MARKETSnap
  • Market Snapshots
    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
    • P/E Ratios
      • Large Caps
      • Absolute
      • Total Market PE
    • Stocks Performance
      • Large Caps
      • Absolute
    • Industries Performance
      • Industry
      • Sector
  • Analyze Stock
    • Analyze a stockAnalyze FRBA →
    • FindStock Picks / Stock Screener
    • Value · FRBAIntrinsic Value Calculator
    • Invest · FRBAInvestment Case
    • Hold · FRBA5-Year Outlook
  • Learn
  • Calendar
  • Investment Compounding
    Calculator
  • Investing Philosophy
  • More
    • Charts
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
FRBA stock logo

FRBA

First Bank

$17.8
0.07
 (0.39%)
Exchange:  NASDAQ
Market Cap:  440.622M
Shares Outstanding:  4.108M
Delayed data
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial ServicesView sector performance
Industry:  Banks – RegionalView industry performance
   
CEO:  Patrick L. Ryan
Full Time Employees:  338
Address: 
2465 Kuser Road
Hamilton
NJ
8690
US
Website:  https://www.myfirstbank.com
First Bank offers a comprehensive array of financial products and services tailored for individuals, businesses, and governmental bodies. Its diverse deposit options encompass non-interest and interest-bearing demand accounts, money market and savings accounts, certificates of deposit, and specialized commercial checking solutions. For lending needs, the bank provides commercial and industrial financing; a wide variety of commercial real estate loans, including those for owner-occupied properties, investors, construction projects, and multi-family dwellings; residential real estate loans such as mortgages, first and second lien home equity loans, and revolving credit lines; and consumer loans for vehicles, personal use, and traditional installment plans. Beyond these core offerings, the institution supports modern digital banking through internet and mobile platforms, electronic bill payment, and banking by phone. Additional services include ATM and debit card provision, wire and ACH transfers, remote deposit capture, and robust cash management solutions. As of December 31, 2021, First Bank operated 18 full-service branches situated across various counties in New Jersey (Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown) and Pennsylvania (Doylestown, Trevose, Warminster, and West Chester). Founded in 2007, the company maintains its corporate headquarters in Hamilton, New Jersey.

Click to read more…

Revenue Segmentation

🔒 You are currently logged out

Login

It’s free

Industry Peers

TICKERCOMPANYMKT CAPP/EFWD P/EROIC
FRFRBA logoFRBAFirst Bank440.6M10.211.01.1%
AVAVBC logoAVBCAvidia Bancorp, Inc.438.5M23.015.30.6%
PBPBFS logoPBFSPioneer Bancorp, Inc.436.7M24.9—4.7%
RBRBB logoRBBRBB Bancorp435.6M10.410.71.0%
CBCBK logoCBKCommercial Bancgroup, Inc. Common Stock433.1M10.510.61.6%
PLPLBC logoPLBCPlumas Bancorp432.2M11.810.81.7%

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/07/24 — 2 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue173,302229,435246,776
Gross Profit95,858128,676136,259
EBITDA30,00759,46761,517
Operating Income27,15855,14557,304
Net Income20,89742,24443,659

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets3,609,3273,780,3463,958,036
Total Liabilities3,238,4273,371,1903,514,534
Total Stockholders Equity370,900409,156443,502
Total Debt234,401276,887271,056
Cash and Cash Equivalents215,177258,387302,187

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow143,83727,62665,563.999
Capital Expenditure-3,117-2,909-2,903.999
Free Cash Flow140,72024,71762,660
Net Income20,89742,24443,659
Net Change in Cash102,03543,96337,306

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)154,718.053Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)156,144.912Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)155,432.333Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)60,827.474Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)65,809.304Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)62,294.268Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)43,821.804Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)47,621.352Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)44,940.500Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)36,217.253Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)36,551.260Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)36,384.456Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)1.830Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)1.900Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)1.750Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)1Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)2Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
228.417M  ?P/S
 (TTM)
: 
1.79
?Net Income
 (TTM)
: 
42.244M  ?P/E
 (TTM)
: 
10.16
?Enterprise Value
 (TTM)
: 
678.397M  ?EV/FCF
 (TTM)
: 
13.37
?Dividend Yield
 (TTM)
: 
1.89%  ?Payout Ratio
 (TTM)
: 
17.55%
?ROE
 (TTM)
: 
9.57%  ?ROIC
 (TTM)
: 
1.08%
?Net Debt
 (TTM)
: 
254.257M  ?Debt/Equity
 (TTM)
: 
0.61
?P/B
 (TTM)
: 
0.96  ?Current Ratio
 (TTM)
: 
0.39

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
10.99Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MarketSnap estimates FRBA intrinsic value between $10.11 – $19.09 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate FRBA Intrinsic Value

Common questions about FRBA valuation

Is First Bank (FRBA) overvalued or undervalued right now?

MarketSnap estimates intrinsic value for First Bank (FRBA) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is FRBA a buy, hold, or sell for long-term investors?

MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether FRBA trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is FRBA’s P/E ratio?

You can see FRBA’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for FRBA?

MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is FRBA a good long-term investment?

Whether FRBA fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

Research tools for First Bank

  • First Bank intrinsic value calculatorEstimate what the business is worth
  • First Bank 5-year outlookWhat has to go right, and what could go wrong
FRBA

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

0.39
MarketSnap

Trading Metrics:

Open: 17.76   Previous Close: 17.73
Day Low: 17.76   Day High: 18.05
Year Low: 14.41   Year High: 19.33
Price Avg 50: 17.99   Price Avg 200: 16.88
Volume: 108596   Average Volume: 99479

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

First Bank Announces Third Quarter 2026 Earnings Conference Call
30-09-2026 14:30
First Bank Announces Third Quarter 2026 Earnings Conference Call
First Bank Q2 Earnings Call Highlights
24-07-2026 10:04
First Bank Q2 Earnings Call Highlights
First Bank Announces Second Quarter 2026 Net Income of $10.9 Million
23-07-2026 16:35
First Bank Announces Second Quarter 2026 Net Income of $10.9 Million

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
      • Large Caps
      • Absolute
      • Total Market PE
      • Large Caps
      • Absolute
      • Industry
      • Sector
    • Analyze a stockAnalyze FRBA →
    • FindStock Picks / Stock Screener
    • Value · FRBAIntrinsic Value Calculator
    • Invest · FRBAInvestment Case
    • Hold · FRBA5-Year Outlook
  • Learn
  • Calendar
  • Investment Compounding Calculator
    • Charts
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Investing Philosophy
  • Nexus
    • Recent Activity
      • Overview
      • My Valuations
      • My Investment Journal
      • Watchlists & Portfolio
    • Settings
    • Public profile ↗
  • Log in

Media

Watch Listen Read