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CM
Canadian Imperial Bank of Commerce
$114.87
1.09
(0.96%)
| Exchange: | NYSE |
| Market Cap: | 106.44B |
| Shares Outstanding: | 804M |
Delayed data
About The Company
| Sector: | Financial ServicesView sector performance | |||||
| Industry: | Banks – DiversifiedView industry performance | |||||
| CEO: | Harry K. Culham | |||||
| Full Time Employees: | 51711 | |||||
| Address: |
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| Website: | https://www.cibc.com |
Canadian Imperial Bank of Commerce (CIBC) operates as a broad-based financial services provider, extending a wide array of financial offerings and solutions. Its diverse clientele includes individuals, corporations, government entities, and large institutional clients across Canada, the United States, and globally. The bank’s operations are structured into four key divisions: Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; and Capital Markets. CIBC’s product portfolio encompasses checking, savings, and business accounts; mortgage financing; various lending products like general loans, lines of credit, student lines of credit, and specialized business and agricultural loans; investment and insurance services; credit cards; and overdraft protection. Additionally, it delivers everyday banking, credit and borrowing facilities, specialized financial expertise, wealth management and investment advice, and international services. These also include correspondent banking, digital foreign exchange, and comprehensive cash management solutions. Established in 1867, CIBC’s main corporate office is located in Toronto, Canada.
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Revenue Segmentation
CM full analysis
Welcome to MARKETSNAP’s SWOT analysis for CM. Today, we’re looking at the Canadian Imperial Bank of Commerce, or CIBC. Now, I know what you might be thinking—another Canadian bank, how exciting, right? But stick with me here, because CIBC has been quietly putting together a story that’s a lot more interesting than the typical "big bank" narrative. While the market has been fixated on the usual suspects in the tech space, CIBC has been grinding out results, and the recent…
Industry Peers
| TICKER | COMPANY | MKT CAP | P/E | FWD P/E | ROIC |
|---|---|---|---|---|---|
| CM | Canadian Imperial Bank of Commerce | 106.4B | 15.1 | 16.6 | 0.9% |
 ING | ING Groep N.V. | 104.0B | 14.0 | 11.7 | 2.8% |
 SMFG | Sumitomo Mitsui Financial Group, Inc. | 101.7B | 15.5 | 16.3 | 0.5% |
 BNS | The Bank of Nova Scotia | 114.7B | 16.8 | 15.4 | 0.6% |
 USB | U.S. Bancorp | 93.6B | 12.5 | 11.5 | 9.5% |
 BMO | Bank of Montreal | 122.2B | 19.7 | 17.6 | 0.6% |
EPS
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Earnings Call
AI summary
Key takeaways
Short, structured highlights from the call so you can focus on what matters.
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 55,493,000 | 64,016,000 | 62,006,000 |
| Gross Profit | 21,289,000 | 23,525,000 | 26,672,000 |
| EBITDA | 8,116,000 | 10,336,000 | 12,117,000 |
| Operating Income | 6,973,000 | 9,166,000 | 10,939,000 |
| Net Income | 5,001,000 | 7,115,000 | 8,429,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 975,690,000 | 1,041,985,000 | 1,116,938,000 |
| Total Liabilities | 922,527,000 | 982,978,000 | 1,052,525,000 |
| Total Stockholders Equity | 52,931,000 | 58,735,000 | 64,129,000 |
| Total Debt | 281,618,000 | 318,646,000 | 118,827,471 |
| Cash and Cash Equivalents | 63,170,000 | 56,031,000 | 55,748,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 12,154,000 | 11,088,000 | -23,345,000 |
| Capital Expenditure | -1,014,000 | -1,089,000 | -1,109,000 |
| Free Cash Flow | 11,140,000 | 9,999,000 | -24,454,000 |
| Net Income | 5,039,000 | 7,154,000 | 8,454,000 |
| Net Change in Cash | -10,719,000 | -12,251,000 | 3,814,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2029 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 30,123,093.747 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 31,251,997.264 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 30,738,173.670 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 14,640,091.406 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 15,309,790.522 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 15,004,972.922 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 10,428,492.382 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 10,939,692.805 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 10,707,016.843 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 5,776,599.968 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 5,993,085.833 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 5,894,551.686 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 11.380 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 11.630 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 11.090 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 2 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 1 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Login — it's freeSWOT Analysis
Strengths (preview)
- Resilient Revenue Growth: CIBC reported robust financial performance for Q1 2025, with revenues increasing, indicating strong core business momentum despite a challenging macroeconomic environment.
- Strong Profitability Metrics: The company exhibits a solid net profit margin and return on equity, reflecting efficient cost management and effective capital deployment relative to its peer set.
- Consistent Capital Return: A history of dividend payments, supported by positive free cash flow generation, provides a tangible return to shareholders and signals financial stability.
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates CM intrinsic value between $86.82 – $156.23 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
[intrinsic_calculator]
Common questions about CM valuation
Is Canadian Imperial Bank of Commerce (CM) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Canadian Imperial Bank of Commerce (CM) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is CM a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether CM trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is CM’s P/E ratio?
You can see CM’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for CM?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is CM a good long-term investment?
Whether CM fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
CM
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Daily snapshot
0.96
Trading Metrics:
| Open: | 113.22 | Previous Close: | 113.78 | |
| Day Low: | 112.59 | Day High: | 114.92 | |
| Year Low: | 78.79 | Year High: | 124.86 | |
| Price Avg 50: | 117.53 | Price Avg 200: | 105.45 | |
| Volume: | 676117 | Average Volume: | 1.241M |
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