MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Charts
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
PAGS

PAGS

PagSeguro Digital Ltd.

$9.39
0.1
 (1.02%)
Exchange:  NYSE
Market Cap:  2.713B
Shares Outstanding:  315.14M
Delayed data
Calculate PAGS Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Industrials
Industry:  Specialty Business Services
   
CEO:  Carlos Mauad
Full Time Employees:  7044
Address: 
Avenida Brigadeiro Faria Lima
São Paulo
SP
01451-001
BR
Website:  https://pagbank.com.br
PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; and PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

Click to read more…

Revenue Segmentation

🔒 You are currently logged out

Login

It’s free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/05/15 — Q1 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue15,680,28818,333,70919,355,439
Gross Profit7,547,7088,790,3949,790,683
EBITDA6,642,3167,708,9469,397,436
Operating Income5,385,2035,958,5537,266,459
Net Income1,653,6842,116,3682,076,751

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets55,108,09372,900,61774,372,181
Total Liabilities41,867,40858,232,24559,739,958
Total Stockholders Equity13,240,68514,668,37214,632,223
Total Debt16,377,8674,678,93334,861,197
Cash and Cash Equivalents2,899,060927,6681,856,575

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow3,999,753-3,416,2932,573,882
Capital Expenditure-1,988,364-1,131,878-1,019,610
Free Cash Flow2,011,389-4,548,1711,554,271
Net Income2,017,1072,116,3682,076,751
Net Change in Cash1,069,963-1,971,3921,034,147

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2029Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)17,988,169.681Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)20,665,500.101Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)19,746,904.455Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)11,356,820.394Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)13,047,151.386Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)12,467,196.563Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)2,992,959.801Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)3,589,568.557Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)3,384,870.688Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)2,980,438.096Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)3,424,041.738Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)3,271,840.735Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)11.360Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)12.050Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)10.050Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)2Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)1Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
3.401B  ?P/S
 (TTM)
: 
0.67
?Net Income
 (TTM)
: 
392.578M  ?P/E
 (TTM)
: 
6.27
?Enterprise Value
 (TTM)
: 
57.465B  ?EV/FCF
 (TTM)
: 
159.66
?Dividend Yield
 (TTM)
: 
6.86%  ?Payout Ratio
 (TTM)
: 
37.12%
?ROE
 (TTM)
: 
14.62%  ?ROIC
 (TTM)
: 
9.92%
?Net Debt
 (TTM)
: 
4.416B  ?Debt/Equity
 (TTM)
: 
3.19
?P/B
 (TTM)
: 
0.9  ?Current Ratio
 (TTM)
: 
1.43

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
5.56Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about PAGS valuation

Is PagSeguro Digital Ltd. (PAGS) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for PagSeguro Digital Ltd. (PAGS) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is PAGS a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether PAGS trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is PAGS’s P/E ratio?

You can see PAGS’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for PAGS?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is PAGS a good long-term investment?

Whether PAGS fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

PAGS

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

1.02
MARKETSnap

Trading Metrics:

Open: 9.36   Previous Close: 9.29
Day Low: 9.31   Day High: 9.5
Year Low: 7.74   Year High: 12.32
Price Avg 50: 9.08   Price Avg 200: 9.84
Volume: 561736   Average Volume: 3.432M

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Why PagSeguro Digital Ltd. (PAGS) Dipped More Than Broader Market Today
17-07-2026 19:16
Why PagSeguro Digital Ltd. (PAGS) Dipped More Than Broader Market Today
PagSeguro Digital Ltd. (PAGS) Outpaces Stock Market Gains: What You Should Know
10-07-2026 19:16
PagSeguro Digital Ltd. (PAGS) Outpaces Stock Market Gains: What You Should Know
PagSeguro Digital: Built To Benefit From Brazil's Next Rate-Cutting Cycle
02-07-2026 20:49
PagSeguro Digital: Built To Benefit From Brazil's Next Rate-Cutting Cycle
PagSeguro Digital (PAGS) Upgraded to Buy: Here's Why
30-06-2026 13:01
PagSeguro Digital (PAGS) Upgraded to Buy: Here's Why
PagSeguro Digital Ltd. (PAGS) Q1 2026 Earnings Call Transcript
15-05-2026 19:00
PagSeguro Digital Ltd. (PAGS) Q1 2026 Earnings Call Transcript
PagSeguro Digital Q1 Earnings Call Highlights
14-05-2026 04:06
PagSeguro Digital Q1 Earnings Call Highlights

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlist & Portfolio Watchlist & Portfolio
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read