MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
BUSE stock logo

BUSE

First Busey Corporation

$28.21
0.39
 (1.4%)
Exchange:  NASDAQ
Market Cap:  2.386B
Shares Outstanding:  6.928M
Delayed data
Calculate BUSE Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Van A. Dukeman
Full Time Employees:  1965
Address: 
100 West University Avenue
Champaign
IL
61820
US
Website:  https://www.busey.com
First Busey Corporation operates as the parent entity for Busey Bank, delivering a comprehensive suite of banking and financial services throughout the United States. Its diverse clientele includes individual consumers, corporate entities, institutional clients, and governmental organizations. The company’s operations are strategically divided into three key segments: Banking, FirsTech, and Wealth Management. The core banking division offers a variety of demand and savings deposit accounts, alongside an extensive range of loan products. These encompass commercial, agricultural, real estate (including construction, commercial, and residential), and consumer loans, in addition to home equity lines of credit. Complementing these are services such as money transfers, safe deposit boxes, and IRA administration, all accessible via its network of physical banking centers, ATMs, and digital platforms. Through its Wealth Management arm, First Busey provides sophisticated services including investment management, trust and estate advisory, and financial planning. This segment also specializes in business succession planning, employee retirement programs, investment strategy consulting, fiduciary services, and securities brokerage. Further enhancing its offerings, the corporation delivers asset management, philanthropic advisory, tax preparation, and professional farm management services, as well as commercial depository solutions like cash management. A distinct focus is FirsTech, which provides advanced payment technology solutions. Its platform supports a broad spectrum of payment methods, from walk-in processing at retail agents to online bill payment, telephone-based customer service payments, and mobile bill pay. FirsTech also facilitates direct debits, electronic payment aggregation via the automated clearing house (ACH) network, money management, credit card network services, and lockbox remittance processing for mailed payments. Additionally, it offers tools for billing, reconciliation, payment reminders, and treasury management. First Busey Corporation maintains a significant presence with 46 banking centers located in Illinois, 8 in Missouri, 3 in southwest Florida, and 1 in Indianapolis, Indiana. The company was established in 1868 and its primary corporate office is situated in Champaign, Illinois.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

No earnings call materials on file for this symbol yet.

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue600,587662,5151,043,835
Gross Profit438,266452,855666,841
EBITDA176,609173,861204,711
Operating Income153,904153,304186,640
Net Income122,565113,691135,262

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets12,283,41512,046,72218,104,736
Total Liabilities11,011,43410,663,45315,635,754
Total Stockholders Equity1,271,9811,383,2692,468,982
Total Debt523,579469,188457,458
Cash and Cash Equivalents719,581697,659294,052

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow173,390178,267192,571
Capital Expenditure-9,533-6,4300
Free Cash Flow163,857171,837192,571
Net Income122,565113,691135,262
Net Change in Cash492,417-21,922-6,089

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)819,103.689Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)826,665.576Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)822,884.633Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)256,596.908Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)258,965.787Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)257,781.348Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)235,616.162Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)247,397.282Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)241,506.722Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)253,257.222Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)255,595.268Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)254,426.245Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)2.710Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)2.780Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)2.640Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)4Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)6Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
661.994M  ?P/S
 (TTM)
: 
2.08
?Net Income
 (TTM)
: 
113.691M  ?P/E
 (TTM)
: 
11.42
?Enterprise Value
 (TTM)
: 
2.826B  ?EV/FCF
 (TTM)
: 
13.19
?Dividend Yield
 (TTM)
: 
0.04  ?Payout Ratio
 (TTM)
: 
0.48
?ROE
 (TTM)
: 
0.09  ?ROIC
 (TTM)
: 
0.01
?Net Debt
 (TTM)
: 
339.744M  ?Debt/Equity
 (TTM)
: 
0.27
?P/B
 (TTM)
: 
1.02  ?Current Ratio
 (TTM)
: 
0.73

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
11.19Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

Strengths (preview)
  • Solid Financial Performance Metrics: BUSE demonstrates consistent revenue and net income figures as per the latest income statements, with positive trends in operating cash flow and free cash flow from the cash flow statements. This indicates a stable operational base and the ability to generate cash for reinvestment or shareholder returns.
  • Favorable Valuation Metrics: The current price-to-earnings (P/E) ratio and price-to-sales (P/S) ratio from the key metrics data suggest that BUSE is reasonably valued compared to industry averages (as per industry and sector data), potentially indicating an attractive investment relative to peers.
  • Strong Balance Sheet: The balance sheet data highlights a healthy level of cash and cash equivalents alongside a manageable debt-to-equity ratio, providing financial flexibility and resilience against economic downturns.
  • Dividend Yield: BUSE offers a competitive dividend yield (as per key metrics), appealing to income-focused investors, supported by consistent dividend payments noted in the cash flow statements.

Log in with Full Access for Weaknesses, Opportunities, Threats, and the complete SWOT.

Log in to continue

Log in with Full Access for the complete SWOT analysis.

Login — it's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates BUSE intrinsic value between $26.43 – $43.94 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about BUSE valuation

Is First Busey Corporation (BUSE) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for First Busey Corporation (BUSE) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is BUSE a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether BUSE trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is BUSE’s P/E ratio?

You can see BUSE’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for BUSE?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is BUSE a good long-term investment?

Whether BUSE fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

BUSE

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

1.4
MARKETSnap

Trading Metrics:

Open: 28   Previous Close: 27.82
Day Low: 27.91   Day High: 28.56
Year Low: 21.63   Year High: 28.56
Price Avg 50: 26.49   Price Avg 200: 24.88
Volume: 969206   Average Volume: 611506

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free

BUSE full analysis

29/10/2025

Welcome to MARKETSNAP’s SWOT analysis for First Busey Corporation, ticker BUSE, a financial holding company that’s been making some interesting moves in the banking sector. If you’re not familiar with First Busey, let me give you the quick rundown. They’re a regional player in the financial services space, primarily operating in the Midwest, with a focus on community banking, wealth management, and payment technology solutions. Headquartered in the U.S., they’ve built a solid presence in their niche within the broader…

Open MarketSnap Listen

Log in to continue

Log in to see the full analysis preview and audio links.

Login — it's free

See in Nexus

Relevant news

First Busey (BUSE) Could Be a Great Choice
01-05-2026 12:45
First Busey (BUSE) Could Be a Great Choice
First Busey (BUSE) Reports Q1 Earnings: What Key Metrics Have to Say
28-04-2026 20:01
First Busey (BUSE) Reports Q1 Earnings: What Key Metrics Have to Say
First Busey (BUSE) Tops Q1 Earnings Estimates
28-04-2026 20:01
First Busey (BUSE) Tops Q1 Earnings Estimates
First Busey Corporation Announces 2026 First Quarter Earnings
28-04-2026 17:00
First Busey Corporation Announces 2026 First Quarter Earnings
Why First Busey (BUSE) Could Beat Earnings Estimates Again
09-04-2026 13:11
Why First Busey (BUSE) Could Beat Earnings Estimates Again
First Busey (BUSE) Upgraded to Buy: Here's What You Should Know
07-04-2026 13:01
First Busey (BUSE) Upgraded to Buy: Here's What You Should Know

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read