RY
Royal Bank of Canada
| Exchange: | NYSE |
| Market Cap: | 220.958B |
| Shares Outstanding: | 1.27B |
About The Company
| Sector: | Financial Services | |||||
| Industry: | Banks – Diversified | |||||
| CEO: | David I. McKay | |||||
| Full Time Employees: | 94624 | |||||
| Address: |
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| Website: | https://www.rbc.com |
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Revenue Segmentation
EPS
Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.
Earnings Call
Latest materials on file: 1 2025 (2025/02/27)
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 113,453,000 | 134,489,000 | 137,357,000 |
| Gross Profit | 49,123,000 | 54,259,000 | 62,170,000 |
| EBITDA | 21,037,000 | 22,843,000 | 28,730,000 |
| Operating Income | 18,183,000 | 19,862,000 | 25,651,000 |
| Net Income | 14,605,000 | 16,230,000 | 20,362,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 2,006,531,000 | 2,171,582,000 | 2,325,006,000 |
| Total Liabilities | 1,891,384,000 | 2,044,390,000 | 2,185,855,000 |
| Total Stockholders Equity | 115,048,000 | 127,089,000 | 139,092,000 |
| Total Debt | 774,589,000 | 779,523,000 | 834,955,000 |
| Cash and Cash Equivalents | 133,075,000 | 122,743,000 | 87,388,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 26,079,000 | 23,139,000 | 55,220,000 |
| Capital Expenditure | -2,730,000 | -2,280,000 | -2,243,000 |
| Free Cash Flow | 23,349,000 | 20,859,000 | 52,977,000 |
| Net Income | 14,612,000 | 16,240,000 | 20,369,000 |
| Net Change in Cash | -10,408,000 | -5,266,000 | -19,699,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2028 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 74,259,467.146 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 76,315,385.315 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 75,307,310.927 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | 19,420,954.779 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | 19,958,635.634 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | 19,694,995.618 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | 26,119,241.801 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | 27,063,304.498 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | 26,591,273.150 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 16,626,200.644 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 17,086,507.044 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 16,860,805.896 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | 18.870 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | 19.200 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | 18.530 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 2 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 1 | Full Access | Full Access | Full Access | Full Access |
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Current Key Metrics
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Login — it's freeSWOT Analysis
Strengths (preview)
- Record Financial Performance: RY reported record first-quarter earnings of $5.1 billion in Q1 2025, as highlighted in the earnings call transcript, reflecting strong operational efficiency and revenue generation capabilities. This performance underscores robust profitability metrics, including a high net profit margin (TTM data).
- Solid Capital Position: The balance sheet data indicates substantial cash and cash equivalents alongside strong total stockholders' equity, providing RY with a stable financial foundation to weather economic fluctuations and support growth initiatives.
- Strong Return Metrics: Key metrics such as ROE (TTM) and ROIC (TTM) demonstrate effective use of equity and invested capital, positioning RY as a leader in generating value for shareholders within the banking sector.
- Consistent Dividend Yield: A competitive dividend yield (TTM) and a history of dividend payments (evident from cash flow statements) enhance RY's attractiveness to income-focused investors, supported by steady net cash provided by operating activities.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates RY intrinsic value between $136.30 – $216.73 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
Common questions about RY valuation
Is Royal Bank of Canada (RY) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Royal Bank of Canada (RY) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is RY a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether RY trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is RY’s P/E ratio?
You can see RY’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for RY?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is RY a good long-term investment?
Whether RY fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.
Trading Metrics:
| Open: | 159.25 | Previous Close: | 160.19 | |
| Day Low: | 157.57 | Day High: | 159.84 | |
| Year Low: | 106.1 | Year High: | 176.19 | |
| Price Avg 50: | 167.96 | Price Avg 200: | ||
| Volume: | Average Volume: |
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