ITUB

Itaú Unibanco Holding S.A.

$6.65

0.02

(0.3%)

Exchange:	NYSE
Market Cap:	68.164B
Shares Outstanding:	7.935B

Overview

Earnings

Financials

Valuation

Chart

About The Company

Itaú Unibanco Holding S.A. offers a range of financial products and services to individuals and corporate customers in Brazil and internationally. The company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market and Corporation. It offers various deposit products, as well as loans and credit cards; investment and commercial banking services; real estate lending services; financing and investment services; and leasing and foreign exchange services. The company also provides property and casualty insurance products covering loss, damage, or liabilities for assets or persons, as well as life insurance products covering death and personal accident; and reinsurance products. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR – Itaú Unibanco Participações S.A.

Click to read more…

Revenue Segmentation

Error loading revenue segmentation data: No data found for the specified symbol.

Error loading geo segmentation data: No data found for the specified symbol.

EPS

View full analyst estimates

Earnings Call

No transcript or summary available for this symbol.

Income Statement

Balance Sheet

Cash Flow Statement

Analyst Estimates

Income Statement

(* All numbers are in thousands)

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
? Revenue	86,866,000	87,320,000	114,195,000	105,661,000	104,200,000	112,121,000	94,681,000	121,833,000	138,600,000	124,526,000
? Cost Of Revenue	0	0	0	0	3,556,000	0	0	0	0	-220,234,000
? Gross Profit	86,866,000	87,320,000	114,195,000	105,661,000	100,644,000	112,121,000	94,681,000	121,833,000	138,600,000	344,760,000
? Research And Development Expenses	0	0	0	0	0	0	0	0	0	0
? General And Administrative Expenses	34,633,000	37,420,000	40,525,000	41,067,000	57,538,000	45,622,000	43,416,000	45,925,000	49,961,000	49,934,000
? Selling And Marketing Expenses	972,000	1,095,000	1,036,000	1,167,000	1,419,000	1,325,000	1,095,000	1,389,000	2,003,000	1,996,000
? Operating Expenses	33,433,000	35,977,000	38,363,000	37,683,000	38,040,000	43,355,000	39,929,000	-81,226,000	36,413,000	73,016,000
? Net Interest Income	0	0	0	0	0	0	0	0	0	0
? Interest Income	120,115,000	147,789,000	161,495,000	144,690,000	133,177,000	140,283,000	128,978,000	129,253,000	190,273,000	222,385,000
? Interest Expense	72,977,000	75,064,000	95,126,000	78,325,000	70,612,000	75,958,000	73,558,000	69,305,000	138,515,000	158,250,000
? Depreciation And Amortization	2,544,000	2,828,000	3,233,000	3,169,000	3,567,000	4,630,000	5,064,000	5,548,000	5,750,000	5,652,000
? EBITDA	55,886,000	0	0	0	0	33,489,000	8,895,000	45,300,000	0	44,432,000
? EBIT
? Operating Income	101,479,000	92,913,000	132,999,000	110,171,000	100,488,000	30,543,000	9,062,000	40,607,000	175,013,000	51,510,000
? Income Before Tax	28,808,000	18,265,000	38,192,000	32,211,000	30,608,000	31,243,000	5,230,000	42,231,000	37,533,000	39,700,000
? Income Tax Expense	6,947,000	-7,891,000	14,610,000	7,943,000	4,969,000	3,430,000	-9,834,000	13,847,000	6,796,000	5,823,000
? Net Income From Continuing Operations
? Net Income	21,555,000	25,740,000	23,263,000	23,903,000	24,907,000	27,113,000	15,064,000	26,760,000	29,207,000	33,105,000
? EPS (Earnings Per Share)	2.170	2.610	2.380	2.450	2.560	2.780	1.540	2.740	2.980	3.360
? EPS Diluted	2.160	2.590	2.360	2.430	2.550	2.770	1.540	2.720	2.960	3.360
? Weighted Average Shares Outstanding	9,927,132.308	9,870,933.336	9,784,435.206	9,755,865.046	9,718,162.444	9,740,145.947	9,759,614.520	9,777,031.938	9,798,994.231	9,866,573.996
? Weighted Average Shares Outstanding Diluted	9,971,818.182	9,927,530.217	9,851,964.772	9,818,480.737	9,773,764.136	9,785,215.466	9,801,524.194	9,831,332.473	9,858,759.659	9,866,573.720
	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL

Balance Sheet

(* All numbers are in thousands)

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
? Cash And Cash Equivalents	103,714,000	115,625,000	126,934,000	146,639,000	157,727,000	156,198,000	191,968,000	219,046,000	210,721,000	228,412,000
? Short Term Investments	78,360,000	86,045,000	88,277,000	102,284,000	49,323,000	76,660,000	109,942,000	105,622,000	121,052,000	130,039,000
? Cash And Short Term Investments	182,074,000	201,670,000	215,211,000	248,923,000	207,050,000	232,858,000	301,910,000	324,668,000	331,773,000	40,583,000
? Net Receivables	4,114,000	4,696,000	6,879,000	8,380,000	10,049,000	0	0	0	78,381,000	0
? Accounts Receivables
? Inventory	0	0	0	36,087,000	0	-740,535,000	-922,990,000	-863,442,000	-556,080,000	0
? Total Current Assets	806,187,000	908,434,000	934,542,000	984,149,000	1,026,066,000	242,904,000	358,831,000	390,965,000	410,154,000	40,583,000
? Property Plant Equipment Net	8,711,000	8,541,000	8,042,000	7,359,000	7,302,000	10,974,000	11,845,000	12,009,000	11,630,000	12,486,000
? Goodwill	1,961,000	2,057,000	9,675,000	10,716,000	11,438,000	11,158,000	8,187,000	7,822,000	7,550,000	7,835,000
? Intangible Assets	6,134,000	6,295,000	7,381,000	8,667,000	7,891,000	8,561,000	9,143,000	13,288,000	15,564,000	15,529,000
? Long Term Investments	304,210,000	351,088,000	393,601,000	475,450,000	476,634,000	564,674,000	629,072,000	612,623,000	709,468,000	894,310,000
? Total Non Current Assets	321,016,000	367,981,000	418,699,000	450,820,000	526,731,000	595,367,000	658,247,000	645,742,000	744,212,000	3,396,827,000
? Total Assets	1,127,203,000	1,276,415,000	1,353,241,000	1,434,969,000	1,552,797,000	1,637,481,000	2,019,251,000	2,069,206,000	2,323,440,000	2,543,100,000
? Account Payables	0	0	0	0	0	28,711,000	0	0	0	0
? Short Term Debt	75,872,000	96,406,000	0	0	0	4,131,000	0	0	0	0
? Deferred Revenue	1,386,000	1,909,000	1,975,000	2,326,000	2,530,000	2,686,000	3,201,000	3,278,000	2,737,000	1,316,000
? Total Current Liabilities	77,258,000	98,315,000	96,380,000	101,766,000	84,230,000	126,538,000	102,135,000	104,809,000	148,308,000	-187,024,000
? Long Term Debt	119,956,000	154,424,000	226,406,000	124,131,000	147,136,000	0	180,226,000	195,207,000	269,803,000	264,810,000
? Deferred Revenue Non Current	1,386,000	1,909,000	1,975,000	2,326,000	2,530,000	2,686,000	3,201,000	3,278,000	2,737,000	0
? Deferred Tax Liabilities Non Current	201,000	370,000	643,000	441,000	447,000	1,058,000	421,000	280,000	345,000	0
? Total Non Current Liabilities	121,543,000	156,677,000	139,935,000	131,429,000	150,113,000	283,051,000	201,042,000	219,968,000	148,308,000	2,344,050,000
? Total Liabilities	1,026,586,000	1,162,356,000	1,218,427,000	1,286,963,000	1,402,331,000	1,488,016,000	1,864,726,000	1,904,730,000	2,146,097,000	2,344,050,000
? Treasury Stock
? Preferred Stock	0	0	0	0	0	0	0	0	0	0
? Common Stock	76,508,000	86,881,000	98,933,000	99,078,000	99,268,000	99,323,000	99,667,000	90,729,000	90,729,000	90,729,000
? Retained Earnings	24,226,000	30,729,000	26,898,000	38,244,000	42,861,000	42,541,000	47,347,000	66,161,000	86,209,000	104,465,000
? Additional Paid In Capital
? Total Stockholders Equity	99,260,000	112,252,000	122,582,000	134,840,000	136,782,000	136,925,000	142,993,000	152,864,000	167,953,000	190,177,000
? Total Equity	100,617,000	114,059,000	134,814,000	148,006,000	150,466,000	149,465,000	154,525,000	164,476,000	177,343,000	199,050,000
? Minority Interest	1,357,000	1,807,000	12,232,000	13,166,000	13,684,000	12,540,000	11,532,000	11,612,000	9,390,000	8,873,000
? Total Liabilities And Total Equity	1,127,203,000	1,276,415,000	1,353,241,000	1,434,969,000	1,552,797,000	1,637,481,000	2,019,251,000	2,069,206,000	2,323,440,000	2,543,100,000
? Total Investments	382,570,000	437,133,000	481,878,000	526,362,000	549,423,000	641,334,000	739,014,000	718,245,000	830,520,000	1,024,349,000
? Total Debt	195,828,000	250,804,000	231,722,000	228,098,000	228,836,000	279,307,000	299,555,000	321,219,000	427,962,000	451,834,000
? Net Debt	92,114,000	135,179,000	104,788,000	81,459,000	71,109,000	123,109,000	107,587,000	102,173,000	217,241,000	223,422,000
	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL

Cash Flow Statement

(* All numbers are in thousands)

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
? Net Income	21,861,000	26,156,000	23,582,000	24,268,000	25,639,000	27,813,000	15,064,000	28,384,000	30,737,000	33,105,000
? Depreciation And Amortization	2,544,000	2,828,000	3,233,000	3,169,000	3,567,000	3,561,000	3,729,000	4,233,000	4,796,000	5,652,000
? Deferred Income Tax	-262,000	-1,869,000	4,172,000	5,101,000	10,287,000	2,499,000	-239,000	10,024,000	3,457,000	0
? Stock Based Compensation	550,000	180,000	69,000	81,000	-96,000	-141,000	217,000	-20,000	234,000	200,000
? Change In Working Capital	39,216,000	-84,858,000	-60,773,000	-70,206,000	-29,653,000	-19,713,000	4,365,000	-27,307,000	47,574,000	32,783,000
? Accounts Receivables	0	0	0	0	0	0	0	0	0	0
? Inventory	0	0	0	0	0	0	0	0	0	0
? Accounts Payables	0	0	0	0	0	0	0	0	0	0
? Net Cash Provided By Operating Activities	89,726,000	-34,459,000	30,311,000	8,642,000	22,709,000	35,224,000	59,491,000	60,106,000	129,966,000	-2,421,000
? Investments In Property Plant And Equipment	-5,198,000	-2,624,000	-2,067,000	-3,594,000	-2,864,000	-4,312,000	-5,307,000	-9,081,000	-8,495,000	-3,815,000
? Acquisitions Net	1,386,000	-742,000	5,155,000	-245,000	1,381,000	2,691,000	-2,773,000	-10,000	505,000	-603,000
? Purchases Of Investments	-57,511,000	-13,649,000	-11,703,000	-23,812,000	-9,772,000	-52,651,000	-50,650,000	-33,000	-660,000	-41,412,000
? Sales Maturities Of Investments	63,435,000	15,374,000	22,302,000	22,955,000	31,879,000	17,227,000	55,583,000	623,000	4,460,000	18,463,000
? Net Cash Provided By Investing Activities	0	0	0	0	0	0	0	0	0	0
? Net Debt Issuance	0	0	0	0	0	0	0	0	0	0
? Long Term Net Debt Issuance	0	0	0	0	0	0	0	0	0	0
? Short Term Net Debt Issuance	0	0	0	0	0	0	0	0	0	0
? Net Stock Issuance	0	0	0	0	0	0	0	0	0	0
? Net Dividends Paid	-6,319,000	-7,008,000	-7,673,000	-10,382,000	-20,093,000	-25,915,000	-11,552,000	-6,267,000	-6,706,000	-10,348,000
? Common Dividends Paid
? Preferred Dividends Paid	0	0	0	0	0	0	0	0	0	0
? Net Cash Provided By Financing Activities	-21,688,000	-8,529,000	-22,329,000	-16,922,000	-31,584,000	22,334,000	288,395,000	-31,460,000	-31,714,000	57,466,000
? Effect Of Forex Changes On Cash	-1,186,000	9,681,000	-17,941,000	-687,000	990,000	54,000	-11,677,000	-19,941,000	-24,279,000	-11,529,000
? Net Change In Cash	69,528,000	-33,669,000	4,470,000	-12,805,000	12,244,000	-24,747,000	35,011,000	3,864,000	370,000	12,286,000
? Cash At End Of Period	125,318,000	91,649,000	96,119,000	83,314,000	95,558,000	70,811,000	105,822,000	109,687,000	104,257,000	116,543,000
? Cash At Beginning Of Period	55,790,000	125,318,000	91,649,000	96,119,000	83,314,000	95,558,000	70,811,000	105,823,000	103,887,000	104,257,000
? Operating Cash Flow	89,726,000	-34,459,000	30,311,000	8,642,000	22,709,000	35,224,000	59,491,000	60,106,000	129,966,000	77,493,000
? Capital Expenditure	-5,198,000	-2,624,000	-2,067,000	-3,594,000	-2,864,000	-4,312,000	-5,307,000	-9,081,000	-8,495,000	-9,191,000
? Free Cash Flow	84,528,000	-37,083,000	28,244,000	5,048,000	19,845,000	30,912,000	54,184,000	51,025,000	121,471,000	68,302,000
	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL	BRL

Analyst Estimates

(* All numbers are in thousands)

Fiscal Year	2023	2024	2025	2026	2027
Estimated Revenue (Low)	147,228,735.584	172,181,646.913	187,054,984.094	200,166,785.967	220,064,087.455
Estimated Revenue (High)	160,198,644.844	178,500,690.123	193,919,876.772	210,398,458.734	228,140,409.772
Estimated Revenue (Avg)	154,726,964.375	176,006,366.584	191,210,089.415	205,994,987.939	224,952,433.334
Estimated Ebitda (Low)	33,016,419.285	38,612,173.263	41,947,557.043	44,887,912.039	49,349,932.622
Estimated Ebitda (High)	35,924,954.501	40,029,234.812	43,487,026.727	47,182,390.741	51,161,068.490
Estimated Ebitda (Avg)	34,697,916.207	39,469,876.400	42,879,350.004	46,194,901.189	50,446,156.647
Estimated Net Income (Low)	128,126,712.284	39,949,263.667	45,188,216.982	50,279,961.016	56,918,093.150
Estimated Net Income (High)	192,190,068.419	45,085,604.615	52,917,789.500	57,143,840.356	59,651,824.731
Estimated Net Income (Avg)	160,158,390.351	43,373,458.077	48,755,674.042	53,355,964.039	58,572,717.563
Estimated SGA Expense (Low)	64,888,782.397	75,886,391.165	82,441,583.913	88,220,407.288	96,989,834.407
Estimated SGA Expense (High)	70,605,068.802	78,671,411.482	85,467,178.920	92,729,858.416	100,549,348.243
Estimated SGA Expense (Avg)	68,193,510.475	77,572,077.057	84,272,882.158	90,789,096.939	99,144,297.058
Estimated EPS (Avg)	3.610	4.400	4.940	5.410	5.940
Estimated EPS (High)	3.710	4.570	5.360	5.790	6.050
Estimated EPS (Low)	3.560	4.050	4.580	5.100	5.770
Number of Analysts (Estimated Revenue)	3	4	4	9	4
Number of Analysts (Estimated EPS)	4	3	3	3	1

Subscribe

Log in

Current Key Metrics

?	Revenue (TTM) :	62.925B	?	P/S (TTM) :	1.31
?	Net Income (TTM) :	7.621B	?	P/E (TTM) :	8945.78
?	Enterprise Value (TTM) :	674.245B	?	EV/FCF (TTM) :	-28.8
?	Dividend Yield (TTM) :	0.06	?	Payout Ratio (TTM) :	0.62
?	ROE (TTM) :	0.21	?	ROIC (TTM) :	0.01
?	Net Debt (TTM) :	115.902B	?	Debt/Equity (TTM) :	1.89
?	P/B (TTM) :	1858.23	?	Current Ratio (TTM) :	0

Forward P/E Ratios

?

Forward P/E calculated based on:

Forward P/E 1Y	Forward P/E 2Y	Forward P/E 3Y	Forward P/E 4Y	Forward P/E 5Y
1.84	1.51	1.34	1.23	1.12

SWOT Analysis

No SWOT analysis available for this stock.

ITUB

0.3

-1.48

0

17.49

47.12

21.35

69.64

Trading Metrics:

Open:	6.6	Previous Close:	6.63
Day Low:	6.55	Day High:	6.66
Year Low:	4.42	Year High:	6.85
Price Avg 50:	6.35	Price Avg 200:	5.61
Volume:	18.363M	Average Volume:	28.748M