MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Charts
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
WTBA stock logo

WTBA

West Bancorporation, Inc.

$28.12
-0.18
 (-0.64%)
Exchange:  NASDAQ
Market Cap:  479.269M
Shares Outstanding:  18.698M
Delayed data
Calculate WTBA Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  David D. Nelson
Full Time Employees:  180
Address: 
3330 Westown Parkway
West Des Moines
IA
50266
US
Website:  https://www.westbankstrong.com
West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/07/23 — 2 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue169,749197,837198,489
Gross Profit77,77578,13395,245
EBITDA34,93534,36649,009
Operating Income29,78627,44341,418
Net Income24,13724,05032,560

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets3,825,7584,014,9914,142,243.999
Total Liabilities3,600,7153,787,1163,876,258.999
Total Stockholders Equity225,043227,875265,985
Total Debt592,637392,629106,406
Cash and Cash Equivalents65,357243,47825,171

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow25,24939,80846,479
Capital Expenditure-36,387-26,136-3,326
Free Cash Flow-11,13813,67243,153
Net Income24,13724,05032,560
Net Change in Cash38,818178,121227,608

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)122,570.788Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)123,229.211Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)122,900Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)41,085.623Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)41,306.326Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)41,195.974Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)47,730.480Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)48,063.974Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)47,897.227Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)23,679.721Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)23,806.923Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)23,743.322Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)2.820Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)2.820Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)2.810Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)1Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)2Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
198.5M  ?P/S
 (TTM)
: 
2.43
?Net Income
 (TTM)
: 
24.05M  ?P/E
 (TTM)
: 
12.63
?Enterprise Value
 (TTM)
: 
829.478M  ?EV/FCF
 (TTM)
: 
16.8
?Dividend Yield
 (TTM)
: 
3.54%  ?Payout Ratio
 (TTM)
: 
44.2%
?ROE
 (TTM)
: 
14.31%  ?ROIC
 (TTM)
: 
-1.41%
?Net Debt
 (TTM)
: 
368.43M  ?Debt/Equity
 (TTM)
: 
1.33
?P/B
 (TTM)
: 
1.72  ?Current Ratio
 (TTM)
: 
0.15

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
10.82Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates WTBA intrinsic value between $11.91 – $19.34 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about WTBA valuation

Is West Bancorporation, Inc. (WTBA) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for West Bancorporation, Inc. (WTBA) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is WTBA a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether WTBA trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is WTBA’s P/E ratio?

You can see WTBA’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for WTBA?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is WTBA a good long-term investment?

Whether WTBA fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

WTBA

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-0.64
MARKETSnap

Trading Metrics:

Open: 28.06   Previous Close: 28.3
Day Low: 27.74   Day High: 28.57
Year Low: 19.03   Year High: 30.33
Price Avg 50: 27.42   Price Avg 200: 24.55
Volume: 15034   Average Volume: 63849

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Why West Bancorp (WTBA) is a Top Dividend Stock for Your Portfolio
24-08-2026 12:46
Why West Bancorp (WTBA) is a Top Dividend Stock for Your Portfolio
West Bancorporation, Inc. (WTBA) Q2 2026 Earnings Call Transcript
23-07-2026 16:40
West Bancorporation, Inc. (WTBA) Q2 2026 Earnings Call Transcript
West Bancorporation, Inc. (WTBA) Q1 2026 Earnings Call Transcript
23-04-2026 16:31
West Bancorporation, Inc. (WTBA) Q1 2026 Earnings Call Transcript
West Bancorp (WTBA) Surpasses Q1 Earnings Estimates
23-04-2026 09:36
West Bancorp (WTBA) Surpasses Q1 Earnings Estimates

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
      • Large Caps
      • Absolute
      • Total Market PE
      • Large Caps
      • Absolute
      • Industry
      • Sector
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Philosophy
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlist & Portfolio Watchlist & Portfolio
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read