MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Charts
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
SHG stock logo

SHG

Shinhan Financial Group Co., Ltd.

$77.5
0.69
 (0.9%)
Exchange:  NYSE
Market Cap:  36.625B
Shares Outstanding:  267.78M
Delayed data
Calculate SHG Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Ok-Dong Jin
Full Time Employees:  189
Address: 
20, Sejong-daero 9-gil
Seoul
SL
4513
KR
Website:  https://www.shinhangroup.com
Shinhan Financial Group Co., Ltd. is a prominent financial services provider that operates both within South Korea and globally. The company’s diverse activities are organized into six primary divisions: Banking, Credit Card services, Securities, Life Insurance, Credit, and other specialized financial offerings. For individual clients, Shinhan offers a comprehensive suite of retail banking solutions. These include various deposit account types—demand, savings, and fixed—along with checking accounts. The group also provides personal lending options such as mortgages, home equity loans, and other consumer credit. Furthermore, it facilitates electronic banking, ATM access, bill payment, payroll and check processing, foreign currency exchange, and international money transfer services. The corporate banking arm of Shinhan caters to businesses with services like investment banking, financing for real estate (including overseas and development projects), infrastructure and structured finance, equity/venture capital investments, and advisory for mergers and acquisitions. It also handles securitization, offers derivative products, engages in foreign exchange trading, and provides working capital and facilities loans. Shinhan Financial Group is also actively involved in treasury and investment operations within international capital markets. This includes trading foreign currency-denominated securities, providing a range of foreign exchange services, offering trade-related financial support, international factoring, and managing foreign banking operations. Beyond its core banking and investment functions, the company provides numerous other financial provisions. These encompass trust account management, securities brokerage, and professional asset management. Additional services extend to equipment leasing and financing, specialized savings banking, loan collection and credit reporting, administration of collective investment schemes, private equity investments, and the development of advanced financial systems. By the close of 2021, Shinhan maintained an extensive network of 784 service centers, 5,234 automated teller machines (ATMs), 7 cash dispensing units, and 85 digital kiosks to serve its customers. Established in 1982, Shinhan Financial Group Co., Ltd. is based in Seoul, South Korea.

Click to read more…

Revenue Segmentation

🔒 You are currently logged out

Login

It’s free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/04/23 — Q1 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue33,801,486,00035,375,497,00034,685,185,000
Gross Profit14,877,939,00015,574,665,00016,447,014,000
EBITDA7,149,966,0007,309,474,0008,224,094,000
Operating Income5,964,960,0006,029,092,0006,929,009,000
Net Income4,368,035,0004,450,177,0004,971,561,000

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets691,795,333,000739,764,256,000785,980,746,941
Total Liabilities635,473,468,000680,943,223,000730,360,576,661
Total Stockholders Equity53,720,537,00056,053,756,00053,207,218,786
Total Debt125,994,650,000150,260,354,000154,207,857,856
Cash and Cash Equivalents35,631,370,00041,672,295,00021,141,098,420

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow529,846,0004,626,299,0006,458,284,583
Capital Expenditure-716,238,000-778,774,000-262,166,169
Free Cash Flow-186,392,0003,847,525,0006,196,118,414
Net Income4,368,035,0004,558,170,0004,838,354,750
Net Change in Cash6,002,938,0004,830,659,0000

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)18,459,854,431.038Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)19,983,037,530.556Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)19,191,342,761.655Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)4,456,222,130.023Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)4,823,919,625.229Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)4,632,803,938.885Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)7,102,532,332.669Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)7,873,567,414.292Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)7,472,811,628.639Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)4,068,416,392.581Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)4,404,114,765.184Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)4,229,631,050.388Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)15.050Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)15.857Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)14.304Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)5Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)1Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
28.375B  ?P/S
 (TTM)
: 
1.36
?Net Income
 (TTM)
: 
3.134B  ?P/E
 (TTM)
: 
9.33
?Enterprise Value
 (TTM)
: 
158.091T  ?EV/FCF
 (TTM)
: 
7.97
?Dividend Yield
 (TTM)
: 
2.82%  ?Payout Ratio
 (TTM)
: 
28.04%
?ROE
 (TTM)
: 
9.2%  ?ROIC
 (TTM)
: 
0.65%
?Net Debt
 (TTM)
: 
83.227B  ?Debt/Equity
 (TTM)
: 
2.6
?P/B
 (TTM)
: 
0.83  ?Current Ratio
 (TTM)
: 
0.58

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
8.33Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about SHG valuation

Is Shinhan Financial Group Co., Ltd. (SHG) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Shinhan Financial Group Co., Ltd. (SHG) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is SHG a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether SHG trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is SHG’s P/E ratio?

You can see SHG’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for SHG?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is SHG a good long-term investment?

Whether SHG fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

SHG

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

0.9
MARKETSnap

Trading Metrics:

Open: 77.26   Previous Close: 76.81
Day Low: 77.19   Day High: 77.86
Year Low: 46.26   Year High: 77.92
Price Avg 50: 70.72   Price Avg 200: 63.42
Volume: 103996   Average Volume: 250910

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Shinhan Financial (SHG) is on the Move, Here's Why the Trend Could be Sustainable
13-08-2026 09:55
Shinhan Financial (SHG) is on the Move, Here's Why the Trend Could be Sustainable
Recent Price Trend in Shinhan Financial (SHG) is Your Friend, Here's Why
28-07-2026 09:56
Recent Price Trend in Shinhan Financial (SHG) is Your Friend, Here's Why
Shinhan Financial (SHG) Is Up 1.03% in One Week: What You Should Know
27-07-2026 13:01
Shinhan Financial (SHG) Is Up 1.03% in One Week: What You Should Know
Shinhan Financial (SHG) Upgraded to Strong Buy: Here's What You Should Know
27-07-2026 13:01
Shinhan Financial (SHG) Upgraded to Strong Buy: Here's What You Should Know
SHG vs. EBKDY: Which Stock Is the Better Value Option?
27-07-2026 12:43
SHG vs. EBKDY: Which Stock Is the Better Value Option?
Shinhan Financial Group Co., Ltd. (SHG) Q2 2026 Earnings Call Transcript
24-07-2026 04:40
Shinhan Financial Group Co., Ltd. (SHG) Q2 2026 Earnings Call Transcript

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
      • Large Caps
      • Absolute
      • Total Market PE
      • Large Caps
      • Absolute
      • Industry
      • Sector
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Philosophy
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlist & Portfolio Watchlist & Portfolio
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read