MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
KMPR stock logo

KMPR

Kemper Corporation

$30.62
0.59
 (1.96%)
Exchange:  NYSE
Market Cap:  1.798B
Shares Outstanding:  110.604M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Insurance – Property & Casualty
   
CEO:  Carl Thomas Evans Jr.
Full Time Employees:  7400
Address: 
200 East Randolph Street
Chicago
IL
60601
US
Website:  https://www.kemper.com
Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2025/05/10 — Q1 quarter 2025

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue4,945,3004,632,7004,800,500
Gross Profit1,125,300589,4001,425,000
EBITDA-232,400499,100273,500
Operating Income-347,100388,500160,700
Net Income-272,100317,800143,300

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets12,742,70012,630,40012,472,700
Total Liabilities10,237,7009,846,1009,803,300
Total Stockholders Equity2,505,2002,788,4002,681,400
Total Debt1,389,2001,391,300943,500
Cash and Cash Equivalents64,10065,400126,000

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow-134,199.999382,900584,500
Capital Expenditure-53,8000-30,600
Free Cash Flow-188,000382,900553,900
Net Income-272,300312,5000
Net Change in Cash-148,3001,30060,599.999

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)4,801,788.450Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)4,801,788.451Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)4,801,788.451Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)51,694.132Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)51,694.132Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)51,694.132Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)359,131.707Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)383,702.136Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)372,099.329Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)353,483.547Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)353,483.547Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)353,483.547Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)5.940Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)6.130Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)5.740Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)1Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)1Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
4.644B  ?P/S
 (TTM)
: 
0.41
?Net Income
 (TTM)
: 
317.8M  ?P/E
 (TTM)
: 
13.6
?Enterprise Value
 (TTM)
: 
2.825B  ?EV/FCF
 (TTM)
: 
5.1
?Dividend Yield
 (TTM)
: 
0.04  ?Payout Ratio
 (TTM)
: 
0.56
?ROE
 (TTM)
: 
0.05  ?ROIC
 (TTM)
: 
0.01
?Net Debt
 (TTM)
: 
1.379B  ?Debt/Equity
 (TTM)
: 
0.37
?P/B
 (TTM)
: 
0.73  ?Current Ratio
 (TTM)
: 
0

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
5.79Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates KMPR intrinsic value between $65.38 – $86.98 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate KMPR Intrinsic Value

Common questions about KMPR valuation

Is Kemper Corporation (KMPR) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Kemper Corporation (KMPR) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is KMPR a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether KMPR trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is KMPR’s P/E ratio?

You can see KMPR’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for KMPR?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is KMPR a good long-term investment?

Whether KMPR fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

KMPR

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

1.96
MARKETSnap

Trading Metrics:

Open: 29.87   Previous Close: 30.03
Day Low: 29.45   Day High: 30.97
Year Low: 28.41   Year High: 66.13
Price Avg 50: 32.78   Price Avg 200: 45.3
Volume: 640933   Average Volume: 1.038M

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Kemper Executives to Speak at Raymond James 47th Annual Investors Conference
24-02-2026 09:00
Kemper Executives to Speak at Raymond James 47th Annual Investors Conference
Kemper (NYSE:KMPR) Reaches New 52-Week Low Following Weak Earnings
06-02-2026 01:56
Kemper (NYSE:KMPR) Reaches New 52-Week Low Following Weak Earnings
Kemper (KMPR) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
04-02-2026 21:30
Kemper (KMPR) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
Kemper Announces Schedule for Fourth Quarter 2025 Earnings Release
26-01-2026 16:05
Kemper Announces Schedule for Fourth Quarter 2025 Earnings Release
AXQ Capital LP Sells 5,735 Shares of Kemper Corporation $KMPR
25-11-2025 03:36
AXQ Capital LP Sells 5,735 Shares of Kemper Corporation $KMPR

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States
  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read