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BETR

BETR

Better Home & Finance Holding Company

$15.46
-1.18
 (-7.09%)
Exchange:  NASDAQ
Market Cap:  242.245M
Shares Outstanding:  74.819M
Delayed data
Calculate BETR Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Financial – Mortgages
   
CEO:  Vishal Garg
Full Time Employees:  1329
Address: 
3 World Trade Center
New York City
NY
10007
US
Website:  https://better.com
Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners’ insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.

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Revenue Segmentation

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EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

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Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/05/08 — Q1 quarter 2026

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Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue88,500120,053191,373
Gross Profit-61,311-42,524148,734
EBITDA-459,935-154,789-108,905
Operating Income-291,276-188,016-122,975
Net Income-536,420-206,290-165,871

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(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets905,554913,0571,505,434
Total Liabilities782,954971,2271,468,251
Total Stockholders Equity122,600-58,17037,183
Total Debt672,064767,900615,293
Cash and Cash Equivalents503,591211,101116,615

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(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow-159,720-379,971-232,154
Capital Expenditure-9,778-10,082-1,193
Free Cash Flow-169,498-390,053-233,347
Net Income-536,420-206,290-165,871
Net Change in Cash182,001-292,549-118,902

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(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)358,719.381Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)457,152.139Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)411,270.200Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)-338,542.968Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)-265,648.814Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)-304,565.203Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)32,646.683Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)39,757.830Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)36,202.257Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)225,785.183Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)287,740.737Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)258,861.723Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)2.400Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)2.590Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)2.130Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)3Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)1Research AccessResearch AccessResearch AccessResearch Access

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(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
129.531M  ?P/S
 (TTM)
: 
1.2
?Net Income
 (TTM)
: 
-206290000  ?P/E
 (TTM)
: 
-1.31
?Enterprise Value
 (TTM)
: 
879.334M  ?EV/FCF
 (TTM)
: 
-4.98
?Dividend Yield
 (TTM)
: 
0%  ?Payout Ratio
 (TTM)
: 
0%
?ROE
 (TTM)
: 
-428.29%  ?ROIC
 (TTM)
: 
-7.85%
?Net Debt
 (TTM)
: 
478.609M  ?Debt/Equity
 (TTM)
: 
83.1
?P/B
 (TTM)
: 
29.66  ?Current Ratio
 (TTM)
: 
0.19

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Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
N/AResearch AccessResearch AccessResearch AccessResearch Access

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SWOT Analysis

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At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

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Common questions about BETR valuation

Is Better Home & Finance Holding Company (BETR) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Better Home & Finance Holding Company (BETR) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is BETR a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether BETR trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is BETR’s P/E ratio?

You can see BETR’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for BETR?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is BETR a good long-term investment?

Whether BETR fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

BETR

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-7.09
MARKETSnap

Trading Metrics:

Open: 15.9   Previous Close: 16.64
Day Low: 14.66   Day High: 17.1
Year Low: 12.74   Year High: 94.06
Price Avg 50: 25.64   Price Avg 200: 37.04
Volume: 0   Average Volume: 387259

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See in Nexus

Relevant news

Better Home & Finance Appoints Daniel Lewis Interim Chief Executive Officer
03-08-2026 16:42
Better Home & Finance Appoints Daniel Lewis Interim Chief Executive Officer
Better Home & Finance Announces Changes to its Board of Directors
29-07-2026 16:52
Better Home & Finance Announces Changes to its Board of Directors
Better Home & Finance Holding Company to Announce Second Quarter 2026 Results on August 10, 2026
27-07-2026 16:30
Better Home & Finance Holding Company to Announce Second Quarter 2026 Results on August 10, 2026
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Better Home & Finance Holding Company - BETR
25-06-2026 10:00
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Better Home & Finance Holding Company - BETR
Securities Fraud Investigation Into Better Home & Finance Holding Company (BETR) Announced – Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP, a Leading Securities Fraud
02-07-2026 13:06
Securities Fraud Investigation Into Better Home & Finance Holding Company (BETR) Announced – Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP, a Leading Securities Fraud
BETR Investors Have Opportunity to Join Better Home & Finance Holding Company Fraud Investigation with the Schall Law Firm
01-07-2026 09:35
BETR Investors Have Opportunity to Join Better Home & Finance Holding Company Fraud Investigation with the Schall Law Firm

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