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6019
601939.SS
China Construction Bank Corporation
$11.3
-0.36
(-3.09%)
| Exchange: | SHH |
| Market Cap: | 2.429T |
| Shares Outstanding: | 250.011B |
Delayed data
About The Company
| Sector: | Financial ServicesView sector performance | |||||
| Industry: | Banks – DiversifiedView industry performance | |||||
| CEO: | Zhang Yi | |||||
| Full Time Employees: | 378344 | |||||
| Address: |
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| Website: | https://www.ccb.com |
China Construction Bank Corporation (CCB) is a prominent financial institution that delivers a comprehensive suite of banking and financial solutions to both individual consumers and corporate entities, operating extensively within the People’s Republic of China and across international markets. Its operations are strategically divided into key segments: Corporate Banking, Personal Banking, Treasury Business, and other specialized divisions. CCB offers a diverse array of deposit accounts, encompassing foreign currency, all-in-one accounts, RMB deposits, various corporate term and demand options, as well as bespoke corporate deposit agreements. The bank’s lending portfolio spans a wide range, including personal loans for business, auto purchases, and housing mortgages, alongside corporate financing such as facilities for small and medium-sized enterprises (SMEs), traditional credit lines, commercial drafts, buyer credit, and RMB credit facilities. Furthermore, CCB issues credit cards, enables personal investment in physical gold and offers personal gold accounts, provides foreign exchange services, and facilitates investments through certificate treasury and savings bonds, securities deposit accounts, and general securities services, including bank-securities transfers and over-the-counter book-entry treasury bond transactions. Comprehensive wealth management products are also a core offering. Beyond core banking, the institution extends various transactional services such as collection, payroll and third-party payment processing, insurance agency, and remittances. It also manages international settlement and financing, provides dedicated services for financial institutions, handles securities and fund settlement, and delivers guarantee-based services, consulting, advisory, factoring, and fund custody. Modern e-banking solutions are also integral to its service delivery. CCB’s institutional offerings cater to a broad spectrum of clients, including government agencies, social security bodies, and fosters cooperation with other banks, securities firms, insurance companies, and non-banking financial institutions. With an extensive physical presence, China Construction Bank Corporation operates 14,741 banking outlets. Established in 1954, its main office is located in Beijing, PRC.
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Revenue Segmentation
Industry Peers
| TICKER | COMPANY | MKT CAP | P/E | FWD P/E | ROIC |
|---|---|---|---|---|---|
 601939.SS | China Construction Bank Corporation | 2.43T | 8.7 | 56.3 | 0.8% |
 JPM | JPMorgan Chase & Co. | 881.4B | 14.2 | 13.4 | 3.3% |
 BAC | Bank of America Corporation | 353.6B | 12.0 | 11.5 | 29.4% |
 HSBC | HSBC Holdings plc | 310.8B | 13.5 | 10.6 | 1.8% |
 RY | Royal Bank of Canada | 278.9B | 17.6 | 17.2 | 0.9% |
 WFC | Wells Fargo & Company | 247.3B | 11.6 | 11.2 | 6.2% |
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 608,841,000 | 607,870,000 | 1,358,837,000 |
| Gross Profit | 608,841,000 | 607,870,000 | 630,193,000 |
| EBITDA | 29,081,000 | 30,230,000 | 409,589,000 |
| Operating Income | 400,665,000 | 395,739,000 | 380,623,000 |
| Net Income | 332,653,000 | 335,577,000 | 338,906,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 38,324,826,000 | 40,571,149,000 | 45,631,818,000 |
| Total Liabilities | 35,292,743,000 | 37,327,184,000 | 42,085,741,000 |
| Total Stockholders Equity | 3,010,154,000 | 3,222,127,000 | 3,523,411,000 |
| Total Debt | 2,303,457,000 | 2,866,476,000 | 10,071,317,000 |
| Cash and Cash Equivalents | 3,948,975,000 | 3,537,201,000 | 3,053,016,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 642,850,000 | 338,023,000 | -2,347,859,000 |
| Capital Expenditure | -25,093,000 | -29,172,000 | -23,564,000 |
| Free Cash Flow | 617,757,000 | 308,851,000 | -2,371,423,000 |
| Net Income | 332,460,000 | 335,577,000 | 338,906,000 |
| Net Change in Cash | -218,189,000 | -356,015,000 | 0 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2028 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 840,221,587.847 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 992,082,550.872 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 925,230,977.099 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 426,116,487.427 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 522,042,167.399 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 479,814,928.738 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 337,620,735.961 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 419,431,556.041 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 383,417,789.701 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 244,126,638.227 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 288,249,887.281 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 268,826,142.163 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 1.500 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 1.640 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 1.320 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 5 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 7 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Login — it's freeForward P/E Ratios
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Login — it's freeSWOT Analysis
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MarketSnap estimates 601939.SS intrinsic value between $7.15 – $9.75 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
Common questions about 601939.SS valuation
Is China Construction Bank Corporation (601939.SS) overvalued or undervalued right now?
MarketSnap estimates intrinsic value for China Construction Bank Corporation (601939.SS) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is 601939.SS a buy, hold, or sell for long-term investors?
MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether 601939.SS trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is 601939.SS’s P/E ratio?
You can see 601939.SS’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for 601939.SS?
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Is 601939.SS a good long-term investment?
Whether 601939.SS fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
601939.SS
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Daily snapshot
-3.09
Trading Metrics:
| Open: | 11.67 | Previous Close: | 11.66 | |
| Day Low: | 11.24 | Day High: | 11.7 | |
| Year Low: | 8.52 | Year High: | 11.74 | |
| Price Avg 50: | 10.96 | Price Avg 200: | 9.93 | |
| Volume: | 178.209M | Average Volume: | 122.225M |
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