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Earnings transcript
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AON
Aon plc
$350.25
-3.73
(-1.05%)
| Exchange: | NYSE |
| Market Cap: | 74.297B |
| Shares Outstanding: | 225.775M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Insurance – Brokers | |||||
| CEO: | Gregory C. Case | |||||
| Full Time Employees: | 60000 | |||||
| Address: |
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| Website: | https://www.aon.com |
Aon plc operates as a professional services firm in the United States, rest of the Americas, the United Kingdom, Ireland, rest of Europe, the Middle East, Africa, and the Asia Pacific. It operates through Risk Capital and Human Capital segments. The company offers commercial risk solutions comprising retail and insurance brokerage, specialty solutions, global risk consulting, captives management, and affinity programs; health solutions, such as consulting and brokerage, consumer benefits, and talent advisory services; and wealth solutions, including retirement consulting and investments. It also provides treaty and facultative reinsurance; strategy and technology group solutions; insurance-linked securities, capital raising, strategic advice, restructuring, and merger and acquisition services; and risk management products and solutions, capital market solutions, and corporate finance advisory services. In addition, the company offers strategic design advice and actuarial services; pension risk transfer and integrated pension administration; and investment advisory services on developing and maintaining investment programs across various plan types, including defined benefit plans, defined contribution plans, master trusts, and pooled employer plans for corporations, public pensions, endowments, and foundations. Aon plc was incorporated in 1979 and is headquartered in Dublin, Ireland.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
Short, structured highlights from the call so you can focus on what matters.
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 13,376,000 | 15,698,000 | 17,181,000 |
| Gross Profit | 6,474,000 | 7,415,000 | 8,196,000 |
| EBITDA | 3,909,000 | 4,936,000 | 5,348,000 |
| Operating Income | 3,785,000 | 3,835,000 | 4,344,000 |
| Net Income | 2,564,000 | 2,654,000 | 3,695,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 33,959,000 | 48,965,000 | 50,784,000 |
| Total Liabilities | 34,701,000 | 42,535,000 | 41,236,000 |
| Total Stockholders Equity | -826,000 | 6,121,000 | 9,352,000 |
| Total Debt | 12,032,000 | 17,892,000 | 16,531,000 |
| Cash and Cash Equivalents | 778,000 | 1,085,000 | 1,195,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 3,435,000 | 3,035,000 | 3,481,000 |
| Capital Expenditure | -252,000 | -218,000 | -263,000 |
| Free Cash Flow | 3,183,000 | 2,817,000 | 3,218,000 |
| Net Income | 2,564,000 | 2,720,000 | 3,750,000 |
| Net Change in Cash | 646,000 | 611,000 | 240,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2029 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 20,360,674.012 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 20,958,398.787 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 20,705,467.100 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 5,847,824.844 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 6,019,498.424 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 5,946,853.471 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 5,250,278.739 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 5,451,671.370 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 5,366,450.474 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 2,875,373.876 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 2,959,785.728 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 2,924,066.225 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 24.790 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 25.180 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 24.250 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 11 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 3 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Login — it's freeForward P/E Ratios
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Login — it's freeSWOT Analysis
Strengths (preview)
- Robust Financial Performance: Aon plc reported a 6% organic revenue growth in Q2 2025, as highlighted in the earnings call transcript, reflecting strong operational execution and client demand across its segments. Key financial metrics such as revenue, net income, and operating cash flow (as per income and cash flow statements) demonstrate consistent growth, positioning Aon favorably within its industry.
- Strong Profitability Metrics: The company exhibits healthy profitability with competitive gross profit margin and net profit margin (TTM data from key metrics), indicating efficient cost management and operational leverage compared to industry peers.
- Strategic Execution: The Q2 2025 earnings call emphasized successful strategic initiatives, including innovation in product offerings and market expansion, which have contributed to sustained growth and client retention.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates AON intrinsic value between $195.06 – $280.19 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
[intrinsic_calculator]
Common questions about AON valuation
Is Aon plc (AON) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Aon plc (AON) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is AON a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether AON trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is AON’s P/E ratio?
You can see AON’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for AON?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is AON a good long-term investment?
Whether AON fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
AON
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Daily snapshot
-1.05
Trading Metrics:
| Open: | 350.51 | Previous Close: | 353.98 | |
| Day Low: | 348.26 | Day High: | 352.38 | |
| Year Low: | 304.59 | Year High: | 382.34 | |
| Price Avg 50: | 351.5 | Price Avg 200: | 337.78 | |
| Volume: | 171217 | Average Volume: | 1.432M |
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Login — it's freeAON full analysis
Welcome to MARKETSNAP’s SWOT analysis for Aon plc, a heavyweight in the professional services space. If you’re a long-term investor looking to dig into a company that’s all about risk management, insurance brokerage, and consulting, you’re in the right place. Today, we’re breaking down Aon’s strengths, weaknesses, opportunities, and threats with a conversational deep dive into their financials, recent performance, and what’s on the horizon. Let’s get started with a quick overview of where Aon stands right now. Aon plc…
