MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
INBK stock logo

INBK

First Internet Bancorp

$20.57
0.05
 (0.24%)
Exchange:  NASDAQ
Market Cap:  179.302M
Shares Outstanding:  9.84M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  David Becker
Full Time Employees:  323
Address: 
8701 East 116th Street
Fishers
IN
46038
US
Website:  https://www.firstinternetbancorp.com
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, savings, money market, and brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity and improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities. In addition, it offers corporate credit card and treasury management services. The company provides its services through its firstib.com Website. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2025/04/24 — Q1 quarter 2025

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue259,853333,424322,869
Gross Profit78,620111,70544,158
EBITDA10,68836,002-50,869
Operating Income4,94027,542-50,869
Net Income8,41725,276-35,168

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets5,167,5725,737,8595,571,647
Total Liabilities4,804,7775,353,7965,211,880
Total Stockholders Equity362,795384,063359,767
Total Debt719,772400,150354,965
Cash and Cash Equivalents405,898466,4106,145

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow11,68012,99239,529
Capital Expenditure-5,367-2,592-1,228
Free Cash Flow6,31310,40038,301
Net Income8,41725,276-35,168
Net Change in Cash149,34660,5121,511

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)209,633.251Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)219,242.748Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)214,438Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)28,332.549Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)29,631.300Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)28,981.925Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)37,455.853Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)42,159.998Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)40,032.750Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)39,758.514Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)41,581.027Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)40,669.771Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)4.570Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)4.830Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)4.290Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)2Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)3Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
339.232M  ?P/S
 (TTM)
: 
0.66
?Net Income
 (TTM)
: 
25.276M  ?P/E
 (TTM)
: 
-6.01
?Enterprise Value
 (TTM)
: 
559.938M  ?EV/FCF
 (TTM)
: 
-54.46
?Dividend Yield
 (TTM)
: 
0.01  ?Payout Ratio
 (TTM)
: 
-0.06
?ROE
 (TTM)
: 
-0.09  ?ROIC
 (TTM)
: 
-0.04
?Net Debt
 (TTM)
: 
390.901M  ?Debt/Equity
 (TTM)
: 
0.99
?P/B
 (TTM)
: 
0.59  ?Current Ratio
 (TTM)
: 
81.27

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
9.18Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate INBK Intrinsic Value

Common questions about INBK valuation

Is First Internet Bancorp (INBK) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for First Internet Bancorp (INBK) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is INBK a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether INBK trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is INBK’s P/E ratio?

You can see INBK’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for INBK?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is INBK a good long-term investment?

Whether INBK fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

INBK

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

0.24
MARKETSnap

Trading Metrics:

Open: 20.37   Previous Close: 20.52
Day Low: 20.02   Day High: 20.69
Year Low: 17.05   Year High: 28.51
Price Avg 50: 20.77   Price Avg 200: 22.05
Volume: 23139   Average Volume: 57483

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
Could not create stock discussion for INBK

Relevant news

First Internet (INBK) Surges 6.1%: Is This an Indication of Further Gains?
07-04-2026 09:41
First Internet (INBK) Surges 6.1%: Is This an Indication of Further Gains?
Here's What Key Metrics Tell Us About First Internet (INBK) Q4 Earnings
29-01-2026 20:30
Here's What Key Metrics Tell Us About First Internet (INBK) Q4 Earnings
First Internet Bancorp (NASDAQ:INBK) Shares Cross Below 200 Day Moving Average   – Time to Sell?
25-12-2025 03:14
First Internet Bancorp (NASDAQ:INBK) Shares Cross Below 200 Day Moving Average – Time to Sell?

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States
  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read