MARKETSnap
  • Market Snapshots
    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
    • P/E Ratios
      • Large Caps
      • Absolute
      • Total Market PE
    • Stocks Performance
      • Large Caps
      • Absolute
    • Industries Performance
      • Industry
      • Sector
  • Analyze Stock
    • Analyze a stockAnalyze PAYP →
    • FindStock Picks / Stock Screener
    • Value · PAYPIntrinsic Value Calculator
    • Invest · PAYPInvestment Case
    • Hold · PAYP5-Year Outlook
  • Learn
  • Calendar
  • Investment Compounding
    Calculator
  • Investing Philosophy
  • More
    • Charts
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
PAYP

PAYP

PayPay Corporation

$15.68
1.03
 (6.99%)
Exchange:  NASDAQ
Market Cap:  10.618B
Shares Outstanding:  629.328M
Delayed data
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  TechnologyView sector performance
Industry:  Software – InfrastructureView industry performance
   
CEO:  Ichiro Nakayama
Full Time Employees:  1994
Address: 
Yotsuya Tower
Tokyo
TY
160-0004
JP
Website:  https://paypay.ne.jp
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company’s operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methods—from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.

Click to read more…

Revenue Segmentation

MarketSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

Industry Peers

TICKERCOMPANYMKT CAPP/EFWD P/EROIC
PAPAYP logoPAYPPayPay Corporation10.6B32.02,5532.1%
SASAIL logoSAILSailPoint, Inc.10.7B——-2.9%
DODOCN logoDOCNDigitalOcean Holdings, Inc.11.6B53.567.65.4%
AKAKAM logoAKAMAkamai Technologies, Inc.12.6B37.713.22.9%
GDGDDY logoGDDYGoDaddy Inc.13.4B15.314.320.6%
NTNTSK logoNTSKNetskope, Inc. Class A Common Stock7.8B——-73.5%

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

No earnings call materials on file for this symbol yet.

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue248,011,000292,037,000403,618,905
Gross Profit210,247,000250,554,000204,292,694
EBITDA20,533,00060,606,000111,785,075
Operating Income11,00035,510,00084,911,573
Net Income-3,350,00036,170,000121,971,453

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets3,806,382,0004,042,105,0005,198,461,232
Total Liabilities3,615,131,0003,818,374,0004,765,831,949
Total Stockholders Equity65,162,00099,895,000395,888,620
Total Debt610,952,000411,675,000576,996,724
Cash and Cash Equivalents742,693,000369,077,000364,657,752

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow49,975,000155,849,000294,218,462
Capital Expenditure-22,495,000-22,086,000-6,753,100
Free Cash Flow27,480,000133,763,000287,465,362
Net Income11,00034,961,000121,971,453
Net Change in Cash-114,990,000-374,512,000-30,476,671

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2029Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)3,839,310.897Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)4,333,978.314Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)4,021,276.564Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)17,172,547.464Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)17,671,574.150Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)17,422,060.807Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)847,168.108Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)1,221,438.123Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)1,034,303.116Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)527,158.155Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)595,078.668Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)552,143.026Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)1.490Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)1.900Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)1.310Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)8Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)8Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
  ?P/S
 (TTM)
: 
4.26
?Net Income
 (TTM)
: 
  ?P/E
 (TTM)
: 
31.98
?Enterprise Value
 (TTM)
: 
1.96T  ?EV/FCF
 (TTM)
: 
9.42
?Dividend Yield
 (TTM)
: 
0%  ?Payout Ratio
 (TTM)
: 
0%
?ROE
 (TTM)
: 
36.22%  ?ROIC
 (TTM)
: 
2.15%
?Net Debt
 (TTM)
: 
  ?Debt/Equity
 (TTM)
: 
1.85
?P/B
 (TTM)
: 
4.07  ?Current Ratio
 (TTM)
: 
2.89

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
2,552.90Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MarketSnap estimates PAYP intrinsic value between $0.13 – $0.14 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate PAYP Intrinsic Value

Common questions about PAYP valuation

Is PayPay Corporation (PAYP) overvalued or undervalued right now?

MarketSnap estimates intrinsic value for PayPay Corporation (PAYP) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is PAYP a buy, hold, or sell for long-term investors?

MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether PAYP trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is PAYP’s P/E ratio?

You can see PAYP’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for PAYP?

MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is PAYP a good long-term investment?

Whether PAYP fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

Research tools for PayPay Corporation

  • PayPay Corporation intrinsic value calculatorEstimate what the business is worth
  • PayPay Corporation 5-year outlookWhat has to go right, and what could go wrong
PAYP

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

6.99
MarketSnap

Trading Metrics:

Open: 14.79   Previous Close: 14.66
Day Low: 14.79   Day High: 15.9
Year Low: 12.07   Year High: 24.89
Price Avg 50: 15.95   Price Avg 200: 17.36
Volume: 1.17M   Average Volume: 980974

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

PayPay Corporation (PAYP) Q1 2027 Earnings Call Transcript
04-08-2026 17:30
PayPay Corporation (PAYP) Q1 2027 Earnings Call Transcript

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
      • Large Caps
      • Absolute
      • Total Market PE
      • Large Caps
      • Absolute
      • Industry
      • Sector
    • Analyze a stockAnalyze PAYP →
    • FindStock Picks / Stock Screener
    • Value · PAYPIntrinsic Value Calculator
    • Invest · PAYPInvestment Case
    • Hold · PAYP5-Year Outlook
  • Learn
  • Calendar
  • Investment Compounding Calculator
    • Charts
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Investing Philosophy
  • Nexus
    • Recent Activity
      • Overview
      • My Valuations
      • My Investment Journal
      • Watchlists & Portfolio
    • Settings
    • Public profile ↗
  • Log in

Media

Watch Listen Read