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PAGS

PAGS

PagSeguro Digital Ltd.

$11
-0.12
 (-1.08%)
Exchange:  NYSE
Market Cap:  3.053B
Shares Outstanding:  315.14M
Delayed data
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  IndustrialsView sector performance
Industry:  Specialty Business ServicesView industry performance
   
CEO:  Carlos Mauad
Full Time Employees:  7044
Address: 
Av. Brigadeiro Faria Lima, No. 1,384
São Paulo
SP
01451-001
BR
Website:  https://pagbank.com.br
PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; and PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

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Revenue Segmentation

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Industry Peers

TICKERCOMPANYMKT CAPP/EFWD P/EROIC
PAPAGS logoPAGSPagSeguro Digital Ltd.3.1B7.46.49.6%
CBCBZ logoCBZCBIZ, Inc.3.0B25.013.13.7%
ABABM logoABMABM Industries Inc.3.0B17.912.86.0%
MMMMS logoMMSMaximus, Inc.3.2B8.77.711.3%
FAFA logoFAFirst Advantage Corporation3.3B12915.13.4%
BFBFAM logoBFAMBright Horizons Family Solutions Inc.3.5B21.813.96.6%

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

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Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/05/15 — Q1 quarter 2026

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Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue15,680,28818,333,70919,355,439
Gross Profit7,547,7088,790,3949,790,683
EBITDA6,642,3167,727,5499,397,436
Operating Income5,385,2035,958,5537,266,459
Net Income1,653,6842,116,3682,076,751

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(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets55,108,09372,900,61774,372,181
Total Liabilities41,867,40858,232,24559,739,958
Total Stockholders Equity13,240,68514,668,37214,632,223
Total Debt16,377,8674,678,93334,861,197
Cash and Cash Equivalents2,899,060927,6681,856,575

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(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow3,999,753-3,416,2932,573,882
Capital Expenditure-1,988,364-1,131,878-1,019,610
Free Cash Flow2,011,389-4,548,1711,554,271
Net Income2,017,1072,116,3682,076,751
Net Change in Cash1,069,963-1,971,3921,034,147

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(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2029Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)18,553,725.487Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)21,031,260.816Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)19,746,904.455Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)10,550,221.087Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)11,293,844.166Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)10,908,349.079Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)3,511,226.294Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)4,132,742.771Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)3,810,547.891Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)3,074,144.354Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)3,484,644.189Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)3,271,840.735Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)12.790Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)13.870Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)11.790Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)1Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)1Research AccessResearch AccessResearch AccessResearch Access

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(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
3.401B  ?P/S
 (TTM)
: 
0.81
?Net Income
 (TTM)
: 
392.578M  ?P/E
 (TTM)
: 
7.41
?Enterprise Value
 (TTM)
: 
62.084B  ?EV/FCF
 (TTM)
: 
-109.79
?Dividend Yield
 (TTM)
: 
6.99%  ?Payout Ratio
 (TTM)
: 
42.83%
?ROE
 (TTM)
: 
14.6%  ?ROIC
 (TTM)
: 
9.64%
?Net Debt
 (TTM)
: 
4.416B  ?Debt/Equity
 (TTM)
: 
3.1
?P/B
 (TTM)
: 
1.04  ?Current Ratio
 (TTM)
: 
1.55

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Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
6.36Research AccessResearch AccessResearch AccessResearch Access

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SWOT Analysis

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At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MarketSnap estimates PAGS intrinsic value between $36.29 – $59.16 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate PAGS Intrinsic Value

Common questions about PAGS valuation

Is PagSeguro Digital Ltd. (PAGS) overvalued or undervalued right now?

MarketSnap estimates intrinsic value for PagSeguro Digital Ltd. (PAGS) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is PAGS a buy, hold, or sell for long-term investors?

MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether PAGS trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is PAGS’s P/E ratio?

You can see PAGS’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for PAGS?

MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is PAGS a good long-term investment?

Whether PAGS fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

Research tools for PagSeguro Digital Ltd.

  • PagSeguro Digital Ltd. intrinsic value calculatorEstimate what the business is worth
  • PagSeguro Digital Ltd. 5-year outlookWhat has to go right, and what could go wrong
PAGS

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-1.08
MarketSnap

Trading Metrics:

Open: 11.09   Previous Close: 11.12
Day Low: 10.92   Day High: 11.21
Year Low: 8.42   Year High: 12.32
Price Avg 50: 9.48   Price Avg 200: 9.81
Volume: 2.689M   Average Volume: 3.347M

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See in Nexus

Relevant news

PagSeguro Digital Ltd. (PAGS) Surpasses Market Returns: Some Facts Worth Knowing
15-10-2026 19:15
PagSeguro Digital Ltd. (PAGS) Surpasses Market Returns: Some Facts Worth Knowing
PagSeguro Digital Ltd. (PAGS) Stock Drops Despite Market Gains: Important Facts to Note
06-10-2026 19:15
PagSeguro Digital Ltd. (PAGS) Stock Drops Despite Market Gains: Important Facts to Note
PagSeguro Digital Ltd. (PAGS) Stock Falls Amid Market Uptick: What Investors Need to Know
18-09-2026 19:15
PagSeguro Digital Ltd. (PAGS) Stock Falls Amid Market Uptick: What Investors Need to Know
PagSeguro: Founder Steps Down, But Control Remains
26-08-2026 14:05
PagSeguro: Founder Steps Down, But Control Remains
Comparing Kinnevik (OTCMKTS:KNVKF) and PagSeguro Digital (NYSE:PAGS)
24-08-2026 03:59
Comparing Kinnevik (OTCMKTS:KNVKF) and PagSeguro Digital (NYSE:PAGS)
PagSeguro Digital Q2 Earnings Call Highlights
17-08-2026 10:04
PagSeguro Digital Q2 Earnings Call Highlights

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