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WTW
WTW
Willis Towers Watson Public Limited Company
$261.16
3.04
(1.18%)
| Exchange: | NASDAQ |
| Market Cap: | 24.666B |
| Shares Outstanding: | 45.795M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Insurance – Brokers | |||||
| CEO: | Carl Aaron Hess | |||||
| Full Time Employees: | 49000 | |||||
| Address: |
| |||||
| Website: | http://www.wtwco.com |
Willis Towers Watson Public Limited Company (WTW) functions as a global provider of comprehensive consulting, brokerage, and solutions services. Its operations are structured across two primary divisions: Health, Wealth and Career, and Risk and Broking. Within the Health, Wealth and Career segment, WTW furnishes actuarial guidance, plan development, and administrative assistance for conventional pension and retirement savings schemes. It also delivers consulting, brokerage, and management services for health and group employee benefit programs, along with outsourced benefits administration. Furthermore, the company offers strategic counsel, analytical data, specialized software, and various products designed to help clients effectively manage their overall compensation and human capital challenges. The Risk and Broking division extends expertise in risk management, insurance placement, and advisory services, covering sectors such as property and casualty, aerospace, construction, and marine. It also supplies investment consulting and discretionary portfolio management services tailored for insurance and reinsurance firms. Additionally, this segment encompasses specialized insurance consulting and technology solutions, including risk and capital management, predictive modeling and pricing strategies, financial and regulatory compliance reporting, capital modeling, merger and acquisition support, outsourcing, and general business management services. The company engages in wholesale insurance broking, serving both retail and other wholesale brokers, and provides services related to underwriting, capital management, capital markets, and various advisory and brokerage functions. Moreover, WTW facilitates primary medical and supplementary benefit exchanges, alongside providing outsourcing services to both active employees and retirees in collective and individual markets. It also administers various healthcare and reimbursement accounts, such as Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs), Flexible Spending Accounts (FSAs), and other consumer-directed accounts. Previously known as Willis Group Holdings Public Limited Company, the organization adopted its current name, Willis Towers Watson Public Limited Company, in January 2016. Established in 1828, WTW maintains its headquarters in London, UK.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 9,483,000 | 9,930,000 | 9,708,000 |
| Gross Profit | 4,139,000 | 4,428,000 | 4,083,000 |
| EBITDA | 2,019,000 | 823,000 | 2,675,000 |
| Operating Income | 1,365,000 | 627,000 | 2,234,000 |
| Net Income | 1,055,000 | -98,000 | 1,605,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 29,090,000 | 27,681,000 | 29,530,000 |
| Total Liabilities | 19,497,000 | 19,664,000 | 21,478,000 |
| Total Stockholders Equity | 9,520,000 | 7,940,000 | 7,976,000 |
| Total Debt | 5,941,000 | 5,931,000 | 7,375,000 |
| Cash and Cash Equivalents | 1,424,000 | 1,890,000 | 3,132,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 1,345,000 | 1,512,000 | 1,775,000 |
| Capital Expenditure | -242,000 | -245,000 | 0 |
| Free Cash Flow | 1,103,000 | 1,267,000 | 1,775,000 |
| Net Income | 1,055,000 | 1,248,000 | 1,613,000 |
| Net Change in Cash | -929,000 | 1,206,000 | 1,489,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2028 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 11,620,884.335 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 11,645,476.698 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 11,633,180.517 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | 2,778,557.840 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | 2,784,437.883 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | 2,781,497.861 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | 2,176,572.441 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | 2,918,441.819 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | 2,547,507.130 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | 25.100 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | 29.480 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | 21.990 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 8 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 3 | Full Access | Full Access | Full Access | Full Access |
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Current Key Metrics
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Login — it's freeForward P/E Ratios
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Login — it's freeSWOT Analysis
Strengths (preview)
- Robust Financial Performance: WTW demonstrates strong revenue and net income figures as reflected in recent income statements, with consistent growth in operating income and EPS, indicating operational efficiency and profitability. Positive free cash flow trends from cash flow statements further underscore financial health, supporting reinvestment and dividend payouts.
- Solid Market Position: As part of the insurance brokers industry within the financial services sector, WTW benefits from a stable market cap and a competitive beta, suggesting lower volatility compared to the broader market. The company’s global presence, evidenced by revenue from diverse geographic segments, enhances its resilience.
- Strong Liquidity Metrics: Key metrics such as current ratio and quick ratio (from TTM data) indicate a healthy ability to cover short-term liabilities, providing financial flexibility for strategic initiatives or debt management.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates WTW intrinsic value between $182.77 – $759.11 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
[intrinsic_calculator]
Common questions about WTW valuation
Is Willis Towers Watson Public Limited Company (WTW) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Willis Towers Watson Public Limited Company (WTW) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is WTW a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether WTW trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is WTW’s P/E ratio?
You can see WTW’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for WTW?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is WTW a good long-term investment?
Whether WTW fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
WTW
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Daily snapshot
1.18
Trading Metrics:
| Open: | 256.35 | Previous Close: | 258.12 | |
| Day Low: | 254.09 | Day High: | 263.29 | |
| Year Low: | 240.61 | Year High: | 352.79 | |
| Price Avg 50: | 270.93 | Price Avg 200: | 308.6 | |
| Volume: | 825489 | Average Volume: | 710042 |
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Login — it's freeWTW full analysis
Welcome to MARKETSNAP’s SWOT analysis for Willis Towers Watson, or WTW as it’s known on the ticker. If you’re not familiar with this name, let me give you the quick rundown. Willis Towers Watson is a global advisory, broking, and solutions company, operating in the insurance and risk management space. They’re a heavyweight in the professional services sector, helping businesses navigate complex challenges like employee benefits, risk mitigation, and talent management. Headquartered in the UK, they’ve got a massive footprint…
