.41 | |
| Price Avg 50: | 70.15 | Price Avg 200: | 61.21 | |
| Volume: | 453696 | Average Volume: | 410695 |
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Login — it's freeWSFS full analysis
Welcome to MARKETSNAP’s SWOT analysis for WSFS Financial Corporation, a regional banking player that might not be on everyone’s radar but definitely deserves a closer look. If you’re a long-term investor hunting for opportunities in the financial sector, stick around because we’re diving deep into what makes this company tick, from its core strengths to potential pitfalls. Let’s break down the business, check out the latest developments, and see if this stock fits into your wealth-building strategy. First off, for…
