MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
FCAP stock logo

FCAP

First Capital, Inc.

$64.99
1.31
 (2.06%)
Exchange:  NASDAQ
Market Cap:  217.426M
Shares Outstanding:  3.34M
Delayed data
Calculate FCAP Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Michael Chris Frederick
Full Time Employees:  173
Address: 
220 Federal Drive, NW
Corydon
IN
47112
US
Website:  https://www.firstharrison.com
First Capital, Inc. (FCAP) functions as the parent holding company for First Harrison Bank, delivering a comprehensive range of financial services to both individual consumers and corporate entities. The institution provides a diverse selection of deposit accounts, including standard checking (non-interest-bearing), interest-bearing checking (NOW accounts), money market accounts, conventional savings options, certificates of deposit, and specialized retirement savings programs. In its lending operations, First Capital extends various real estate mortgage offerings such as fixed-rate and adjustable-rate home loans, construction financing for both residential and commercial projects, and commercial property loans. It also supplies direct financing solutions for commercial businesses. Additionally, the company originates mortgage loans for subsequent sale in the secondary market and offers a variety of non-deposit investment opportunities. For individual borrowers, the bank provides a broad spectrum of secured and guaranteed consumer loans, covering everything from vehicle purchases (automobiles and trucks), home equity lines, and property improvement loans, to boat and mobile home financing, and loans collateralized by savings deposits. Unsecured personal loans are also available. Customers can access these products and services through a network of eighteen branches spread across Indiana and Kentucky. First Capital, Inc., established in 1891, has its corporate headquarters in Corydon, Indiana.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

No earnings call materials on file for this symbol yet.

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue51,23758,12765,312
Gross Profit41,07941,99749,471
EBITDA16,07915,26619,909
Operating Income15,05114,16919,909
Net Income12,79011,94016,367

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets1,157,8801,187,5231,271,995
Total Liabilities1,052,5351,072,8121,134,086
Total Stockholders Equity105,233114,599137,797
Total Debt21,50000
Cash and Cash Equivalents27,09926,592104,385

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow14,16322,3454,185
Capital Expenditure-627-717-1,352
Free Cash Flow13,53621,62819,932
Net Income12,79011,94016,367
Net Change in Cash-27,62867,247-521

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

🔒 You are currently logged out

Login

It's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
  ?P/S
 (TTM)
: 
3.3
?Net Income
 (TTM)
: 
  ?P/E
 (TTM)
: 
12.64
?Enterprise Value
 (TTM)
: 
70.408M  ?EV/FCF
 (TTM)
: 
3.16
?Dividend Yield
 (TTM)
: 
0.02  ?Payout Ratio
 (TTM)
: 
0.23
?ROE
 (TTM)
: 
0.13  ?ROIC
 (TTM)
: 
0.12
?Net Debt
 (TTM)
: 
  ?Debt/Equity
 (TTM)
: 
0
?P/B
 (TTM)
: 
1.6  ?Current Ratio
 (TTM)
: 
0.36

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
N/AFull AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about FCAP valuation

Is First Capital, Inc. (FCAP) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for First Capital, Inc. (FCAP) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is FCAP a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether FCAP trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is FCAP’s P/E ratio?

You can see FCAP’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for FCAP?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is FCAP a good long-term investment?

Whether FCAP fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

FCAP

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

2.06
MARKETSnap

Trading Metrics:

Open: 64.99   Previous Close: 63.68
Day Low: 64.99   Day High: 65.72
Year Low: 33.73   Year High: 71
Price Avg 50: 55.22   Price Avg 200: 50.65
Volume: 5730   Average Volume: 4882

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
Could not create stock discussion for FCAP

Relevant news

First Capital, Inc. Announces Quarterly Dividend
19-02-2026 16:45
First Capital, Inc. Announces Quarterly Dividend
First Capital, Inc. Reports Quarterly Earnings
24-04-2026 16:45
First Capital, Inc. Reports Quarterly Earnings
First Capital (NASDAQ:FCAP) Shares Pass Below 200-Day Moving Average   – Here’s What Happened
26-03-2026 02:46
First Capital (NASDAQ:FCAP) Shares Pass Below 200-Day Moving Average – Here’s What Happened
First Capital, Inc. Announces Date of Annual Meeting
19-02-2026 16:50
First Capital, Inc. Announces Date of Annual Meeting
Financial Analysis: First Capital (NASDAQ:FCAP) vs. LifeStore Financial Group (OTCMKTS:LSFG)
19-02-2026 03:29
Financial Analysis: First Capital (NASDAQ:FCAP) vs. LifeStore Financial Group (OTCMKTS:LSFG)

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read