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📜 Terms of Service

Effective Date: 18/08/2025

Welcome to MarketSnap (“we,” “us,” “our”). By accessing or using MarketSnap.com, Nexus, or any related apps or services (the “Platform”), you agree to these Terms of Service. If you do not agree, please do not use the Platform.

1. Acceptance of Terms

By accessing or using our Service, you agree to comply with and be bound by these Terms and our Privacy Policy, which is incorporated by reference. These Terms apply to all visitors, users, and others who access the Service.

2. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

3. Use of the Service

3.1. Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you are of legal age to form a binding contract.

3.2. Account Registration

To access certain features of the Service, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.3. User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

3.4. Prohibited Activities

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable laws or regulations.
  • Post, upload, or distribute any content that is defamatory, obscene, abusive, harassing, threatening, misleading, or otherwise objectionable.
  • Infringe or violate the intellectual property, privacy, or proprietary rights of others.
  • Distribute spam, malicious code, or promote fraudulent investment schemes.
  • Engage in any activity that could damage, disable, overburden, or impair the Service.
  • Interfere with or disrupt the Service or servers or networks connected to the Service.
  • Use any automated system (bots, scrapers, etc.) to access or collect information from the Service without prior written permission.

4. Content

4.1. User-Generated Content

You retain ownership of any content you post or create on the Service (“User Content”). By posting User Content, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, and distribute such content for the purpose of operating and improving the Service.

4.2. Content Moderation

We reserve the right to review, monitor, and remove User Content at our discretion. However, we are not responsible for the content posted by users and do not endorse any User Content.

4.3. Intellectual Property

All content provided by us—including stock metrics, financial statements, charts, AI-generated outputs, and other proprietary materials—is owned by or licensed to us and is protected by intellectual property laws. You may not use, reproduce, or distribute such content without our prior written permission.

5. Subscriptions and Payments

  • Certain features, such as forward estimates, analyst-derived data, and premium tools, require a paid subscription.
  • Payments are processed securely by third-party providers (e.g., Stripe).
  • Subscriptions renew automatically unless cancelled prior to the renewal date.
  • You may cancel at any time through your account settings.
  • Refunds are not issued except as required by law.

6. Nexus and Social Features

6.1. Group Creation and Management

Users may create groups within the Service. Group administrators are responsible for managing group activities and ensuring compliance with these Terms.

6.2. Interaction with Other Users

You agree to interact with other users respectfully and in accordance with these Terms. Any disputes between users should be resolved directly between them.

We reserve the right to suspend or terminate accounts that misuse Nexus or community features.

7. AI-Generated Content

The Platform includes AI-generated content such as stock summaries, SWOT analyses, earnings call notes, and estimates. These outputs are provided “as is,” may contain inaccuracies, and should not be relied upon as financial advice.

8. Disclaimers and Limitation of Liability

8.1. No Financial Advice

The information provided on the Service is for informational and educational purposes only and does not constitute financial, investment, or legal advice. You remain solely responsible for your investment decisions.

8.2. Disclaimer of Warranties

The Service is provided on an “as is” and “as available” basis. We disclaim all warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8.3. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or investment performance, resulting from:
(i) your use of the Service,
(ii) any content obtained from the Service, or
(iii) unauthorized access to or use of your account or data.

9. Privacy and Data Management

9.1. Privacy Policy

Your privacy and data security are important to us. For detailed information on how we handle your personal data, please refer to our Privacy Policy: marketsnap.com/privacy-policy.

9.2. Managing Access to Your Google Account

If you have connected your Google Account to our service, you can manage the access and permissions granted to our application through your Google Account settings. To do this, follow these steps:

  1. Go to the Google Account third-party connections page.
  2. Find our application in the list of connected apps.
  3. Review the permissions and remove access if desired.

For more details, you can visit Google’s official support page on Managing connections between your Google Account and third-parties.

9.3. Safeguarding Your Data

Google provides robust tools and guidelines to help users safely share their data with third-party applications. For information on how Google helps protect your data and maintain your privacy, please refer to this resource:
👉 How Google Helps You Share Data Safely.

10. Termination

We may terminate or suspend your access to the Service, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease, and you must destroy all copies of any materials obtained from the Service.

11. Jurisdiction and Compliance

While our website is operated from Australia, users from around the world can access and use our services. Any disputes arising from the use of our website will be governed by Australian law. International users are responsible for complying with local laws and regulations relevant to their own jurisdictions.

12. Contact Us

If you have any questions about these Terms, please contact us at:
📧 marketsnap.com/contact