MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
CLBK stock logo

CLBK

Columbia Financial, Inc.

$17.66
0.08
 (0.46%)
Exchange:  NASDAQ
Market Cap:  1.842B
Shares Outstanding:  115.889M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Thomas J. Kemly
Full Time Employees:  708
Address: 
19-01 Route 208 North
Fair Lawn
NJ
7410
US
Website:  https://www.columbiabankonline.com
Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey’s 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

No earnings call materials on file for this symbol yet.

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue422,357453,320507,438
Gross Profit228,468165,425255,001
EBITDA60,323-1,35368,864
Operating Income46,051-15,91060,158
Net Income36,086-11,65351,766

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets10,645,56810,475,49311,018,793
Total Liabilities9,605,2339,395,1179,858,065
Total Stockholders Equity1,040,3351,080,3761,160,728
Total Debt1,528,6951,098,4241,183,472
Cash and Cash Equivalents423,249289,113340,695

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow40,71633,320.9990
Capital Expenditure-7,635-7,445.9990
Free Cash Flow33,08125,8750
Net Income36,086-11,65351,766
Net Change in Cash244,021-134,026-289,223

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)541,221.708Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)562,984.291Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)552,103Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)119,561.018Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)124,368.580Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)121,964.799Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)78,098.300Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)80,126.827Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)79,112.564Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)153,839.514Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)160,025.417Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)156,932.466Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)0.780Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)0.790Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)0.770Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)2Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)2Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
450.726M  ?P/S
 (TTM)
: 
3.82
?Net Income
 (TTM)
: 
-11653000  ?P/E
 (TTM)
: 
36.37
?Enterprise Value
 (TTM)
: 
2.779B  ?EV/FCF
 (TTM)
: 
47.45
?Dividend Yield
 (TTM)
: 
0  ?Payout Ratio
 (TTM)
: 
0
?ROE
 (TTM)
: 
0.05  ?ROIC
 (TTM)
: 
0.01
?Net Debt
 (TTM)
: 
809.311M  ?Debt/Equity
 (TTM)
: 
1.02
?P/B
 (TTM)
: 
1.62  ?Current Ratio
 (TTM)
: 
0.08

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
25.59Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates CLBK intrinsic value between $2.70 – $3.74 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate CLBK Intrinsic Value

Common questions about CLBK valuation

Is Columbia Financial, Inc. (CLBK) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Columbia Financial, Inc. (CLBK) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is CLBK a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether CLBK trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is CLBK’s P/E ratio?

You can see CLBK’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for CLBK?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is CLBK a good long-term investment?

Whether CLBK fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

CLBK

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

0.46
MARKETSnap

Trading Metrics:

Open: 17.43   Previous Close: 17.58
Day Low: 17.38   Day High: 17.7
Year Low: 12.64   Year High: 18.87
Price Avg 50: 17.62   Price Avg 200: 15.79
Volume: 178803   Average Volume: 277045

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Columbia Financial (CLBK) Reports Q1 Earnings: What Key Metrics Have to Say
20-04-2026 19:31
Columbia Financial (CLBK) Reports Q1 Earnings: What Key Metrics Have to Say
Will Columbia Financial (CLBK) Gain on Rising Earnings Estimates?
10-04-2026 13:20
Will Columbia Financial (CLBK) Gain on Rising Earnings Estimates?
Why Columbia Financial Stock Rocked the Market Today
02-02-2026 19:41
Why Columbia Financial Stock Rocked the Market Today
Columbia Financial (CLBK) Matches Q4 Earnings Estimates
02-02-2026 09:55
Columbia Financial (CLBK) Matches Q4 Earnings Estimates
CLBK Stock Alert: Halper Sadeh LLC is Investigating Whether the Merger of Columbia Financial, Inc. is Fair to Shareholders
02-02-2026 08:57
CLBK Stock Alert: Halper Sadeh LLC is Investigating Whether the Merger of Columbia Financial, Inc. is Fair to Shareholders

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States
  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read