MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
PCB stock logo

PCB

PCB Bancorp

$22.96
0.1
 (0.44%)
Exchange:  NASDAQ
Market Cap:  326.62M
Shares Outstanding:  1.586M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Henry Kim
Full Time Employees:  257
Address: 
3701 Wilshire Boulevard
Los Angeles
CA
90010-2871
US
Website:  https://www.paccity.net
PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier’s checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and one full-service branch in each of Englewood Cliffs, New Jersey, and Bayside, New York. It also operates 10 loan production offices in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

No earnings call materials on file for this symbol yet.

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue161,860191,910209,371.999
Gross Profit99,31996,309111,686
EBITDA47,32940,30252,488
Operating Income43,26236,28652,488
Net Income30,70525,81037,453

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets2,789,5063,063,9713,281,771
Total Liabilities2,440,6342,700,1572,891,745
Total Stockholders Equity348,872363,814390,026
Total Debt59,13733,67171,992
Cash and Cash Equivalents242,342198,79225,319

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow63,34338,98526,589
Capital Expenditure-1,315-4,075-2,193
Free Cash Flow62,02834,91025,659
Net Income30,70525,81037,453
Net Change in Cash95,311-43,5508,350

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)134,297.605Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)141,835.728Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)138,066.667Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)48,727.932Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)51,463.031Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)50,095.482Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)41,795.302Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)44,978.405Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)44,600Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)33,928.142Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)35,832.528Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)34,880.335Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)3.040Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)3.150Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)2.930Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)2Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)2Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
191.91M  ?P/S
 (TTM)
: 
1.65
?Net Income
 (TTM)
: 
25.763M  ?P/E
 (TTM)
: 
9.14
?Enterprise Value
 (TTM)
: 
391.359M  ?EV/FCF
 (TTM)
: 
17.83
?Dividend Yield
 (TTM)
: 
0.03  ?Payout Ratio
 (TTM)
: 
0.32
?ROE
 (TTM)
: 
0.1  ?ROIC
 (TTM)
: 
0.16
?Net Debt
 (TTM)
: 
6.571M  ?Debt/Equity
 (TTM)
: 
0.18
?P/B
 (TTM)
: 
0.88  ?Current Ratio
 (TTM)
: 
10.32

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
8.29Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates PCB intrinsic value between $32.65 – $35.82 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate PCB Intrinsic Value

Common questions about PCB valuation

Is PCB Bancorp (PCB) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for PCB Bancorp (PCB) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is PCB a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether PCB trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is PCB’s P/E ratio?

You can see PCB’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for PCB?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is PCB a good long-term investment?

Whether PCB fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

PCB

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

0.44
MARKETSnap

Trading Metrics:

Open: 22.8   Previous Close: 22.86
Day Low: 22.54   Day High: 23.01
Year Low: 16   Year High: 24.2
Price Avg 50: 22.47   Price Avg 200: 21.75
Volume: 11105   Average Volume: 25279

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

MKS Inc.: Long-Term Structural Growth From Rising Semi And PCB Complexity
24-03-2026 12:50
MKS Inc.: Long-Term Structural Growth From Rising Semi And PCB Complexity
PCB Bancorp (PCB) Could Be a Great Choice
20-03-2026 12:46
PCB Bancorp (PCB) Could Be a Great Choice
Are You Looking for a High-Growth Dividend Stock?
04-03-2026 12:45
Are You Looking for a High-Growth Dividend Stock?
Why PCB Bancorp (PCB) is a Great Dividend Stock Right Now
16-02-2026 12:45
Why PCB Bancorp (PCB) is a Great Dividend Stock Right Now
All You Need to Know About PCB Bancorp (PCB) Rating Upgrade to Strong Buy
04-02-2026 13:00
All You Need to Know About PCB Bancorp (PCB) Rating Upgrade to Strong Buy
PCB Bancorp (PCB) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
29-01-2026 20:30
PCB Bancorp (PCB) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States
  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read