MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
SRCE stock logo

SRCE

1st Source Corporation

$70.68
0.4
 (0.57%)
Exchange:  NASDAQ
Market Cap:  1.727B
Shares Outstanding:  21.88M
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Andrea Gayle Short
Full Time Employees:  1205
Address: 
100 North Michigan Street
South Bend
IN
46601
US
Website:  https://www.1stsource.com
1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients. Its consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. The company also offers commercial, small business, agricultural, and real estate loans for general corporate purposes, including financing for industrial and commercial properties, equipment, inventories, accounts receivables, and renewable energy and acquisition financing; and commercial leasing, treasury management, and retirement planning services. In addition, it provides trust, investment, agency, and custodial services comprising administration of estates and personal trusts, as well as management of investment accounts for individuals, employee benefit plans, and charitable foundations. Further, the company offers equipment loan and lease products for construction equipment, new and pre-owned aircraft, auto and light trucks, and medium and heavy duty trucks; and finances construction equipment, aircrafts, medium and heavy duty trucks, step vans, vocational work trucks, motor coaches, shuttle buses, funeral cars, automobiles, and other equipment. Additionally, it provides corporate and personal property, casualty, and individual and group health and life insurance products and services. As of December 31, 2021, the company operated through 79 banking centers in 18 counties in Indiana and Michigan, as well as Sarasota County in Florida. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

No earnings call materials on file for this symbol yet.

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue507,530570,324599,997
Gross Profit363,404374,658421,927
EBITDA177,143183,418214,027
Operating Income161,680171,057205,088
Net Income124,927132,623158,273

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets8,727,9588,931,9389,055,270
Total Liabilities7,659,6957,750,4327,737,180
Total Stockholders Equity989,5681,111,0681,274,971
Total Debt397,393325,045126,151
Cash and Cash Equivalents77,47476,83769,249

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow187,936194,0740
Capital Expenditure-5,980-12,3670
Free Cash Flow181,956181,4860
Net Income124,934132,618158,259
Net Change in Cash6,871-4,842-4,969

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2027Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)464,883.402Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)473,619.230Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)469,983Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)184,852.608Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)188,326.254Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)186,880.372Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)166,350.762Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)167,077.128Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)166,713.945Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)115,020.874Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)117,182.282Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)116,282.610Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)6.840Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)6.850Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)6.820Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)2Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)2Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
567.683M  ?P/S
 (TTM)
: 
3.04
?Net Income
 (TTM)
: 
131.395M  ?P/E
 (TTM)
: 
11.5
?Enterprise Value
 (TTM)
: 
2.096B  ?EV/FCF
 (TTM)
: 
9.48
?Dividend Yield
 (TTM)
: 
0.02  ?Payout Ratio
 (TTM)
: 
0.24
?ROE
 (TTM)
: 
0.13  ?ROIC
 (TTM)
: 
0.09
?Net Debt
 (TTM)
: 
288.431M  ?Debt/Equity
 (TTM)
: 
0.27
?P/B
 (TTM)
: 
1.43  ?Current Ratio
 (TTM)
: 
12.62

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
10.63Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates SRCE intrinsic value between $81.25 – $109.01 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate SRCE Intrinsic Value

Common questions about SRCE valuation

Is 1st Source Corporation (SRCE) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for 1st Source Corporation (SRCE) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is SRCE a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether SRCE trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is SRCE’s P/E ratio?

You can see SRCE’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for SRCE?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is SRCE a good long-term investment?

Whether SRCE fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

SRCE

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

0.57
MARKETSnap

Trading Metrics:

Open: 69.56   Previous Close: 70.28
Day Low: 69.26   Day High: 70.89
Year Low: 52.14   Year High: 71.98
Price Avg 50: 68.35   Price Avg 200: 63.86
Volume: 147872   Average Volume: 143016

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

1st Source (SRCE) Could Be a Great Choice
04-02-2026 12:45
1st Source (SRCE) Is Up 3.65% in One Week: What You Should Know
Are You Looking for a High-Growth Dividend Stock?
Why 1st Source (SRCE) is a Great Dividend Stock Right Now
All You Need to Know About 1st Source (SRCE) Rating Upgrade to Buy
1st Source Announces the Retirement of John Griffith

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States
  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read