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Earnings transcript
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AON
Aon plc
$323.14
1.8
(0.56%)
| Exchange: | NYSE |
| Market Cap: | 69.454B |
| Shares Outstanding: | 225.775M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Insurance – Brokers | |||||
| CEO: | Gregory Clarence Case | |||||
| Full Time Employees: | 60000 | |||||
| Address: |
| |||||
| Website: | https://www.aon.com |
Aon plc, a professional services firm, provides advice and solutions to clients focused on risk, retirement, and health worldwide. It offers commercial risk solutions, including retail brokerage, cyber, and global risk consulting solutions, as well as acts as a captives management; and health solutions, such as health and benefits brokerages, and health care exchanges. The company also provides treaty and facultative reinsurance, as well as insurance-linked securities, capital raising, strategic advice, restructuring, and mergers and acquisitions services; and corporate finance advisory services and capital markets solutions products. In addition, it offers strategic design consulting services on their retirement programs, actuarial services, and risk management services; advice services on developing and maintaining investment programs across a range of plan types, including defined benefit plans, defined contribution plans, endowments, and foundations for public and private companies, and other institutions; and advice and solutions that help clients in risk, health, and wealth through commercial risk, reinsurance, health, and wealth solutions. Further, the company offers CoverWallet; Affinity; Aon Inpoint; CoverWallet; and ReView services. Aon plc was founded in 1919 and is headquartered in Dublin, Ireland.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 13,376,000 | 15,698,000 | 17,181,000 |
| Gross Profit | 6,474,000 | 7,415,000 | 8,196,000 |
| EBITDA | 3,909,000 | 4,936,000 | 5,348,000 |
| Operating Income | 3,785,000 | 3,835,000 | 4,344,000 |
| Net Income | 2,564,000 | 2,654,000 | 3,695,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 33,959,000 | 48,965,000 | 50,784,000 |
| Total Liabilities | 34,701,000 | 42,535,000 | 41,236,000 |
| Total Stockholders Equity | -826,000 | 6,121,000 | 9,352,000 |
| Total Debt | 12,032,000 | 17,892,000 | 16,531,000 |
| Cash and Cash Equivalents | 778,000 | 1,085,000 | 1,195,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 3,435,000 | 3,035,000 | 3,481,000 |
| Capital Expenditure | -252,000 | -218,000 | -263,000 |
| Free Cash Flow | 3,183,000 | 2,817,000 | 3,218,000 |
| Net Income | 2,564,000 | 2,720,000 | 3,750,000 |
| Net Change in Cash | 646,000 | 611,000 | 240,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2029 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 20,437,490.906 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 21,026,587.468 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 20,716,271.400 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | 5,869,887.559 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | 6,039,083.014 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | 5,949,956.593 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | 5,275,630.889 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | 5,474,131.080 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | 5,369,568.074 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 2,886,222.107 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 2,969,415.466 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 2,925,592.029 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | 24.800 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | 25.280 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | 24.370 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 4 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 2 | Full Access | Full Access | Full Access | Full Access |
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Current Key Metrics
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Login — it's freeForward P/E Ratios
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Login — it's freeSWOT Analysis
Strengths (preview)
- Robust Financial Performance: Aon plc reported a 6% organic revenue growth in Q2 2025, as highlighted in the earnings call transcript, reflecting strong operational execution and client demand across its segments. Key financial metrics such as revenue, net income, and operating cash flow (as per income and cash flow statements) demonstrate consistent growth, positioning Aon favorably within its industry.
- Strong Profitability Metrics: The company exhibits healthy profitability with competitive gross profit margin and net profit margin (TTM data from key metrics), indicating efficient cost management and operational leverage compared to industry peers.
- Strategic Execution: The Q2 2025 earnings call emphasized successful strategic initiatives, including innovation in product offerings and market expansion, which have contributed to sustained growth and client retention.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates AON intrinsic value between $195.06 – $280.19 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
[intrinsic_calculator]
Common questions about AON valuation
Is Aon plc (AON) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Aon plc (AON) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is AON a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether AON trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is AON’s P/E ratio?
You can see AON’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for AON?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is AON a good long-term investment?
Whether AON fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
AON
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Daily snapshot
0.56
Trading Metrics:
| Open: | 321.89 | Previous Close: | 321.34 | |
| Day Low: | 319.57 | Day High: | 328.69 | |
| Year Low: | 304.59 | Year High: | 395.75 | |
| Price Avg 50: | 328.34 | Price Avg 200: | 348.05 | |
| Volume: | 1.124M | Average Volume: | 1.401M |
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Login — it's freeAON full analysis
Welcome to MARKETSNAP’s SWOT analysis for Aon plc, a heavyweight in the professional services space. If you’re a long-term investor looking to dig into a company that’s all about risk management, insurance brokerage, and consulting, you’re in the right place. Today, we’re breaking down Aon’s strengths, weaknesses, opportunities, and threats with a conversational deep dive into their financials, recent performance, and what’s on the horizon. Let’s get started with a quick overview of where Aon stands right now. Aon plc…
