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EIG stock logo

EIG

Employers Holdings, Inc.

$42.02
1.09
 (2.66%)
Exchange:  NYSE
Market Cap:  982.694M
Shares Outstanding:  52.715M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Insurance – Specialty
   
CEO:  Katherine Holt Antonello
Full Time Employees:  715
Address: 
10375 Professional Circle
Reno
NV
89521
US
Website:  https://www.employers.com
Employers Holdings, Inc., through its subsidiaries, operates in the commercial property and casualty insurance industry primarily in the United States. It offers workers’ compensation insurance to small businesses in low to medium hazard industries. The company markets its products through independent local, regional, and national agents and brokers; alternative distribution channels; and national, regional, and local trade groups and associations, as well as directly to customers. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.

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Revenue Segmentation

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EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

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View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/02/20 — 4 quarter 2025

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Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue850,900880,700858,200
Gross Profit345,200323,300276,400
EBITDA159,000150,40012,500
Operating Income148,400146,70012,000
Net Income118,100118,60010,800

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(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets3,550,4003,541,3003,436,600
Total Liabilities2,536,5002,472,6002,480,900
Total Stockholders Equity1,013,9001,068,700955,700
Total Debt5,9004,30035,000
Cash and Cash Equivalents226,40068,3002,498,800

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(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow49,40076,40093,800
Capital Expenditure-2,200-4,9000
Free Cash Flow47,20071,50093,800
Net Income118,100118,60010,800
Net Change in Cash137,200-158,100-6,700

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(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)855,729.390Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)861,221.609Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)858,475.500Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)116,901.061Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)117,651.352Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)117,276.207Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)55,199.539Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)59,999.268Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)57,599.404Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)0Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)0Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)0Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)2.390Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)2.490Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)2.290Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)1Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)2Full AccessFull AccessFull AccessFull Access

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(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
880.7M  ?P/S
 (TTM)
: 
1.16
?Net Income
 (TTM)
: 
118.6M  ?P/E
 (TTM)
: 
94.96
?Enterprise Value
 (TTM)
: 
878.165M  ?EV/FCF
 (TTM)
: 
20.66
?Dividend Yield
 (TTM)
: 
0.03  ?Payout Ratio
 (TTM)
: 
2.77
?ROE
 (TTM)
: 
0.01  ?ROIC
 (TTM)
: 
0
?Net Debt
 (TTM)
: 
-64200000  ?Debt/Equity
 (TTM)
: 
0.04
?P/B
 (TTM)
: 
1.07  ?Current Ratio
 (TTM)
: 
47.32

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Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
20.30Full AccessFull AccessFull AccessFull Access

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SWOT Analysis

Strengths (preview)
  • Stable Financial Performance: EIG demonstrates consistent revenue and net income figures as per the latest income statements, supported by positive operating cash flow and free cash flow trends from the cash flow statements. This indicates a robust operational foundation despite market fluctuations.
  • Strong Capital Management: The balance sheet reflects a healthy total stockholders' equity and manageable debt levels, with a moderate debt-to-equity ratio (TTM) from key metrics, showcasing financial resilience and capacity for strategic investments.
  • Operational Efficiency: As highlighted in the Q2 2025 earnings call transcript, EIG maintains a focus on operational efficiency, which has contributed to sustained profitability metrics such as gross profit margin and net profit margin (TTM) from key metrics.
  • Dividend Consistency: The company offers a reliable dividend yield (TTM) as per key metrics, appealing to income-focused investors and reflecting confidence in sustained earnings.

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At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates EIG intrinsic value between $39.49 – $42.11 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate EIG Intrinsic Value

Common questions about EIG valuation

Is Employers Holdings, Inc. (EIG) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Employers Holdings, Inc. (EIG) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is EIG a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether EIG trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is EIG’s P/E ratio?

You can see EIG’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for EIG?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is EIG a good long-term investment?

Whether EIG fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

EIG

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

2.66
MARKETSnap

Trading Metrics:

Open: 40.76   Previous Close: 40.93
Day Low: 40.76   Day High: 42.32
Year Low: 35.73   Year High: 50.89
Price Avg 50: 41.74   Price Avg 200: 42.39
Volume: 141941   Average Volume: 270526

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EIG full analysis

16/09/2025

Welcome to MARKETSNAP’s SWOT analysis for Employers Holdings, Inc., also known by its ticker EIG. If you’re a long-term investor looking to build wealth through smart stock picks, you’re in the right place. Today, we’re diving deep into this company to break down its strengths, weaknesses, opportunities, and threats. Let’s unpack what makes Employers Holdings tick, look at its recent performance, and figure out if it’s a solid addition to your portfolio. Grab a coffee, and let’s get started. First…

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See in Nexus

Relevant news

EMPLOYERS® Becomes First Insurance Carrier to Launch Quoting App in the ChatGPT App Directory
21-04-2026 09:00
EMPLOYERS® Becomes First Insurance Carrier to Launch Quoting App in the ChatGPT App Directory
Employers (NYSE:EIG) Stock Price Crosses Above 200-Day Moving Average   – What’s Next?
21-04-2026 03:21
Employers (NYSE:EIG) Stock Price Crosses Above 200-Day Moving Average – What’s Next?
Acuity Insights Named One of Canada's Top Small & Medium Employers for the Second Year in a Row
07-04-2026 09:00
Acuity Insights Named One of Canada's Top Small & Medium Employers for the Second Year in a Row
Employers Holdings, Inc. Schedules First Quarter 2026 Earnings Release and Conference Call
20-03-2026 16:10
Employers Holdings, Inc. Schedules First Quarter 2026 Earnings Release and Conference Call
Cushman & Wakefield Recognized by Forbes as One of America's Best Employers for Company Culture
13-03-2026 15:38
Cushman & Wakefield Recognized by Forbes as One of America's Best Employers for Company Culture
Harbour Energy's major shareholder EIG to offload 60 million shares, bookrunner says
10-03-2026 13:23
Harbour Energy's major shareholder EIG to offload 60 million shares, bookrunner says

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