QD
Qudian Inc.
| Exchange: | NYSE |
| Market Cap: | 528.405M |
| Shares Outstanding: | 266.791M |
About The Company
| Sector: | Financial Services | |||||
| Industry: | Financial – Credit Services | |||||
| CEO: | Min Luo | |||||
| Full Time Employees: | 262 | |||||
| Address: |
| |||||
| Website: | https://www.qudian.com |
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Revenue Segmentation
EPS
Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.
Earnings Call
No earnings call materials on file for this symbol yet.
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Login — it's freeIncome Statement
| Year | 2022 | 2023 | 2024 |
|---|---|---|---|
| Revenue | 577,493.364 | 126,338.353 | 216,428 |
| Gross Profit | 194,402.127 | -33,775.516 | 15,405 |
| EBITDA | -201,856.627 | 142,746.930 | 213,002 |
| Operating Income | -329,501.188 | -331,008.547 | -308,148 |
| Net Income | -361,964.123 | 39,133.539 | 91,731 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2022 | 2023 | 2024 |
|---|---|---|---|
| Total Assets | 12,746,435 | 12,482,195.898 | 12,464,227 |
| Total Liabilities | 703,722 | 794,244.926 | 1,172,798 |
| Total Stockholders Equity | 12,042,713 | 11,687,950.972 | 11,291,429 |
| Total Debt | 152,048 | 69,697.104 | 787,403 |
| Cash and Cash Equivalents | 3,502,041 | 7,207,343.478 | 4,263,312 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2022 | 2023 | 2024 |
|---|---|---|---|
| Operating Cash Flow | 260,871.457 | 352,019.561 | -111,000 |
| Capital Expenditure | -273,627.149 | -565,028.199 | -317,999 |
| Free Cash Flow | -12,755.692 | -213,008.638 | -428,999 |
| Net Income | -362,051.956 | 39,133.539 | 91,731 |
| Net Change in Cash | 1,329,328.143 | 3,694,030.511 | -2,222,280 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2024 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 332,504.617 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 332,504.617 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 332,504.617 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 170,670.906 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 170,670.906 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 170,670.906 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | -50,083.070 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | -46,087.091 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | -48,085.080 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 330,555.759 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 330,555.759 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 330,555.759 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | -0.260 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | -0.250 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | -0.270 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 1 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 1 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Login — it's freeForward P/E Ratios
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Login — it's freeSWOT Analysis
Strengths (preview)
- Robust Revenue Growth: Historical income statements indicate consistent revenue increases over recent years, reflecting strong top-line performance. This growth aligns with industry trends in the [industryName] sector, suggesting QD is capitalizing on market demand.
- Solid Free Cash Flow: Cash flow statements show positive free cash flow (freeCashFlow) over multiple periods, indicating operational efficiency and the ability to fund growth initiatives or reduce debt without external financing.
- Competitive Valuation: Current price-to-earnings ratio (priceToEarningsRatioTTM) and forward P/E estimates (forward_pe_avg) suggest QD is reasonably valued compared to the industry average (industry_avg_priceToEarningsRatioTTM), potentially offering value to investors.
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At what price to buy it? -
Intrinsic Value Calculator
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
[intrinsic_calculator]
Common questions about QD valuation
Is Qudian Inc. (QD) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Qudian Inc. (QD) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is QD a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether QD trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is QD’s P/E ratio?
You can see QD’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for QD?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is QD a good long-term investment?
Whether QD fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.
Daily snapshot
Trading Metrics:
| Open: | 3.18 | Previous Close: | 3.18 | |
| Day Low: | 3.15 | Day High: | 3.25 | |
| Year Low: | 2.04 | Year High: | 5.08 | |
| Price Avg 50: | 4.54 | Price Avg 200: | 3.7 | |
| Volume: | 270669 | Average Volume: | 354960 |
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Login — it's freeQD full analysis
Welcome to MARKETSNAP’s SWOT analysis for Qudian Inc., also known by its ticker QD. If you’re not familiar with Qudian, let me give you the quick rundown. This is a China-based company operating in the financial technology space, primarily focusing on providing online consumer finance products. They’re part of the broader financial services sector, and their mission revolves around leveraging tech to offer credit solutions, often targeting younger consumers in China through digital platforms. Think of them as a fintech…
