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Earnings transcript
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AJG
Arthur J. Gallagher & Co.
$217.61
1.27
(0.59%)
| Exchange: | NYSE |
| Market Cap: | 55.948B |
| Shares Outstanding: | 35.357M |
About The Company
| Sector: | Financial Services | |||||
| Industry: | Insurance – Brokers | |||||
| CEO: | J. Patrick Gallagher Jr. | |||||
| Full Time Employees: | 72000 | |||||
| Address: |
| |||||
| Website: | https://www.ajg.com |
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance brokerage, consulting, third-party claims settlement, and administration services in the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. It operates through Brokerage and Risk Management segments. The Brokerage segment consists of retail and wholesale insurance brokerage operations; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverage’s to underwriting enterprises. This segment also performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers brokerage and consulting services to businesses and organizations, including commercial, not-for-profit, and public entities, as well as individuals in the areas of insurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services to enterprises and public entities; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent insurance brokers and consultants. It serves commercial, industrial, public, religious, and not-for-profit entities. The company was incorporated in 1927 and is headquartered in Rolling Meadows, Illinois.
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Revenue Segmentation
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 10,071,900 | 11,554,900 | 13,941,800 |
| Gross Profit | 4,245,300 | 4,878,300 | 7,633,300 |
| EBITDA | 2,178,300 | 3,098,400 | 3,661,200 |
| Operating Income | 1,859,100 | 2,282,100 | 2,548,900 |
| Net Income | 969,500 | 1,462,700 | 1,493,900 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 51,615,800 | 64,255,200 | 70,665,000 |
| Total Liabilities | 40,800,500 | 44,075,600 | 47,318,000 |
| Total Stockholders Equity | 10,775,300 | 20,179,600 | 23,321,000 |
| Total Debt | 8,317,200 | 13,485,200 | 14,000,000 |
| Cash and Cash Equivalents | 971,500 | 14,987,300 | 1,396,000 |
(* All numbers are in thousands)
Cash Flow Statement
(* All numbers are in thousands)
Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates AJG intrinsic value between $160.42 – $234.58 per share. This depends on revenue growth, margins, and discount rate.
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Common questions about AJG valuation
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What is AJG’s P/E ratio?
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AJG
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