MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
MVBF stock logo

MVBF

MVB Financial Corp.

$24.85
-0.27
 (-1.07%)
Exchange:  NASDAQ
Market Cap:  319.193M
Shares Outstanding:  1.423M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Michael R. Sumbs
Full Time Employees:  453
Address: 
301 Virginia Avenue
Fairmont
WV
26554
US
Website:  https://www.mvbbanking.com
MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier’s checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. As of December 31, 2021, it operated six full-service branches in West Virginia and two full-service branches in Virginia. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

No earnings call materials on file for this symbol yet.

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue213,018227,334270,443
Gross Profit148,404147,149193,791
EBITDA32,29730,27536,850
Operating Income27,29426,34436,850
Net Income31,23220,09126,940

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets3,313,8823,128,7043,308,918
Total Liabilities3,024,5402,822,9132,974,950
Total Stockholders Equity289,384305,679333,968
Total Debt85,14776,546103,493
Cash and Cash Equivalents398,229317,913244,125

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow29,312-2854,028
Capital Expenditure-1,915-1,620-1,914.999
Free Cash Flow27,397-1,9052,113
Net Income22,45020,24526,940
Net Change in Cash357,949-80,316-73,788

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)176,462.481Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)177,729.184Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)177,095.833Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)35,993.886Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)36,252.261Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)36,123.074Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)35,051.635Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)35,427.109Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)35,239.372Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)64,258.154Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)64,719.419Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)64,488.787Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)2.690Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)2.700Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)2.670Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)1Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)2Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
214.387M  ?P/S
 (TTM)
: 
1.75
?Net Income
 (TTM)
: 
20.091M  ?P/E
 (TTM)
: 
12.56
?Enterprise Value
 (TTM)
: 
203.352M  ?EV/FCF
 (TTM)
: 
106.58
?Dividend Yield
 (TTM)
: 
0.03  ?Payout Ratio
 (TTM)
: 
0.32
?ROE
 (TTM)
: 
0.08  ?ROIC
 (TTM)
: 
0.01
?Net Debt
 (TTM)
: 
96.747M  ?Debt/Equity
 (TTM)
: 
0.31
?P/B
 (TTM)
: 
1.01  ?Current Ratio
 (TTM)
: 
463.69

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
13.65Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate MVBF Intrinsic Value

Common questions about MVBF valuation

Is MVB Financial Corp. (MVBF) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for MVB Financial Corp. (MVBF) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is MVBF a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether MVBF trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is MVBF’s P/E ratio?

You can see MVBF’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for MVBF?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is MVBF a good long-term investment?

Whether MVBF fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

MVBF

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-1.07
MARKETSnap

Trading Metrics:

Open: 24.7   Previous Close: 25.12
Day Low: 24.41   Day High: 25.03
Year Low: 15.59   Year High: 29.59
Price Avg 50: 26.82   Price Avg 200: 25.48
Volume: 27425   Average Volume: 41765

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

MVB Financial Sets Date for First Quarter 2026 Earnings Release and Conference Call
MVB Financial to Present at Centri Capital Conference
MVB to Present at the Banking Virtual Investor Conference March 26
Mvb Financial Corp. (NASDAQ:MVBF) Given Consensus Rating of “Moderate Buy” by Brokerages
MVB Names Tressler as Chief Deposit Officer
MVB Financial Corp. Declares First Quarter 2026 Dividend

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States
  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read