MARKETSnap
  • Market Snapshots
    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
    • P/E Ratios
      • Large Caps
      • Absolute
      • Total Market PE
    • Stocks Performance
      • Large Caps
      • Absolute
    • Industries Performance
      • Industry
      • Sector
  • Analyze Stock
    • Analyze a stockAnalyze RGA →
    • FindStock Picks / Stock Screener
    • Value · RGAIntrinsic Value Calculator
    • Invest · RGAInvestment Case
    • Hold · RGA5-Year Outlook
  • Learn
  • Calendar
  • Investment Compounding
    Calculator
  • Investing Philosophy
  • More
    • Charts
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
RGA stock logo

RGA

Reinsurance Group of America, Incorporated

$266.75
2.71
 (1.03%)
Exchange:  NYSE
Market Cap:  17.419B
Shares Outstanding:  34.1M
Delayed data
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial ServicesView sector performance
Industry:  Insurance – ReinsuranceView industry performance
   
CEO:  Tony Cheng
Full Time Employees:  4300
Address: 
16600 Swingley Ridge Road
Chesterfield
MO
63017
US
Website:  https://www.rgare.com
Reinsurance Group of America, Inc. (RGA) primarily operates within the reinsurance sector. The company delivers a comprehensive portfolio of life and health reinsurance products, spanning both individual and group coverages. These include diverse life insurance options such as term, credit, universal, whole, and joint/last survivor policies, in addition to critical illness, disability, and longevity products. RGA also offers specialized asset-intensive and financial reinsurance, alongside other solutions focused on capital optimization. It further assists clients in managing risks associated with mortality, morbidity, policy lapses, and investment performance. Beyond its core reinsurance offerings, RGA is involved in developing and commercializing technology solutions, and provides expert consulting and outsourcing services to both the insurance and reinsurance industries. Its clientele comprises life insurance companies across a broad international footprint, including the United States, Latin America, Canada, Europe, the Middle East, Africa, Australia, and the Asia Pacific. Established in 1973, Reinsurance Group of America, Incorporated is headquartered in Chesterfield, Missouri.

Click to read more…

Revenue Segmentation

MarketSnap
MarketSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

Industry Peers

TICKERCOMPANYMKT CAPP/EFWD P/EROIC
RGRGA logoRGAReinsurance Group of America, Incorpor…17.4B11.18.90.9%
RZRZC logoRZCReinsurance Group of America, Incorpor…17.1B11.1—0.9%
EGEG logoEGEverest Group, Ltd.14.9B7.87.210.9%
RNRNR logoRNRRenaissanceRe Holdings Ltd.14.6B5.77.58.4%
HGHG logoHGHamilton Insurance Group, Ltd.3.6B5.97.192.8%
SPSPNT logoSPNTSiriusPoint Ltd.2.9B6.09.5-113.1%

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/05/08 — Q1 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue18,392,00022,043,00022,791,000
Gross Profit2,331,0002,488,0005,788,000
EBITDA1,458,0001,330,0001,949,000
Operating Income1,160,000980,0001,540,000
Net Income902,000717,0001,182,000

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets97,623,000118,675,000156,590,000
Total Liabilities88,452,000107,769,000143,039,000
Total Stockholders Equity9,081,00010,816,00013,461,000
Total Debt4,427,0005,042,0005,710,000
Cash and Cash Equivalents2,970,0003,326,0004,168,000

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow4,044,0009,370,0000
Capital Expenditure000
Free Cash Flow4,044,0009,370,0000
Net Income902,000717,0001,182,000
Net Change in Cash43,000356,000-3,326,000

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2029Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)31,084,680.444Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)32,443,632.397Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)31,709,000Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)3,048,551.698Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)3,221,302.958Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)3,127,916.058Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)2,321,319.948Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)2,454,047.242Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)2,382,296.735Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)0Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)0Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)0Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)35.700Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)36.780Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)34.790Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)2Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)1Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
22.162B  ?P/S
 (TTM)
: 
0.65
?Net Income
 (TTM)
: 
717M  ?P/E
 (TTM)
: 
11.12
?Enterprise Value
 (TTM)
: 
17.191B  ?EV/FCF
 (TTM)
: 
3.31
?Dividend Yield
 (TTM)
: 
1.47%  ?Payout Ratio
 (TTM)
: 
16.18%
?ROE
 (TTM)
: 
11.29%  ?ROIC
 (TTM)
: 
0.91%
?Net Debt
 (TTM)
: 
1.716B  ?Debt/Equity
 (TTM)
: 
0.42
?P/B
 (TTM)
: 
1.24  ?Current Ratio
 (TTM)
: 
0

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
8.94Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MarketSnap estimates RGA intrinsic value between $137.01 – $267.65 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate RGA Intrinsic Value

Common questions about RGA valuation

Is Reinsurance Group of America, Incorporated (RGA) overvalued or undervalued right now?

MarketSnap estimates intrinsic value for Reinsurance Group of America, Incorporated (RGA) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is RGA a buy, hold, or sell for long-term investors?

MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether RGA trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is RGA’s P/E ratio?

You can see RGA’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for RGA?

MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is RGA a good long-term investment?

Whether RGA fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

Research tools for Reinsurance Group of America, Incorporated

  • Reinsurance Group of America, Incorporated intrinsic value calculatorEstimate what the business is worth
  • Reinsurance Group of America, Incorporated 5-year outlookWhat has to go right, and what could go wrong
RGA

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

1.03
MarketSnap

Trading Metrics:

Open: 264.74   Previous Close: 264.04
Day Low: 263.82   Day High: 267.46
Year Low: 178.21   Year High: 267.32
Price Avg 50: 248.58   Price Avg 200: 221.23
Volume: 442357   Average Volume: 374217

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Reinsurance Group of America, Incorporated (RGA) Hit a 52 Week High, Can the Run Continue?
09-10-2026 10:15
Reinsurance Group of America, Incorporated (RGA) Hit a 52 Week High, Can the Run Continue?
Will Reinsurance Group (RGA) Beat Estimates Again in Its Next Earnings Report?
02-10-2026 13:11
Will Reinsurance Group (RGA) Beat Estimates Again in Its Next Earnings Report?
Are Finance Stocks Lagging Reinsurance Group of America (RGA) This Year?
01-10-2026 16:40
Are Finance Stocks Lagging Reinsurance Group of America (RGA) This Year?
RGA Expands Growth Runway Through Financial Solutions & Longevity
21-09-2026 13:36
RGA Expands Growth Runway Through Financial Solutions & Longevity
Are You Looking for a Top Momentum Pick? Why Reinsurance Group (RGA) is a Great Choice
09-09-2026 13:00
Are You Looking for a Top Momentum Pick? Why Reinsurance Group (RGA) is a Great Choice
Reinsurance Group of America, Incorporated (RGA) Hits Fresh High: Is There Still Room to Run?
03-09-2026 10:16
Reinsurance Group of America, Incorporated (RGA) Hits Fresh High: Is There Still Room to Run?

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
      • Large Caps
      • Absolute
      • Total Market PE
      • Large Caps
      • Absolute
      • Industry
      • Sector
    • Analyze a stockAnalyze RGA →
    • FindStock Picks / Stock Screener
    • Value · RGAIntrinsic Value Calculator
    • Invest · RGAInvestment Case
    • Hold · RGA5-Year Outlook
  • Learn
  • Calendar
  • Investment Compounding Calculator
    • Charts
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Investing Philosophy
  • Nexus
    • Recent Activity
      • Overview
      • My Valuations
      • My Investment Journal
      • Watchlists & Portfolio
    • Settings
    • Public profile ↗
  • Log in

Media

Watch Listen Read