CRD-B

Crawford & Company

$10.64

0.18

(1.72%)

Exchange:	NYSE
Market Cap:	523.98M
Shares Outstanding:	52.048M

Overview

Earnings

Financials

Valuation

Chart

About The Company

Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, and internationally. The company’s Crawford Loss Adjusting provides claims management services to insurance companies and self-insured entities risk including property, public liability, automobile, and marine insurances. Its Crawford TPA Solutions segment provides claims and risk management services for corporations in the self-insured or commercially-insured marketplace; desktop claim adjusting and claims evaluation services; initial loss reporting services for claimants; and loss mitigation and risk management information services, as well as administers loss funds established to pay claims. This segment also offers third party administration for workers’ compensation, auto and liability, disability absence and medical management, and accident and health products. The company’s Crawford Platform Solutions segment offers insurance through service lines, such as Contractor Connection and Networks, including losses caused by natural disasters, such as fires, hailstorms, hurricanes, earthquakes, floods, as well as man-made disasters, such as oil spills, and chemical releases. It also provides customer-centric solutions for various loss types comprising high-frequency and low-complexity claims to large complex repairs; and outsourced contractor management services to personal and commercial insurance carriers and consumer markets. The company was founded in 1941 and is headquartered in Atlanta, Georgia.

Click to read more…

Revenue Segmentation

EPS

View full analyst estimates

Earnings Call

No transcript or summary available for this symbol.

Income Statement

Balance Sheet

Cash Flow Statement

Analyst Estimates

Income Statement

(* All numbers are in thousands)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
? Revenue	1,241,520	1,177,588	1,163,709	1,122,979	1,047,627	1,016,195	1,139,231	1,231,226	1,267,131	1,340,970
? Cost Of Revenue	940,352	856,675	841,988	808,005	752,773	737,320	847,430	924,872	908,059	973,423
? Gross Profit	301,168	320,913	321,721	314,974	294,854	278,875	291,801	306,354	359,072	367,547
? Research And Development Expenses	0	0.050	0.040	0.040	0.020	0.040	0.040	0	0	0
? General And Administrative Expenses	241,602	239,852	239,840	242,421	227,170	218,952	0	0	0	0
? Selling And Marketing Expenses	0	0	0	0	0	0	0	0	0	0
? Operating Expenses	241,602	239,852	239,840	242,421	227,170	218,952	244,850	255,750	291,248	367,547
? Net Interest Income	0	0	0	0	0	0	0	0	0	0
? Interest Income	600	749	847	1,290	745	264	424	655	2,773	0
? Interest Expense	8,383	9,185	9,062	10,109	10,774	7,923	6,559	10,311	19,809	16,862
? Depreciation And Amortization	43,498	1,096,527	1,082,007	1,050,425.999	979,943	956,272	1,092,280	1,180,622	35,742	36,195
? EBITDA	103,817	113,918	124,664	119,645	104,960	99,166	73,932	88,263	102,908	97,610
? EBIT
? Operating Income	25,171	81,061	69,797	72,553	64,447	59,055	50,423	52,165	67,824	3,441
? Income Before Tax	-31,773	63,241	42,262	44,131	23,637	39,088	43,864	5,046	47,357	41,112
? Income Tax Expense	13,832	25,565	15,039	18,542	14,111	12,013	13,316	23,578	17,097	14,583
? Net Income From Continuing Operations
? Net Income	-45,488	35,966	27,665	25,978	9,526	28,296	30,692	-18,532	30,609	26,596
? EPS (Earnings Per Share)	-0.790	0.680	0.530	0.510	0.180	0.540	0.580	-0.370	0.630	0.540
? EPS Diluted	-0.790	0.670	0.520	0.500	0.180	0.540	0.570	-0.370	0.620	0.530
? Weighted Average Shares Outstanding	57,579.747	52,891.176	52,198.113	50,937.255	53,612	53,132	52,997	49,472.973	48,835	49,102
? Weighted Average Shares Outstanding Diluted	57,579.747	53,680.597	53,201.923	51,956	54,065	53,384	53,980	49,472.973	49,595	49,736
	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD

Balance Sheet

(* All numbers are in thousands)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
? Cash And Cash Equivalents	76,066	81,569	54,011	53,119	51,802	44,656	53,228	46,007	58,363	55,412
? Short Term Investments	0	0	0	0	0	0	0	0	0	0
? Cash And Short Term Investments	76,066	81,569	54,011	53,119	51,802	44,656	53,228	46,007	58,363	55,412
? Net Receivables	263,255	255,375	282,917	239,408	232,111	226,588	253,180	276,478	247,973	278,481
? Accounts Receivables
? Inventory	1	1	0	0	1	1	0	-126,274	0	0
? Total Current Assets	370,177	364,731	370,367	320,848	315,209	302,003	345,920	351,267	369,346	374,227
? Property Plant Equipment Net	38,052	29,605	41,664	34,303	133,779	145,717	133,090	121,143	111,357	99,364
? Goodwill	95,616	91,750	96,916	96,890	80,642	66,537	116,526	76,622	76,724	76,368
? Intangible Assets	184,857	167,891	186,971	157,233	141,528	142,197	173,373	171,014	178,556	186,399
? Long Term Investments	0	0	0	0	0	0	0	0	0	0
? Total Non Current Assets	413,229	371,128	417,569	380,594	444,804	450,981	506,719	440,240	429,853	429,530
? Total Assets	783,406	735,859	787,936	701,442	760,013	752,984	852,639	791,507	799,199	803,755
? Account Payables	44,615	51,991	49,303	37,834	34,377	41,544	48,470	50,847	45,107	50,605
? Short Term Debt	21,917	1,012	25,212	23,284	59,311	34,582	35,942	72,950	39,164	42,363
? Deferred Revenue	46,552	37,456	37,794	30,961	28,288	27,233	32,119	29,282	35,540	36,129
? Total Current Liabilities	258,348	230,287	256,591	225,310	236,265	242,794	303,855	279,487	299,292	299,727
? Long Term Debt	225,365	187,002	200,460	167,126	235,472	204,986	252,723	296,438	272,364	267,126
? Deferred Revenue Non Current	26,592	25,884	22,515	21,713	24,080	24,136	23,786	24,737	24,871	0
? Deferred Tax Liabilities Non Current	121,732	105,175	87,035	74,323	65,909	53,886	17,892	84,800	0	0
? Total Non Current Liabilities	400,707	346,308	337,606	295,186	358,871	323,262	337,387	388,642	360,076	348,477
? Total Liabilities	659,055	576,595	594,197	520,496	595,136	566,056	641,242	668,129	659,368	648,204
? Treasury Stock
? Preferred Stock	0	261,562	269,686	273,607	249,551	265,245	266,369	213,094	0	0
? Common Stock	55,227	55,986	55,941	55,335	53,281	53,357	51,808	48,612	49,080	49,269
? Retained Earnings	239,161	261,562	269,686	273,607	249,551	265,245	266,369	213,094	228,564	237,948
? Additional Paid In Capital
? Total Stockholders Equity	113,693	153,883	182,320	171,288	159,317	186,939	211,965	124,543	141,618	70,092
? Total Equity	124,351	159,264	193,739	180,946	164,877	186,928	211,397	123,378	139,831	68,433
? Minority Interest	10,658	5,381	11,419	9,658	5,560	-11	-568	-1,165	-1,787	-1,659
? Total Liabilities And Total Equity	783,406	735,859	787,936	701,442	760,013	752,984	852,639	791,507	799,199	803,755
? Total Investments	0	0	0	0	0	0	0	0	0	0
? Total Debt	247,282	188,014	225,672	190,410	294,783	239,568	288,665	346,396	311,528	309,489
? Net Debt	171,216	106,445	171,661	137,291	242,981	194,912	235,437	300,389	253,165	254,077
	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD

Cash Flow Statement

(* All numbers are in thousands)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
? Net Income	-45,605	37,676	27,223	25,589	9,526	27,075	30,548	-18,532	30,609	26,529
? Depreciation And Amortization	43,498	40,743	41,658	44,079	40,513	40,111	40,176	36,098	35,742	36,195
? Deferred Income Tax	4,120	10,531	-2,358	7,947	3,040	-9,005	-2,992	7,397	-12,279	-2,534
? Stock Based Compensation	3,229	5,252	6,661	6,196	4,109	4,384	7,585	4,923	5,603	5,768
? Change In Working Capital	7,455	4,596	-52,025	-52,718	544	26,702	-20,996	-40,491	39,793	-13,342
? Accounts Receivables	26,526	2,781	-14,844	7,844	5,922	5,063	-5,475	-15,537	23,542	-10,741
? Inventory	-4,231	-8,214	-18,513	-48,911	7,834	-18,373	-25,321	0	0	0
? Accounts Payables	-21,151	17,120	-14,678	-8,952	-6,946	31,775	13,470	-5,985	-2,822	6,916
? Net Cash Provided By Operating Activities	61,655	98,864	40,757	52,419	75,216	93,178	54,321	27,634	103,790	51,619
? Investments In Property Plant And Equipment	-32,919	-29,199	-44,911	-30,020	-21,124	-37,380	-30,954	-34,599	-4,890	0
? Acquisitions Net	-68,259	-3,672	-36,029	36,687	-2,296	9,985	-46,398	-26,309	0	0
? Purchases Of Investments	0	0	0	0	0	0	0	0	0	0
? Sales Maturities Of Investments	0	0	0	0	0	0	0	0	0	0
? Net Cash Provided By Investing Activities	0	0	0	0	0	0	0	0	0	0
? Net Debt Issuance	0	0	0	0	0	0	0	0	0	0
? Long Term Net Debt Issuance	0	0	0	0	0	0	0	0	0	0
? Short Term Net Debt Issuance	0	0	0	0	0	0	0	0	0	0
? Net Stock Issuance	0	0	0	0	0	0	0	0	0	0
? Net Dividends Paid	-13,511	-13,565	-13,700	-13,528	-13,171	-9,645	-12,663	-11,842	-12,701	-13,755
? Common Dividends Paid
? Preferred Dividends Paid	0	0	0	0	0	0	0	0	0	0
? Net Cash Provided By Financing Activities	67,889	-55,151	10,343	-58,739	-53,406	-74,369	24,657	25,940	-54,680	-12,862
? Effect Of Forex Changes On Cash	-4,756	-5,244	3,208	-1,021	293	1,082	881	-2,742	386	-326
? Net Change In Cash	23,610	5,503	-27,558	-892	-1,317	-7,146	9,033	-7,044	12,900	-3,216
? Cash At End Of Period	76,066	81,569	54,011	53,119	51,802	44,656	53,689	46,645	59,545	56,329
? Cash At Beginning Of Period	52,456	76,066	81,569	54,011	53,119	51,802	44,656	53,689	46,645	59,545
? Operating Cash Flow	61,655	98,864	40,757	52,419	75,216	93,178	54,321	27,634	103,790	51,619
? Capital Expenditure	-32,919	-29,199	-44,911	-30,020	-21,124	-37,380	-30,954	-34,599	-36,596	-41,647
? Free Cash Flow	28,736	69,665	-4,154	22,399	54,092	55,798	23,367	-6,965	67,194	9,972
	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD

Analyst Estimates

(* All numbers are in thousands)

Fiscal Year	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026
Estimated Revenue (Low)	1,060,626.371	1,086,177.172	1,000,853.715	961,276.133	1,058,861.946	1,145,063.511	1,244,130.469	1,259,666.690	1,350,847.760	1,392,368.731
Estimated Revenue (High)	1,094,780.550	1,121,154.135	1,033,083.101	992,231.046	1,092,959.307	1,200,363.993	1,317,733.740	1,307,685.243	1,411,422.099	1,458,956.268
Estimated Revenue (Avg)	1,081,210	1,107,256.667	1,020,277.333	979,931.667	1,079,411.333	1,169,820.333	1,280,937.067	1,283,675.967	1,373,247.667	1,425,662.500
Estimated Ebitda (Low)	90,605.167	79,193.809	85,499.022	82,118.064	90,454.439	84,894.017	96,547.565	97,793.737	104,872.544	108,096.009
Estimated Ebitda (High)	93,522.825	118,790.714	88,252.253	84,762.421	93,367.243	127,341.027	144,821.352	101,521.639	109,575.210	113,265.506
Estimated Ebitda (Avg)	92,363.546	98,992.262	87,158.306	83,711.733	92,209.893	106,117.522	120,684.459	99,657.688	106,611.552	110,680.758
Estimated Net Income (Low)	37,565.733	19,049.472	29,665.249	31,116.399	40,467.537	26,673.790	30,117.108	40,750.695	46,333.063	52,807.696
Estimated Net Income (High)	39,147.318	31,236.731	30,914.547	32,426.699	42,171.621	40,010.684	45,175.662	43,222.076	50,154.778	56,010.197
Estimated Net Income (Avg)	38,518.949	25,143.102	30,418.101	31,905.951	41,494.649	33,342.237	37,646.385	41,834.442	48,243.920	54,212.241
Estimated SGA Expense (Low)	227,506.116	202,709.123	214,684.782	206,195.325	227,127.644	190,952.445	217,350.319	274,966.220	294,869.671	303,933.072
Estimated SGA Expense (High)	234,832.244	304,063.685	221,598.039	212,835.205	234,441.584	286,428.668	326,025.481	285,447.945	308,092.134	318,468.126
Estimated SGA Expense (Avg)	231,921.338	253,386.404	218,851.180	210,196.968	231,535.521	238,690.557	271,687.900	280,207.082	299,759.232	311,200.599
Estimated EPS (Avg)	0.780	0.720	0.610	0.640	0.840	0.640	1.070	0.840	0.970	1.090
Estimated EPS (High)	0.790	0.730	0.620	0.650	0.850	0.660	1.150	0.870	1.010	1.130
Estimated EPS (Low)	0.760	0.700	0.600	0.630	0.820	0.620	0.990	0.820	0.930	1.060
Number of Analysts (Estimated Revenue)	7	8	1	1	1	1	2	2	3	2
Number of Analysts (Estimated EPS)	6	7	1	1	1	1	3	1	2	1

Subscribe

Log in

Current Key Metrics

?	Revenue (TTM) :		?	P/S (TTM) :	0.38
?	Net Income (TTM) :		?	P/E (TTM) :	16.87
?	Enterprise Value (TTM) :	846.524M	?	EV/FCF (TTM) :	33.33
?	Dividend Yield (TTM) :	0.03	?	Payout Ratio (TTM) :	0.45
?	ROE (TTM) :	0.22	?	ROIC (TTM) :	-0.87
?	Net Debt (TTM) :		?	Debt/Equity (TTM) :	4.59
?	P/B (TTM) :	7.12	?	Current Ratio (TTM) :	0

Forward P/E Ratios

?

Forward P/E calculated based on:

Forward P/E 1Y	Forward P/E 2Y	Forward P/E 3Y	Forward P/E 4Y	Forward P/E 5Y
13.64	14.78	17.44	16.63	12.67

SWOT Analysis

No SWOT analysis available for this stock.

CRD-B

1.72

6.61

3.6

-4.06

-5.59

21.46

50.28

Trading Metrics:

Open:	10.13	Previous Close:	10.46
Day Low:	9.99	Day High:	10.64
Year Low:	8.01	Year High:	12.5
Price Avg 50:	10.22	Price Avg 200:	10.99
Volume:	25392	Average Volume:	6457

CRD-B

Crawford & Company

About The Company

Revenue Segmentation

EPS

Earnings Call

Income Statement

Balance Sheet

Cash Flow Statement

Analyst Estimates

Current Key Metrics

Forward P/E Ratios

SWOT Analysis

Relevant news

Leave a Reply Cancel reply