MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
WABC stock logo

WABC

Westamerica Bancorporation

$51.83
-0.14
 (-0.27%)
Exchange:  NASDAQ
Market Cap:  1.262B
Shares Outstanding:  14.211M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  David L. Payne
Full Time Employees:  616
Address: 
1108 Fifth Avenue
San Rafael
CA
94901
US
Website:  https://www.westamerica.com
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

No earnings call materials on file for this symbol yet.

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue327,535311,169271,842
Gross Profit324,795293,450258,698
EBITDA233,353199,463162,784
Operating Income221,579189,059156,686
Net Income161,768138,636116,173

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets6,364,5926,076,2745,960,180
Total Liabilities5,591,6985,186,3175,026,671
Total Stockholders Equity772,894889,957933,509
Total Debt76,976138,307137,298
Cash and Cash Equivalents190,314601,494567,801

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow158,208141,572121,897
Capital Expenditure-1,161-1,7440
Free Cash Flow157,047139,828121,897
Net Income161,768138,636116,173
Net Change in Cash-103,922411,180-33,693

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)234,000Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)234,000Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)234,000Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)152,160.943Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)152,160.943Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)152,160.943Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)104,365.804Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)104,365.804Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)104,365.804Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)45,036.867Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)45,036.867Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)45,036.867Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)4.200Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)4.200Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)4.200Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)1Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)1Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
311.169M  ?P/S
 (TTM)
: 
4.64
?Net Income
 (TTM)
: 
138.636M  ?P/E
 (TTM)
: 
11.09
?Enterprise Value
 (TTM)
: 
853.764M  ?EV/FCF
 (TTM)
: 
7.17
?Dividend Yield
 (TTM)
: 
0.04  ?Payout Ratio
 (TTM)
: 
0.4
?ROE
 (TTM)
: 
0.13  ?ROIC
 (TTM)
: 
0.02
?Net Debt
 (TTM)
: 
-463187000  ?Debt/Equity
 (TTM)
: 
0.17
?P/B
 (TTM)
: 
1.38  ?Current Ratio
 (TTM)
: 
33.06

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
12.20Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates WABC intrinsic value between $58.30 – $77.10 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate WABC Intrinsic Value

Common questions about WABC valuation

Is Westamerica Bancorporation (WABC) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Westamerica Bancorporation (WABC) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is WABC a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether WABC trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is WABC’s P/E ratio?

You can see WABC’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for WABC?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is WABC a good long-term investment?

Whether WABC fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

WABC

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

-0.27
MARKETSnap

Trading Metrics:

Open: 51.42   Previous Close: 51.97
Day Low: 51.24   Day High: 52.06
Year Low: 42   Year High: 53.48
Price Avg 50: 51.18   Price Avg 200: 49.32
Volume: 110449   Average Volume: 187281

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Westamerica Bancorporation (NASDAQ:WABC) Share Price Crosses Above 200-Day Moving Average   – Time to Sell?
30-12-2025 03:17
Westamerica Bancorporation (NASDAQ:WABC) Share Price Crosses Above 200-Day Moving Average – Time to Sell?
Westamerica Bancorporation Announces Stock Repurchase Plan
18-12-2025 13:25
Westamerica Bancorporation Announces Stock Repurchase Plan
American Century Companies Inc. Increases Position in Westamerica Bancorporation $WABC
26-11-2025 03:05
American Century Companies Inc. Increases Position in Westamerica Bancorporation $WABC

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States
  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read