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Earnings transcript
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AMP
Ameriprise Financial, Inc.
$495.82
2.5
(0.51%)
| Exchange: | NYSE |
| Market Cap: | 44.573B |
| Shares Outstanding: | 246.2M |
Delayed data
About The Company
| Sector: | Financial ServicesView sector performance | |||||
| Industry: | Asset ManagementView industry performance | |||||
| CEO: | James Michael Cracchiolo | |||||
| Full Time Employees: | 13600 | |||||
| Address: |
| |||||
| Website: | https://www.ameriprise.com |
Ameriprise Financial, Inc. is a holding company, which engages in providing financial planning, asset management, and insurance services to individuals, businesses, and institutions. It operates through the following business segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment consists of financial planning and advice, as well as full-service brokerage services for retail clients through financial advisors. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through Columbia Threadneedle. The Retirement & Protection Solutions segment refers to RiverSource solutions, which includes clients annuities, life insurance, and disability income insurance products. The Corporate & Other segment handles closed blocks of business and net investment income or loss on corporate level assets, including excess capital held in subsidiaries. The company was founded by John Tappan in 1894 and is headquartered in Minneapolis, MN.
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Revenue Segmentation
AMP full analysis
Welcome to MARKETSNAP’s SWOT analysis for Ameriprise Financial, also known by its ticker AMP. If you’re a long-term investor looking to build wealth and grow your portfolio, you’re in the right place. Today, we’re diving deep into this financial powerhouse to break down its strengths, weaknesses, opportunities, and threats. I’ll keep things conversational and engaging, mixing in some recent developments and key metrics to help you see the bigger picture for your investment strategy. Let’s get started! Quick Overview of…
Industry Peers
| TICKER | COMPANY | MKT CAP | P/E | FWD P/E | ROIC |
|---|---|---|---|---|---|
| AMP | Ameriprise Financial, Inc. | 44.6B | 11.9 | 10.7 | 2.2% |
 STT | State Street Corporation | 45.8B | 15.2 | 12.1 | 0.8% |
 ARES | Ares Management Corporation | 36.9B | 51.2 | 19.4 | 4.5% |
 RJF | Raymond James Financial, Inc. | 30.2B | 13.5 | 13.0 | 8.5% |
 NTRS | Northern Trust Corporation | 29.8B | 14.4 | 14.1 | 1.2% |
 APO | Apollo Global Management, Inc. | 65.3B | 25.7 | 13.1 | 1.0% |
EPS
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Earnings Call
AI summary
Key takeaways
Short, structured highlights from the call so you can focus on what matters.
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 16,120,000 | 17,982,000 | 18,912,000 |
| Gross Profit | 8,342,000 | 9,149,000 | 9,528,000 |
| EBITDA | 3,761,000 | 4,795,000 | 5,042,000 |
| Operating Income | 3,558,000 | 4,607,000 | 4,830,000 |
| Net Income | 2,556,000 | 3,401,000 | 3,563,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 175,191,000 | 181,403,000 | 9,649,000 |
| Total Liabilities | 170,462,000 | 176,175,000 | 184,355,000 |
| Total Stockholders Equity | 4,729,000 | 5,228,000 | 6,549,000 |
| Total Debt | 5,755,000 | 5,472,000 | 5,862,000 |
| Cash and Cash Equivalents | 7,564,000 | 8,522,000 | 10,103,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 4,685,000 | 6,595,000 | 2,893,000 |
| Capital Expenditure | -184,000 | -176,000 | 0 |
| Free Cash Flow | 4,501,000 | 6,419,000 | 2,893,000 |
| Net Income | 2,556,000 | 3,401,000 | 2,556,000 |
| Net Change in Cash | -135,000 | 869,000 | 158,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2029 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 23,605,428.376 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 24,748,600.045 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 24,048,445.500 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 8,183,259.090 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 8,687,371.057 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 8,378,619.420 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 6,375,202.590 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 6,778,837.303 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 6,531,624.607 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 67.830 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 70.390 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 66.200 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 4 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 1 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Login — it's freeSWOT Analysis
Strengths (preview)
- Robust Financial Performance: Ameriprise Financial reported strong financial results in the Q2 2025 earnings call, with key metrics such as revenue, net income, and EPS likely exceeding expectations based on the positive tone in the transcript summary. This indicates operational efficiency and effective management strategies.
- Positive Free Cash Flow and Cash Reserves: Historical data from cash flow statements show consistent net cash provided by operating activities and positive free cash flow, reflecting financial stability and the ability to fund growth initiatives or return value to shareholders through dividends (as evidenced by net dividends paid).
- Strong Market Position: As part of the financial services sector and asset management industry, AMP benefits from a solid market capitalization and a competitive standing, supported by a workforce of full-time employees and a focus on client-centric services highlighted in the company profile.
- Dividend Yield: The dividend yield (TTM) from key metrics suggests a commitment to shareholder returns, with lastDiv data indicating a reliable payout, appealing to income-focused investors.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MarketSnap estimates AMP intrinsic value between $457.00 – $689.12 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
Common questions about AMP valuation
Is Ameriprise Financial, Inc. (AMP) overvalued or undervalued right now?
MarketSnap estimates intrinsic value for Ameriprise Financial, Inc. (AMP) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is AMP a buy, hold, or sell for long-term investors?
MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether AMP trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is AMP’s P/E ratio?
You can see AMP’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for AMP?
MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is AMP a good long-term investment?
Whether AMP fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
AMP
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Daily snapshot
0.51
Trading Metrics:
| Open: | 490.48 | Previous Close: | 493.32 | |
| Day Low: | 488.43 | Day High: | 496.91 | |
| Year Low: | 422.37 | Year High: | 572.56 | |
| Price Avg 50: | 537.05 | Price Avg 200: | 493.26 | |
| Volume: | 456142 | Average Volume: | 600308 |
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