MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
UVSP stock logo

UVSP

Univest Financial Corporation

$41.21
0.28
 (0.68%)
Exchange:  NASDAQ
Market Cap:  1.148B
Shares Outstanding:  12.337M
Delayed data
Calculate UVSP Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Jeffrey Schweitzer
Full Time Employees:  892
Address: 
14 North Main Street
Souderton
PA
18964
US
Website:  https://www.univest.net
Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/04/23 — 1 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202220232024
Revenue296,182286,051412,355
Gross Profit296,182286,051412,355
EBITDA-2,2821,3490
Operating Income133,2610403,780
Net Income78,12071,10475,931

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets7,780,6288,128,4178,436,897
Total Liabilities6,941,4207,241,1167,493,579
Total Stockholders Equity839,208887,301943,318
Total Debt499,918416,927380,340
Cash and Cash Equivalents249,799328,8440

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow89,74175,106101,512
Capital Expenditure-6,724-3,1040
Free Cash Flow83,01772,002101,512
Net Income71,10475,93190,757
Net Change in Cash97,00079,0450

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)364,105.066Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)367,180.577Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)365,574.333Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)98,432.262Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)99,263.697Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)98,829.464Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)107,574.069Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)108,756.798Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)108,165.434Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)113,489.178Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)114,447.794Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)113,947.139Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)3.760Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)3.780Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)3.740Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)2Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)2Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
499.912M  ?P/S
 (TTM)
: 
2.16
?Net Income
 (TTM)
: 
75.931M  ?P/E
 (TTM)
: 
11.91
?Enterprise Value
 (TTM)
: 
1.235B  ?EV/FCF
 (TTM)
: 
12.32
?Dividend Yield
 (TTM)
: 
0.02  ?Payout Ratio
 (TTM)
: 
0.27
?ROE
 (TTM)
: 
0.1  ?ROIC
 (TTM)
: 
0.07
?Net Debt
 (TTM)
: 
340.929M  ?Debt/Equity
 (TTM)
: 
0.34
?P/B
 (TTM)
: 
1.19  ?Current Ratio
 (TTM)
: 
0.03

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
13.04Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates UVSP intrinsic value between $34.81 – $36.03 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about UVSP valuation

Is Univest Financial Corporation (UVSP) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Univest Financial Corporation (UVSP) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is UVSP a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether UVSP trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is UVSP’s P/E ratio?

You can see UVSP’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for UVSP?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is UVSP a good long-term investment?

Whether UVSP fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

UVSP

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

0.68
MARKETSnap

Trading Metrics:

Open: 41.15   Previous Close: 40.93
Day Low: 40.09   Day High: 41.77
Year Low: 27.91   Year High: 41.76
Price Avg 50: 37.82   Price Avg 200: 33.63
Volume: 143019   Average Volume: 198444

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Univest (UVSP) Could Be a Great Choice
06-04-2026 12:46
Univest (UVSP) Could Be a Great Choice
Univest Corporation of Pennsylvania Shareholders Re-Elect Directors, OK KPMG and Pay in 2026 AGM
27-04-2026 02:36
Univest Corporation of Pennsylvania Shareholders Re-Elect Directors, OK KPMG and Pay in 2026 AGM
Univest Financial Corporation Reports First Quarter Results
22-04-2026 16:15
Univest Financial Corporation Reports First Quarter Results
Univest Financial Corporation to Hold First Quarter 2026 Earnings Call
07-04-2026 13:40
Univest Financial Corporation to Hold First Quarter 2026 Earnings Call
Are You Looking for a High-Growth Dividend Stock?
20-03-2026 12:47
Are You Looking for a High-Growth Dividend Stock?
Why Univest (UVSP) is a Great Dividend Stock Right Now
04-03-2026 12:45
Why Univest (UVSP) is a Great Dividend Stock Right Now

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read