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Earnings transcript
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JIOF
JIOFIN.BO
Jio Financial Services Limited
$207
-4
(-1.9%)
| Exchange: | BSE |
| Market Cap: | 1.37T |
| Shares Outstanding: | 6.353B |
Delayed data
About The Company
| Sector: | Financial ServicesView sector performance | |||||
| Industry: | Asset ManagementView industry performance | |||||
| CEO: | Hitesh Kumar Sethia | |||||
| Full Time Employees: | 2000 | |||||
| Address: |
| |||||
| Website: | https://www.jfs.in |
Based in Mumbai, India, Jio Financial Services Limited operates as an Indian non-banking financial company (NBFC) that does not accept deposits. The firm, established in 1999, provides a wide range of digital financial products and services. It was formerly known as Reliance Strategic Investments Limited before officially changing its name to Jio Financial Services Limited in July 2023.
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Revenue Segmentation
Industry Peers
| TICKER | COMPANY | MKT CAP | P/E | FWD P/E | ROIC |
|---|---|---|---|---|---|
 JIOFIN.BO | Jio Financial Services Limited | 1.37T | 81.9 | 7,557 | 1.0% |
 BLK | BlackRock, Inc. | 176.1B | 25.5 | 19.7 | 6.7% |
 BX | Blackstone Inc. | 136.7B | 23.7 | 20.2 | 136.7% |
 BN | Brookfield Corporation | 85.5B | 65.2 | 14.1 | 3.5% |
 KKR | KKR & Co. Inc. | 83.6B | 25.7 | 11.3 | 0.9% |
 BNJ | Brookfield Finance Inc. 4.50% P | 83.1B | 65.2 | — | 3.5% |
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2024 | 2025 | 2026 |
|---|---|---|---|
| Revenue | 17,981,400 | 17,671,100 | 35,426,100 |
| Gross Profit | 17,500,400 | 17,200,900 | 27,386,400 |
| EBITDA | 19,876,800 | 19,770,800 | 19,411,000 |
| Operating Income | 15,490,200 | 16,162,000 | 16,544,200 |
| Net Income | 16,045,500 | 16,125,900 | 15,609,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2024 | 2025 | 2026 |
|---|---|---|---|
| Total Assets | 1,448,629,900 | 1,335,099,400 | 1,634,970,800 |
| Total Liabilities | 57,153,300 | 100,134,200 | 296,434,900 |
| Total Stockholders Equity | 1,391,476,600 | 1,234,965,200 | 1,338,535,900 |
| Total Debt | 1,306,500 | 9,832,300 | 217,683,600 |
| Cash and Cash Equivalents | 1,322,900 | 5,265,700 | 35,982,900 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2024 | 2025 | 2026 |
|---|---|---|---|
| Operating Cash Flow | -6,775,700 | -100,833,900 | 11,686,600 |
| Capital Expenditure | -7,900 | -418,000 | -1,054,600 |
| Free Cash Flow | -6,783,600 | -101,251,900 | 10,632,000 |
| Net Income | 16,045,500 | 16,125,900 | 15,609,000 |
| Net Change in Cash | 106,100 | 2,851,400 | 30,717,200 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2029 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 107,972,318.523 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 127,184,026.216 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 115,729,000 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 56,404,382.083 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 69,595,038.405 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 66,991,225.858 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 45,179,616.342 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 55,860,360.206 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 53,752,000 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 7.800 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 8.800 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 7.120 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 1 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 1 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MarketSnap estimates JIOFIN.BO intrinsic value between $61.55 – $92.94 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
Common questions about JIOFIN.BO valuation
Is Jio Financial Services Limited (JIOFIN.BO) overvalued or undervalued right now?
MarketSnap estimates intrinsic value for Jio Financial Services Limited (JIOFIN.BO) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is JIOFIN.BO a buy, hold, or sell for long-term investors?
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What is JIOFIN.BO’s P/E ratio?
You can see JIOFIN.BO’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for JIOFIN.BO?
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Is JIOFIN.BO a good long-term investment?
Whether JIOFIN.BO fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
JIOFIN.BO
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Daily snapshot
-1.9
Trading Metrics:
| Open: | 210.9 | Previous Close: | 211 | |
| Day Low: | 206.65 | Day High: | 211.4 | |
| Year Low: | 206.65 | Year High: | 316.65 | |
| Price Avg 50: | 231.13 | Price Avg 200: | 243.03 | |
| Volume: | 357818 | Average Volume: | 1.161M |
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