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EFC stock logo

EFC

Ellington Financial Inc.

$12.04
0.14
 (1.18%)
Exchange:  NYSE
Market Cap:  1.197B
Shares Outstanding:  11.983M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Real Estate
Industry:  REIT – Mortgage
   
CEO:  Laurence Eric Penn
Full Time Employees:  400
Address: 
53 Forest Avenue
Old Greenwich
CT
6870
US
Website:  https://www.ellingtonfinancial.com
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, manufactured housing, and subprime residential mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential mortgage loans; commercial mortgage-backed securities; and commercial mortgage loans and other commercial real estate debt. It also provides collateralized loan obligations; mortgage-related and non-mortgage-related derivatives; corporate debt and equity securities; corporate loans; and other strategic investments. In addition, the company offers consumer loans and asset-backed securities backed by consumer and commercial assets. Ellington Financial LLC was incorporated in 2007 and is based in Old Greenwich, Connecticut.

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Revenue Segmentation

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EPS

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Earnings Call

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Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2025/05/08 — Q1 quarter 2025

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Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue256,501282,187674,545
Gross Profit256,501282,187568,372
EBITDA00459,094
Operating Income89,210116,271415,288
Net Income84,084145,861146,869

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(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets15,315,93016,317,02819,352,910
Total Liabilities13,780,31814,726,20617,481,755
Total Stockholders Equity1,517,0711,570,4761,834,259
Total Debt13,333,93214,281,1720
Cash and Cash Equivalents228,927192,387201,893

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Cash Flow Statement

Year202320242025
Operating Cash Flow-241,858-430,5270
Capital Expenditure000
Free Cash Flow-241,858-430,5270
Net Income84,084148,1040
Net Change in Cash8,676-21,597129,242

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(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)447,241.920Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)478,402.727Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)462,174.419Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)140,516.246Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)150,306.472Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)145,207.798Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)175,246.549Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)191,279.933Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)183,263.241Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)115,174.652Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)123,199.247Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)119,020.100Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)1.840Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)1.920Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)1.760Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)1Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)1Full AccessFull AccessFull AccessFull Access

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(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
371.902M  ?P/S
 (TTM)
: 
3
?Net Income
 (TTM)
: 
145.861M  ?P/E
 (TTM)
: 
8.77
?Enterprise Value
 (TTM)
: 
18.051B  ?EV/FCF
 (TTM)
: 
0
?Dividend Yield
 (TTM)
: 
0.12  ?Payout Ratio
 (TTM)
: 
1.25
?ROE
 (TTM)
: 
0.09  ?ROIC
 (TTM)
: 
0.09
?Net Debt
 (TTM)
: 
13.995B  ?Debt/Equity
 (TTM)
: 
9.25
?P/B
 (TTM)
: 
0.7  ?Current Ratio
 (TTM)
: 
0

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Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
6.62Full AccessFull AccessFull AccessFull Access

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SWOT Analysis

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At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate EFC Intrinsic Value

Common questions about EFC valuation

Is Ellington Financial Inc. (EFC) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Ellington Financial Inc. (EFC) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is EFC a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether EFC trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is EFC’s P/E ratio?

You can see EFC’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for EFC?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is EFC a good long-term investment?

Whether EFC fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

EFC

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

1.18
MARKETSnap

Trading Metrics:

Open: 11.73   Previous Close: 11.9
Day Low: 11.68   Day High: 12.06
Year Low: 11.12   Year High: 14.12
Price Avg 50: 12.42   Price Avg 200: 
Volume:    Average Volume: 

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Relevant news

Ellington Financial Declares Monthly Common Dividend
8.6% Yield Not That Great From Ellington Financial
Ellington Financial: C Series Preferred Shares Starting To Look Attractive
Ellington Financial Declares Common and Preferred Dividends
Ellington Financial Announces Estimated Book Value Per Common Share as of January 31, 2026
Ellington Financial Announces Release Date of Fourth Quarter 2025 Earnings, Conference Call, and Investor Presentation

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