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Earnings transcript
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AMP
Ameriprise Financial, Inc.
$451.1
1.91
(0.43%)
| Exchange: | NYSE |
| Market Cap: | 40.553B |
| Shares Outstanding: | 246.2M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Asset Management | |||||
| CEO: | James Cracchiolo | |||||
| Full Time Employees: | 13600 | |||||
| Address: |
| |||||
| Website: | https://www.ameriprise.com |
Ameriprise Financial, Inc. (AMP) delivers a broad spectrum of financial services and products to both individual and institutional clients across the United States and globally. The company organizes its operations into four main divisions: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment focuses on providing personalized financial planning and guidance. It offers a broad range of brokerage services to both retail and institutional investors, alongside a variety of managed and self-directed investment advisory accounts. Clients also have access to mutual funds, insurance, annuities, cash management tools, banking services, and face-amount certificates. Through its Asset Management segment, Ameriprise provides investment management expertise and a diverse array of investment vehicles. It serves retail, high-net-worth, and institutional clients, often reaching them via external financial institutions and its dedicated institutional sales force. Offerings include U.S. and international mutual funds, exchange-traded funds (ETFs), and funds specifically designed for variable insurance and annuity separate accounts. Furthermore, it manages institutional assets across traditional investment classes, separately and individually managed accounts, collateralized loan obligations (CLOs), hedge funds, collective investment funds, and real estate/infrastructure funds. The Retirement & Protection Solutions segment is dedicated to safeguarding clients’ financial futures, offering variable annuity products for individuals and a range of life and disability income (DI) insurance products for retail customers. Established in 1894, the company was formerly known as American Express Financial Corporation before adopting the name Ameriprise Financial, Inc. in September 2005. Its corporate headquarters are situated in Minneapolis, Minnesota.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 16,120,000 | 17,982,000 | 18,912,000 |
| Gross Profit | 8,342,000 | 9,149,000 | 9,528,000 |
| EBITDA | 3,761,000 | 4,795,000 | 5,042,000 |
| Operating Income | 3,558,000 | 4,607,000 | 4,830,000 |
| Net Income | 2,556,000 | 3,401,000 | 3,563,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 175,191,000 | 181,403,000 | 9,649,000 |
| Total Liabilities | 170,462,000 | 176,175,000 | 184,355,000 |
| Total Stockholders Equity | 4,729,000 | 5,228,000 | 6,549,000 |
| Total Debt | 5,755,000 | 5,472,000 | 5,862,000 |
| Cash and Cash Equivalents | 7,564,000 | 8,522,000 | 10,103,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 4,685,000 | 6,595,000 | 2,893,000 |
| Capital Expenditure | -184,000 | -176,000 | 0 |
| Free Cash Flow | 4,501,000 | 6,419,000 | 2,893,000 |
| Net Income | 2,556,000 | 3,401,000 | 2,556,000 |
| Net Change in Cash | -135,000 | 869,000 | 158,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2029 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 21,231,213.718 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 23,251,011.674 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 22,554,530.950 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | 5,700,309.985 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | 6,242,599.965 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | 6,055,603.777 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | 5,655,785.728 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | 6,368,584.854 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | 6,122,792.583 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | 63.580 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | 66.130 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | 58.730 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 2 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 1 | Full Access | Full Access | Full Access | Full Access |
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Current Key Metrics
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Login — it's freeForward P/E Ratios
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Login — it's freeSWOT Analysis
Strengths (preview)
- Robust Financial Performance: Ameriprise Financial reported strong financial results in the Q2 2025 earnings call, with key metrics such as revenue, net income, and EPS likely exceeding expectations based on the positive tone in the transcript summary. This indicates operational efficiency and effective management strategies.
- Positive Free Cash Flow and Cash Reserves: Historical data from cash flow statements show consistent net cash provided by operating activities and positive free cash flow, reflecting financial stability and the ability to fund growth initiatives or return value to shareholders through dividends (as evidenced by net dividends paid).
- Strong Market Position: As part of the financial services sector and asset management industry, AMP benefits from a solid market capitalization and a competitive standing, supported by a workforce of full-time employees and a focus on client-centric services highlighted in the company profile.
- Dividend Yield: The dividend yield (TTM) from key metrics suggests a commitment to shareholder returns, with lastDiv data indicating a reliable payout, appealing to income-focused investors.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates AMP intrinsic value between $660.94 – $917.89 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
[intrinsic_calculator]
Common questions about AMP valuation
Is Ameriprise Financial, Inc. (AMP) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Ameriprise Financial, Inc. (AMP) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is AMP a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether AMP trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is AMP’s P/E ratio?
You can see AMP’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for AMP?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is AMP a good long-term investment?
Whether AMP fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
AMP
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Daily snapshot
0.43
Trading Metrics:
| Open: | 448.1 | Previous Close: | 449.19 | |
| Day Low: | 445.65 | Day High: | 453.92 | |
| Year Low: | 422.37 | Year High: | 550.18 | |
| Price Avg 50: | 456.92 | Price Avg 200: | 476.46 | |
| Volume: | 43444 | Average Volume: | 673231 |
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Login — it's freeAMP full analysis
Welcome to MARKETSNAP’s SWOT analysis for Ameriprise Financial, also known by its ticker AMP. If you’re a long-term investor looking to build wealth and grow your portfolio, you’re in the right place. Today, we’re diving deep into this financial powerhouse to break down its strengths, weaknesses, opportunities, and threats. I’ll keep things conversational and engaging, mixing in some recent developments and key metrics to help you see the bigger picture for your investment strategy. Let’s get started! Quick Overview of…
