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Earnings transcript
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EG
Everest Re Group, Ltd.
$331.85
0.92
(0.28%)
| Exchange: | NYSE |
| Market Cap: | 13.132B |
| Shares Outstanding: | 50.8M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Insurance – Reinsurance | |||||
| CEO: | James Allan Williamson | |||||
| Full Time Employees: | 3037 | |||||
| Address: |
| |||||
| Website: | https://www.everestglobal.com |
Everest Group, Ltd., which adopted its current name in July 2023, having previously operated as Everest Re Group, Ltd., is a prominent global provider of diverse reinsurance and insurance offerings. The company extends its services across the United States, Bermuda, and a multitude of international regions. Its operations are distinctly organized into two primary segments: Reinsurance and Insurance. The Reinsurance division specializes in writing property and casualty coverage, along with various specialty lines. These services are delivered globally, utilizing both reinsurance brokers and direct engagements with ceding companies, spanning key markets such as the U.S., Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance division, conversely, underwrites property and casualty policies. Its distribution network includes direct sales, traditional brokers, surplus lines brokers, and general agents. This segment maintains a broad presence across the U.S., Bermuda, Canada, various European nations (including France, Germany, Spain, the UK, Ireland, and the Netherlands), and South America (specifically Chile). Everest Group’s comprehensive product suite includes both treaty and facultative reinsurance arrangements, as well as admitted and non-admitted insurance solutions. Their extensive property and casualty portfolio covers a wide array of specialized risks, such as marine and aviation insurance, surety bonds, professional liability (encompassing errors and omissions and directors’ and officers’ liability), medical malpractice, mortgage reinsurance, and other niche specialties. Additionally, they provide accident and health, and workers’ compensation products. For commercial property and casualty lines, the company leverages wholesale and retail brokers, surplus lines brokers, and program administrators to reach its clientele. Founded in 1973, Everest Group, Ltd. maintains its corporate headquarters in Hamilton, Bermuda.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 14,464,000 | 17,076,000 | 17,318,000 |
| Gross Profit | 3,085,000 | 2,471,000 | 3,553,700 |
| EBITDA | 2,288,000 | 1,642,000 | 2,068,000 |
| Operating Income | 2,154,000 | 1,495,000 | 1,954,000 |
| Net Income | 2,517,000 | 1,373,000 | 1,591,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 49,399,000 | 56,341,000 | 62,514,000 |
| Total Liabilities | 36,197,000 | 42,465,000 | 47,054,000 |
| Total Stockholders Equity | 13,202,000 | 13,876,000 | 15,460,000 |
| Total Debt | 5,735,000 | 5,937,000 | 3,589,000 |
| Cash and Cash Equivalents | 1,437,000 | 1,549,000 | 1,318,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 4,553,000 | 4,957,000 | 3,068,000 |
| Capital Expenditure | 0 | 0 | 0 |
| Free Cash Flow | 4,553,000 | 4,957,000 | 3,068,000 |
| Net Income | 2,517,000 | 1,373,000 | 1,591,000 |
| Net Change in Cash | 39,000 | 112,000 | -231,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2028 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 15,766,679.563 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 16,392,228.370 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 16,096,774.868 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | 1,809,703.936 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | 1,881,504.605 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | 1,847,592.369 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | 2,734,475.295 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | 3,036,976.763 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | 2,885,726.029 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 229,344.421 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 238,443.746 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 234,146.036 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | 69.680 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | 73.340 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | 66.030 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 3 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 2 | Full Access | Full Access | Full Access | Full Access |
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Current Key Metrics
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Login — it's freeForward P/E Ratios
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Login — it's freeSWOT Analysis
Strengths (preview)
- Strong Financial Performance in Q2 2025: As highlighted in the latest earnings call transcript, Everest Group reported robust financial results for Q2 2025, with net income and revenue exceeding expectations. This reflects operational efficiency and effective cost management, positioning the company favorably within the insurance and reinsurance markets.
- Positive Industry Positioning: Performance metrics indicate that EG has outperformed its industry peers over multiple time frames (1-week, 1-month, and 3-month periods), supported by sector and industry performance data. This suggests a competitive edge within the insurance sector.
- Healthy Profitability Metrics: Key metrics such as gross profit margin TTM and net profit margin TTM demonstrate strong profitability compared to industry averages, underpinned by consistent revenue growth as seen in income statements over recent years.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates EG intrinsic value between $705.68 – $1,712.18 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
[intrinsic_calculator]
Common questions about EG valuation
Is Everest Re Group, Ltd. (EG) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Everest Re Group, Ltd. (EG) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is EG a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether EG trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is EG’s P/E ratio?
You can see EG’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for EG?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is EG a good long-term investment?
Whether EG fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
EG
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Daily snapshot
0.28
Trading Metrics:
| Open: | 332.02 | Previous Close: | 330.93 | |
| Day Low: | 330.84 | Day High: | 335.71 | |
| Year Low: | 302.44 | Year High: | 368.29 | |
| Price Avg 50: | 341.17 | Price Avg 200: | 334.4 | |
| Volume: | 434699 | Average Volume: | 342142 |
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Login — it's freeEG full analysis
Welcome to MARKETSNAP’s SWOT analysis for Everest Group Limited, also known by its ticker EG. If you’re a long-term investor looking to dive deep into the potential of this player in the insurance and reinsurance space, you’re in the right place. Today, we’re breaking down the strengths, weaknesses, opportunities, and threats for Everest Group, giving you a clear picture of whether this stock deserves a spot in your portfolio. Let’s get started with a quick overview of who they are…
