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EXFY stock logo

EXFY

Expensify, Inc.

$2.55
-0.07
 (-2.67%)
Exchange:  NASDAQ
Market Cap:  245.917M
Shares Outstanding:  29.527M
Delayed data
Calculate EXFY Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Technology
Industry:  Software – Application
   
CEO:  David Barrett
Full Time Employees:  117
Address: 
88 Kearny St
San Francisco
CA
94108
US
Website:  https://www.expensify.com
Expensify, Inc. provides a digital platform accessible via the cloud, specializing in expense management for clients across the United States and globally. The company’s flagship product, also called Expensify, is a comprehensive tool that streamlines various financial operations. These capabilities include overseeing corporate credit cards, settling bills, generating invoices, processing incoming payments, and facilitating travel arrangements. Furthermore, it offers functionalities for individuals to monitor and submit their spending proposals. Expensify, Inc. caters to a diverse clientele, ranging from individual users and small-to-medium-sized businesses to major corporations and large enterprises. The company was founded in San Francisco, California, in 2008.

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Revenue Segmentation

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EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

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Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/05/09 — Q1 quarter 2026

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Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue150,687139,236142,101
Gross Profit83,79974,99771,527
EBITDA-27,9855,994-7,833
Operating Income-33,149-820-18,019
Net Income-41,456-10,055-21,389

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(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets176,784173,680185,989
Total Liabilities76,04045,43753,244
Total Stockholders Equity100,744128,243132,745
Total Debt29,5546,4675,739
Cash and Cash Equivalents47,51048,77263,080

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(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow1,55923,87720,089
Capital Expenditure-7,294-7,628-17
Free Cash Flow-5,73516,24920,072
Net Income-41,456-10,055-21,389
Net Change in Cash-51,052-5,82413,790

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(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)134,532.846Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)143,795.153Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)139,164Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)-3,517.430Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)-3,290.861Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)-3,404.146Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)10,641.265Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)11,455.209Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)11,048.237Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)73,494.831Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)78,554.797Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)76,024.814Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)0.120Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)0.120Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)0.120Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)2Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)1Research AccessResearch AccessResearch AccessResearch Access

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(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
139.236M  ?P/S
 (TTM)
: 
1.84
?Net Income
 (TTM)
: 
-10055000  ?P/E
 (TTM)
: 
-15.85
?Enterprise Value
 (TTM)
: 
188.837M  ?EV/FCF
 (TTM)
: 
14.16
?Dividend Yield
 (TTM)
: 
0%  ?Payout Ratio
 (TTM)
: 
0%
?ROE
 (TTM)
: 
-11.54%  ?ROIC
 (TTM)
: 
-7.85%
?Net Debt
 (TTM)
: 
-62285000  ?Debt/Equity
 (TTM)
: 
0
?P/B
 (TTM)
: 
1.87  ?Current Ratio
 (TTM)
: 
3.5

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Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
21.25Research AccessResearch AccessResearch AccessResearch Access

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SWOT Analysis

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At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

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Common questions about EXFY valuation

Is Expensify, Inc. (EXFY) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Expensify, Inc. (EXFY) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is EXFY a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether EXFY trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is EXFY’s P/E ratio?

You can see EXFY’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for EXFY?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is EXFY a good long-term investment?

Whether EXFY fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

EXFY

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-2.67
MARKETSnap

Trading Metrics:

Open: 2.62   Previous Close: 2.62
Day Low: 2.53   Day High: 2.69
Year Low: 0.69   Year High: 2.81
Price Avg 50: 1.91   Price Avg 200: 1.39
Volume: 606171   Average Volume: 1.262M

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See in Nexus

Relevant news

Expensify: Still Positive After Q2 Earnings Turnaround And Raised Cash Flow Guidance
07-08-2026 09:45
Expensify: Still Positive After Q2 Earnings Turnaround And Raised Cash Flow Guidance
Expensify, Inc. (EXFY) Q2 2026 Earnings Call Transcript
07-08-2026 02:44
Expensify, Inc. (EXFY) Q2 2026 Earnings Call Transcript
Expensify Q2 Earnings Call Highlights
06-08-2026 22:04
Expensify Q2 Earnings Call Highlights
Expensify, Inc. Announces Final Results of Tender Offer
12-06-2026 06:00
Expensify, Inc. Announces Final Results of Tender Offer
Expensify, Inc. Announces Preliminary Results of Tender Offer
11-06-2026 06:00
Expensify, Inc. Announces Preliminary Results of Tender Offer
Expensify, Inc. Commences a Modified Dutch Auction Tender Offer to Repurchase up to $25,000,000 of Its Class A Common Stock
13-05-2026 06:00
Expensify, Inc. Commences a Modified Dutch Auction Tender Offer to Repurchase up to $25,000,000 of Its Class A Common Stock

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