SYBT

Stock Yards Bancorp, Inc.

$77.46

3.32

(4.47%)

Exchange:	NASDAQ
Market Cap:	2.283B
Shares Outstanding:	18.144M

Overview

Earnings

Financials

Valuation

Chart

About The Company

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers mortgage banking and deposit services; retail, commercial, and commercial real estate lending services; and online banking, mobile banking, private banking, leasing, treasury management, merchant, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company operates through 73 full service banking center locations in Louisville, central, eastern and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. Stock Yards Bancorp, Inc. was founded in 1904 and is headquartered in Louisville, Kentucky.

Click to read more…

Revenue Segmentation

Error loading geo segmentation data: No data found for the specified symbol.

EPS

View full analyst estimates

Earnings Call

No transcript or summary available for this symbol.

Income Statement

Balance Sheet

Cash Flow Statement

Analyst Estimates

Income Statement

(* All numbers are in thousands)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
? Revenue	128,121	140,791	148,723	159,762	172,518	185,214	232,063	311,901	324,462	412,879
? Cost Of Revenue	0	-409	0	0	0	0	0	0	6,900,676	0
? Gross Profit	128,121	141,200	148,723	159,762	172,518	185,214	232,063	311,901	-6,576,214	412,879
? Research And Development Expenses	0	0	0	0	0	0	0	0	0	0
? General And Administrative Expenses	52,315	57,439	61,519	57,163	61,357	62,432	78,360	105,966	114,238	100,842
? Selling And Marketing Expenses	2,579	2,464	2,716	3,099	3,627	2,383	4,150	5,005	5,990	6,924
? Operating Expenses	-69,149	-80,011	45,300	-76,857	-96,858	-117,471	-136,666	-173,470	333,101	107,766
? Net Interest Income	0	0	0	0	0	0	0	0	0	257,040
? Interest Income	93,170	102,172	110,849	129,773	147,765	147,871	177,076	251,652	346,696	412,879
? Interest Expense	4,852	4,918	7,246	15,357	22,544	11,950	6,002	18,269	99,364	155,839
? Depreciation And Amortization	6,902	11,142	13,640	5,782	4,491	4,723	5,569	12,044	21,939	13,354
? EBITDA	60,977	67,365	68,630	73,502	82,385	77,514	101,059	132,528	0	0
? EBIT										-13,354
? Operating Income	58,972	61,189	62,428	82,905	75,660	67,743	95,397	138,431	-6,651,846	305,113
? Income Before Tax	54,120	56,271	55,182	67,548	75,660	67,743	95,397	120,484	137,927	144,366
? Income Tax Expense	16,933	15,244	17,139	12,031	9,593	8,874	20,752	27,190	30,179	29,827
? Net Income From Continuing Operations										114,539
? Net Income	37,187	41,027	38,043	55,517	66,067	58,869	74,645	92,972	107,748	114,539
? EPS (Earnings Per Share)	2.530	1.840	1.690	2.450	2.920	2.610	3	3.240	3.690	3.910
? EPS Diluted	2.480	1.800	1.660	2.420	2.890	2.590	2.970	3.210	3.670	3.890
? Weighted Average Shares Outstanding	22,087.500	22,356	22,532	22,619	22,598	22,563	24,898	28,672	29,212	29,288
? Weighted Average Shares Outstanding Diluted	22,459.500	22,792	22,983	22,944	22,865	22,768	25,156	28,922	29,343	29,421
	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD

Balance Sheet

(* All numbers are in thousands)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
? Cash And Cash Equivalents	35,895	39,709	41,982	51,892	46,863	43,179	62,304	82,515	94,466	78,925
? Short Term Investments	565,876	570,074	574,524	436,995	470,738	586,978	1,180,298	1,144,617	1,031,179	990,114
? Cash And Short Term Investments	601,771	609,783	616,506	488,887	517,601	630,157	1,242,602	1,227,132	265,959	1,069,039
? Net Receivables	8,531	8,978	10,584	10,299	10,705	29,811	30,031	22,157	0	47,364
? Accounts Receivables										27,697
? Inventory	0	0	0	0	-263,733.999	-336,447	-1,000,570	-232,364	0	0
? Total Current Assets	2,202,258	2,418,771	2,617,469	2,813,867	528,306	659,968	1,272,633	1,249,289	265,959	1,096,736
? Property Plant Equipment Net	39,557	42,384	41,655	44,764	58,618	58,015	76,894	101,612	101,174	112,736
? Goodwill	682	682	682	682	12,513	12,513	135,830	194,074	194,074	194,074
? Intangible Assets	2,619	2,326	2,100	2,079	3,657	4,672	10,124	40,209	33,386	8,978
? Long Term Investments	571,685	575,318	577,740	441,532	476,986	596,530	1,191,382	1,631,803	1,646,072	0
? Total Non Current Assets	614,543	620,710	622,177	489,057	551,774	671,730	1,414,230	310,644	7,710,070	315,788
? Total Assets	2,817,038	3,038,659	3,239,646	3,302,924	3,724,197	4,608,629	6,646,025	7,496,261	8,170,102	8,863,419
? Account Payables	127	144	232	762	640	391	300	660	2,094	1,912
? Short Term Debt	0	0	0	0	0	0	0	0	0	0
? Deferred Revenue	0	-144,825	-261,593	-75,579	-44,106	-73,287	-88,174	-144,924	0	0
? Total Current Liabilities	127	144	232	762	640	391	300	660	2,093.999	1,912
? Long Term Debt	43,468	51,075	49,458	48,177	79,953	31,639	18,774	76,343	226,740	326,806
? Deferred Revenue Non Current	0	-43,358	-48,939	-50,516	73,159	21,870	857,953.999	-20,274	0	0
? Deferred Tax Liabilities Non Current	0	4,341	2,515	2,966	6,794	9,769	9,048	20,274	0	0
? Total Non Current Liabilities	43,468	51,075	49,458	48,177	79,953	31,639	952,395.999	660	7,309,905.001	326,806
? Total Liabilities	2,530,660	2,724,787	2,906,002	2,936,424	3,701,593	4,167,928	300	6,735,829	7,311,999	7,922,943
? Treasury Stock										0
? Preferred Stock	0	0	0	0	0	0	0	0	0	0
? Common Stock	10,616	36,250	36,457	36,689	36,207	36,500	49,501	58,367	58,602	58,939
? Retained Earnings	231,091	252,439	267,193	298,156	333,699	353,574	391,201	439,898	506,344	577,607
? Additional Paid In Capital										0
? Total Stockholders Equity	286,378	313,872	333,644	366,500	22,604	440,701	675,869	760,432	858,103	940,476
? Total Equity	286,378	313,872	333,644	366,500	22,604	440,701	675,869	760,432	858,103	940,476
? Minority Interest	0	0	0	0	0	0	0	0	0	0
? Total Liabilities And Total Equity	2,817,038	3,038,659	3,239,646	3,302,924	3,724,197	4,608,629	6,646,025	7,496,261	8,170,102	8,863,419
? Total Investments	1,137,561	1,145,392	1,152,264	878,527	947,724	1,183,508	2,371,680	2,776,420	2,677,251	990,114
? Total Debt	43,468	51,075	49,458	48,177	79,953	31,639	102,248	76,343	226,740	326,806
? Net Debt	7,573	11,366	7,476	-3,715	33,090	-11,540	39,944	-6,172	132,274	247,881
	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD

Cash Flow Statement

(* All numbers are in thousands)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
? Net Income	37,187	41,027	38,043	55,517	66,067	58,869	74,645	93,294	107,748	114,539
? Depreciation And Amortization	6,902	11,142	13,640	5,782	4,880	9,743	11,329	20,658	21,939	0
? Deferred Income Tax	847	276	3,971	-268	-5,852	-7,508	5,401	1,823	-435	0
? Stock Based Compensation	2,134	2,473	2,892	4,027	3,578	3,262	4,565	4,394	4,464	3,773
? Change In Working Capital	-233	5,128	-5,148	-1,326	-2,701	10,862	-7,610	-24,396	-34,579	0
? Accounts Receivables	-2,540	-7,438	-13,848	-582	-2,786	-20,880	4,007	-14,137	0	0
? Inventory	0	0	0	0	-86	-30,242	11,710	10,259	0	0
? Accounts Payables	2,307	12,566	8,700	-744	85	31,742	-11,617	-10,259	-30,638	9,731
? Net Cash Provided By Operating Activities	43,171	63,262	53,676	65,889	58,436	77,125	102,100	108,742	106,703	36,722
? Investments In Property Plant And Equipment	-3,459	-6,327	-2,786	-7,057	-5,098	-5,458	-4,581	-18,441	-7,731	0
? Acquisitions Net	-168,832	-274,544	-105,867	-137,605	-24,686	-690,505	24,981	354,449	0	0
? Purchases Of Investments	-384,260	-478,798	-661,086	-768,407	-702,441	-455,368	-504,777	-655,671	-6,025	-396,656
? Sales Maturities Of Investments	326,886	468,271	652,924	901,512	690,466	348,736	301,266	317,512	180,493	504,809
? Net Cash Provided By Investing Activities	0	0	0	0	0	0	0	0	0	-677,057
? Net Debt Issuance	0	0	0	0	0	0	0	0	0	100,000
? Long Term Net Debt Issuance	0	0	0	0	0	0	0	0	0	100,000
? Short Term Net Debt Issuance	0	0	0	0	0	0	0	0	0	0
? Net Stock Issuance	0	0	0	0	0	0	0	0	0	-4,217
? Net Dividends Paid	-14,224	-16,093	-18,077	-21,766	-23,542	-24,481	-28,198	-33,301	-34,575	-35,835
? Common Dividends Paid										-35,835
? Preferred Dividends Paid	0	0	0	0	0	0	0	0	0	0
? Net Cash Provided By Financing Activities	213,545	170,450	152,304	5,372	155,522	795,814	620,021	-518,142	415,938	559,250
? Effect Of Forex Changes On Cash	0	0	0	0	0	0	0	0	0	0
? Net Change In Cash	29,592	-55,860	91,275	59,691	50,785	68,221	643,247	-793,825	98,592	-3,330
? Cash At End Of Period	103,833	47,973	139,248	198,939	249,724	317,945	961,192	167,367	265,959	2,481
? Cash At Beginning Of Period	74,241	103,833	47,973	139,248	198,939	249,724	317,945	961,192	167,367	5,811
? Operating Cash Flow	43,171	63,262	53,676	65,889	58,436	77,125	102,100	108,742	106,703	36,722
? Capital Expenditure	-3,459	-6,327	-2,786	-7,057	-5,098	-5,458	-4,581	-18,441	-7,731	0
? Free Cash Flow	39,712	56,935	50,890	58,832	53,338	71,667	97,519	90,301	98,972	36,722
	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD

Analyst Estimates

(* All numbers are in thousands)

Fiscal Year	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026
Estimated Revenue (Low)	147,319.924	157,292.472	172,205.002	186,191.698	234,202.770	315,651.929	331,916.119	348,092.222	376,611.248	398,551.993
Estimated Revenue (High)	150,224.794	160,393.982	175,600.559	189,863.047	238,820.806	320,509.447	339,940.511	349,488.181	384,337.623	407,848.541
Estimated Revenue (Avg)	148,513.333	158,566.667	173,600	187,700	236,100	317,540	336,066.667	348,860	380,940	403,920
Estimated Ebitda (Low)	60,774.068	68,488.912	70,642.492	55,562.709	65,860.358	70,347.768	77,382.543	122,280.605	132,298.996	140,006.515
Estimated Ebitda (High)	91,161.103	102,733.369	105,963.738	83,344.065	98,790.537	105,521.652	116,073.815	122,770.989	135,013.178	143,272.281
Estimated Ebitda (Avg)	75,967.586	85,611.141	88,303.116	69,453.387	82,325.448	87,934.710	96,728.179	122,550.317	133,819.634	141,892.232
Estimated Net Income (Low)	30,056.327	42,832.211	45,245.763	36,615.682	43,343.619	43,437.017	86,198.397	110,865.486	121,270.221	128,017.351
Estimated Net Income (High)	45,084.491	64,248.316	67,868.646	54,923.525	65,015.430	65,155.528	129,297.602	112,630.175	125,706.883	134,284.136
Estimated Net Income (Avg)	37,570.409	53,540.264	56,557.205	45,769.604	54,179.525	54,296.273	107,748	111,747.831	123,974.500	133,275.170
Estimated SGA Expense (Low)	53,174.160	54,581.541	52,553.535	47,977.591	58,129.392	78,899.601	86,789.559	125,905.720	136,221.114	144,157.129
Estimated SGA Expense (High)	79,761.240	81,872.311	78,830.303	71,966.387	87,194.089	118,349.404	130,184.343	126,410.641	139,015.761	147,519.711
Estimated SGA Expense (Avg)	66,467.700	68,226.926	65,691.919	59,971.989	72,661.741	98,624.503	108,486.951	126,183.427	137,786.833	146,098.749
Estimated EPS (Avg)	1.930	2.380	2.840	2.360	2.690	3.170	3.710	3.810	4.190	4.500
Estimated EPS (High)	1.950	2.420	2.880	2.390	2.730	3.210	3.750	3.840	4.280	4.580
Estimated EPS (Low)	1.910	2.360	2.810	2.330	2.660	3.140	3.670	3.780	4.130	4.360
Number of Analysts (Estimated Revenue)	10	10	1	1	1	1	2	4	4	4
Number of Analysts (Estimated EPS)	9	9	2	1	1	2	4	5	5	5

Subscribe

Log in

Current Key Metrics

?	Revenue (TTM) :	507.953M	?	P/S (TTM) :	4.24
?	Net Income (TTM) :	114.539M	?	P/E (TTM) :	17.85
?	Enterprise Value (TTM) :	2.559B	?	EV/FCF (TTM) :	18.92
?	Dividend Yield (TTM) :	0.02	?	Payout Ratio (TTM) :	0.3
?	ROE (TTM) :	0.13	?	ROIC (TTM) :	0.07
?	Net Debt (TTM) :	448.567M	?	Debt/Equity (TTM) :	0.5
?	P/B (TTM) :	2.23	?	Current Ratio (TTM) :	0.13

Forward P/E Ratios

?

Forward P/E calculated based on:

Forward P/E 1Y	Forward P/E 2Y	Forward P/E 3Y	Forward P/E 4Y	Forward P/E 5Y
40.13	32.54	27.27	32.82	28.79

SWOT Analysis

No SWOT analysis available for this stock.

SYBT

4.47

5.99

5.52

12.14

6.39

61.33

103.29

Trading Metrics:

Open:	73.55	Previous Close:	74.14
Day Low:	73.55	Day High:	77.55
Year Low:	46.7	Year High:	79.85
Price Avg 50:	73.55	Price Avg 200:	70.56
Volume:	131649	Average Volume:	113449

SYBT

Stock Yards Bancorp, Inc.

About The Company

Revenue Segmentation

EPS

Earnings Call

Income Statement

Balance Sheet

Cash Flow Statement

Analyst Estimates

Current Key Metrics

Forward P/E Ratios

SWOT Analysis

Relevant news

Leave a Reply Cancel reply