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FISV
Fiserv, Inc.
$48.29
-0.54
(-1.11%)
| Exchange: | NASDAQ |
| Market Cap: | 25.749B |
| Shares Outstanding: | 672.1M |
Delayed data
About The Company
| Sector: | Technology | |||||
| Industry: | Information Technology Services | |||||
| CEO: | Michael Patrick Lyons | |||||
| Full Time Employees: | 38000 | |||||
| Address: |
| |||||
| Website: | https://www.fiserv.com |
Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 19,093,000 | 20,456,000 | 21,193,000 |
| Gross Profit | 11,423,000 | 12,443,000 | 12,581,000 |
| EBITDA | 8,023,000 | 8,839,000 | 8,955,000 |
| Operating Income | 5,014,000 | 5,879,000 | 5,698,000 |
| Net Income | 3,068,000 | 3,131,000 | 3,480,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 90,890,000 | 77,176,000 | 80,133,000 |
| Total Liabilities | 60,221,000 | 49,490,000 | 54,324,000 |
| Total Stockholders Equity | 29,857,000 | 27,068,000 | 25,792,000 |
| Total Debt | 23,118,000 | 24,840,000 | 28,997,000 |
| Cash and Cash Equivalents | 1,204,000 | 1,236,000 | 798,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 5,162,000 | 6,631,000 | 6,062,000 |
| Capital Expenditure | 0 | 0 | -1,763,000 |
| Free Cash Flow | 5,162,000 | 6,631,000 | 6,062,000 |
| Net Income | 3,129,000 | 3,180,000 | 3,490,000 |
| Net Change in Cash | -229,000 | 30,000 | -191,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2030 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 23,072,280.430 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 23,910,156.367 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 23,590,500 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 11,827,803.517 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 12,257,333.316 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 12,093,464.264 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 8,489,088.195 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 8,892,575.746 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 8,738,641.635 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 7,797,276.791 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 8,080,436.950 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 7,972,409.086 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 15.920 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 16.200 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 15.460 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 7 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 3 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates FISV intrinsic value between $167.62 – $176.98 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
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Common questions about FISV valuation
Is Fiserv, Inc. (FISV) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Fiserv, Inc. (FISV) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is FISV a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether FISV trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is FISV’s P/E ratio?
You can see FISV’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for FISV?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is FISV a good long-term investment?
Whether FISV fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
FISV
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Daily snapshot
-1.11
Trading Metrics:
| Open: | 48.8 | Previous Close: | 48.83 | |
| Day Low: | 47.24 | Day High: | 48.83 | |
| Year Low: | 47.04 | Year High: | 238.59 | |
| Price Avg 50: | 114.45 | Price Avg 200: | 166.21 | |
| Volume: | 2.774M | Average Volume: | 15.606M |
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