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NBBK stock logo

NBBK

NB Bancorp, Inc. Common Stock

$21.86
-0.51
 (-2.28%)
Exchange:  NASDAQ
Market Cap:  892.509M
Shares Outstanding:  42.706M
Delayed data
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial ServicesView sector performance
Industry:  Banks – RegionalView industry performance
   
CEO:  Joseph Campanelli
Full Time Employees:  526
Address: 
1063 Great Plain Avenue
Needham
MA
2492
US
Website:  https://nbbancorp.com
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds. NB Bancorp, Inc. was founded in 1892 and is based in Needham, Massachusetts.

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Revenue Segmentation

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NBBK full analysis

03/11/2025

Welcome to MARKETSNAP’s SWOT analysis for NBBK, or as it’s formally known, NB Bancorp, Inc. If you’re a long-term investor looking to build wealth and grow your portfolio, you’re in the right place. Today, we’re diving deep into NB Bancorp, a player in the financial sector, specifically in the banking industry. We’ll break down what makes this company tick, analyze its recent performance, and give you a full SWOT breakdown—Strengths, Weaknesses, Opportunities, and Threats—to help you make informed decisions. So,…

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Industry Peers

TICKERCOMPANYMKT CAPP/EFWD P/EROIC
NBNBBK logoNBBKNB Bancorp, Inc. Common Stock892.5M14.610.25.3%
THTHFF logoTHFFFirst Financial Corporation881.8M10.29.55.1%
FMFMNB logoFMNBFarmers National Banc Corp.906.5M10.49.80.8%
MPMPB logoMPBMid Penn Bancorp, Inc.913.1M11.510.96.5%
SBSBSI logoSBSISouthside Bancshares, Inc.913.9M11.99.42.9%
SMSMBK logoSMBKSmartFinancial, Inc.869.3M14.613.60.9%

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

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Earnings Call

No earnings call materials on file for this symbol yet.

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Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue237,517304,048317,213
Gross Profit133,188160,607174,271
EBITDA14,67161,58274,730
Operating Income11,84458,61871,132
Net Income9,82542,14950,303

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(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets4,533,4125,157,7377,006,130
Total Liabilities3,775,4534,392,5706,147,198
Total Stockholders Equity757,959765,167858,932
Total Debt283,338120,835196,235
Cash and Cash Equivalents90,485211,166325,711

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(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow52,95943,18860,792
Capital Expenditure-2,865-1,9380
Free Cash Flow50,09441,25060,792
Net Income9,82542,14950,302
Net Change in Cash116,04691,26443,741

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(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)457,424.726Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)458,095.567Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)457,760.147Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)163,049.299Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)163,348.810Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)163,199.054Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)121,343.610Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)121,575Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)121,459.305Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)185,933.043Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)186,205.725Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)186,069.384Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)2.950Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)2.950Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)2.950Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)1Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)1Research AccessResearch AccessResearch AccessResearch Access

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(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
304.048M  ?P/S
 (TTM)
: 
2.42
?Net Income
 (TTM)
: 
42.149M  ?P/E
 (TTM)
: 
14.65
?Enterprise Value
 (TTM)
: 
699.132M  ?EV/FCF
 (TTM)
: 
8.43
?Dividend Yield
 (TTM)
: 
1.27%  ?Payout Ratio
 (TTM)
: 
20.13%
?ROE
 (TTM)
: 
7.22%  ?ROIC
 (TTM)
: 
5.27%
?Net Debt
 (TTM)
: 
-77.136M  ?Debt/Equity
 (TTM)
: 
0.22
?P/B
 (TTM)
: 
1.08  ?Current Ratio
 (TTM)
: 
0.13

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Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
10.21Research AccessResearch AccessResearch AccessResearch Access

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SWOT Analysis

Strengths (preview)

  • Solid Financial Performance: NBBK demonstrates consistent revenue growth as reflected in recent income statements, with positive trends in gross profit and operating income. Strong net income and EPS figures indicate operational efficiency and profitability, positioning the company favorably within its industry.
  • Healthy Cash Flow Metrics: Data from cash flow statements shows robust net cash provided by operating activities and positive free cash flow, suggesting NBBK has sufficient liquidity to fund operations and potential growth initiatives without over-reliance on external financing.
  • Competitive Valuation: The current price-to-earnings (P/E) ratio (TTM) and forward P/E ratios indicate that NBBK is reasonably valued compared to industry averages, potentially offering an attractive entry point for investors seeking value in the sector.

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At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MarketSnap estimates NBBK intrinsic value between $7.21 – $15.86 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate NBBK Intrinsic Value

Common questions about NBBK valuation

Is NB Bancorp, Inc. Common Stock (NBBK) overvalued or undervalued right now?

MarketSnap estimates intrinsic value for NB Bancorp, Inc. Common Stock (NBBK) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is NBBK a buy, hold, or sell for long-term investors?

MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether NBBK trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is NBBK’s P/E ratio?

You can see NBBK’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for NBBK?

MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is NBBK a good long-term investment?

Whether NBBK fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

Research tools for NB Bancorp, Inc. Common Stock

  • NB Bancorp, Inc. Common Stock intrinsic value calculatorEstimate what the business is worth
  • NB Bancorp, Inc. Common Stock 5-year outlookWhat has to go right, and what could go wrong
NBBK

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-2.28
MarketSnap

Trading Metrics:

Open: 21.59   Previous Close: 22.37
Day Low: 21.54   Day High: 22.75
Year Low: 17.11   Year High: 23.47
Price Avg 50: 22.54   Price Avg 200: 21.35
Volume: 549304   Average Volume: 294829

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See in Nexus

Relevant news

What Makes NB Bancorp, Inc. (NBBK) a Strong Momentum Stock: Buy Now?
18-08-2026 13:01
What Makes NB Bancorp, Inc. (NBBK) a Strong Momentum Stock: Buy Now?
NB Bancorp, Inc. (NBBK) Upgraded to Strong Buy: Here's What You Should Know
11-08-2026 13:01
NB Bancorp, Inc. (NBBK) Upgraded to Strong Buy: Here's What You Should Know
Why NB Bancorp, Inc. (NBBK) Might be Well Poised for a Surge
24-07-2026 13:21
Why NB Bancorp, Inc. (NBBK) Might be Well Poised for a Surge
NB Bancorp, Inc. (NBBK) Is Up 1.24% in One Week: What You Should Know
24-07-2026 13:01
NB Bancorp, Inc. (NBBK) Is Up 1.24% in One Week: What You Should Know

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