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AVAL stock logo

AVAL

Grupo Aval Acciones y Valores S.A.

$5.36
-0.1
 (-1.74%)
Exchange:  NYSE
Market Cap:  6.357B
Shares Outstanding:  697.199M
Delayed data
Calculate AVAL Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Luis Carlos Sarmiento Gutiérrez
Full Time Employees:  78827
Address: 
Carrera 13 No. 26A-47
Bogotá
DC
110311
CO
Website:  https://www.grupoaval.com
Grupo Aval Acciones y Valores SA engages in the provision of financial services and products. It operates through the following segments: Banking Services, Merchant Banking, Pension and Severance Fund Management, and Holding. The Banking Services segment focuses on banking services, fund management and trust businesses, storage companies, and entities that manage low-value payment systems. The Merchant Banking segment is involved in the financial Sector, gas and energy sector, infrastructure sector, hotel sector, and agribusiness sector. The Pension and Severance Fund Management segment refers to the administrator of pension and severance funds. The Holding segment consists of Grupo Aval and Grupo Aval Limited. The company was founded by Luis Carlos Sarmiento Angulo on January 7, 1994 and is headquartered in Bogota, Colombia.

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Revenue Segmentation

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EPS

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Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/05/13 — Q1 quarter 2026

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Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue38,436,164,00036,973,867,00042,329,727,322
Gross Profit11,052,695,00011,304,400,00021,544,776,874
EBITDA4,638,721,0004,412,529,0003,859,299,818
Operating Income3,487,550,0003,137,904,0003,859,299,818
Net Income739,003,0001,015,087,0001,603,664,067

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(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets301,181,596,000327,859,383,000348,564,451,093
Total Liabilities269,661,180,000294,696,465,000313,858,515,248
Total Stockholders Equity16,782,672,00017,451,257,00018,426,221,740
Total Debt65,541,339,00043,129,602,00068,598,340,498
Cash and Cash Equivalents8,412,658,00015,530,027,00019,334,052,225

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(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow1,810,577,000-14,041,429,0002,038,513,344
Capital Expenditure-1,298,646,000-662,671,000-586,348,856
Free Cash Flow511,931,000-14,704,100,0001,452,164,489
Net Income3,487,550,0001,015,087,0001,578,913,358
Net Change in Cash1,565,004,000-1,599,002,0000

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(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)24,002,849,771.004Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)25,523,276,876.640Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)24,727,464,915.603Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)4,669,285,435.355Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)4,965,054,821.390Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)4,810,245,153.605Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)3,008,648,556.774Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)3,258,665,115.506Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)3,127,803,089.883Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)2,843,741,974.450Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)3,023,874,851.198Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)2,929,590,884.962Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)2.635Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)2.745Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)2.534Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)1Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)1Research AccessResearch AccessResearch AccessResearch Access

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(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
11.201B  ?P/S
 (TTM)
: 
0.47
?Net Income
 (TTM)
: 
249.057M  ?P/E
 (TTM)
: 
11.51
?Enterprise Value
 (TTM)
: 
66.041T  ?EV/FCF
 (TTM)
: 
31.64
?Dividend Yield
 (TTM)
: 
2.92%  ?Payout Ratio
 (TTM)
: 
36.96%
?ROE
 (TTM)
: 
9.54%  ?ROIC
 (TTM)
: 
0.97%
?Net Debt
 (TTM)
: 
14.136B  ?Debt/Equity
 (TTM)
: 
3.79
?P/B
 (TTM)
: 
1.1  ?Current Ratio
 (TTM)
: 
0

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Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
6.04Research AccessResearch AccessResearch AccessResearch Access

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SWOT Analysis

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At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

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Common questions about AVAL valuation

Is Grupo Aval Acciones y Valores S.A. (AVAL) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Grupo Aval Acciones y Valores S.A. (AVAL) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is AVAL a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether AVAL trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is AVAL’s P/E ratio?

You can see AVAL’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for AVAL?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is AVAL a good long-term investment?

Whether AVAL fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

AVAL

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-1.74
MARKETSnap

Trading Metrics:

Open: 5.41   Previous Close: 5.45
Day Low: 5.34   Day High: 5.41
Year Low: 3.12   Year High: 6.2
Price Avg 50: 5.18   Price Avg 200: 4.58
Volume: 13543   Average Volume: 245019

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Relevant news

Grupo Aval Acciones y Valores S.A. (AVAL) Q2 2026 Earnings Call Transcript
13-08-2026 18:07
Grupo Aval Acciones y Valores S.A. (AVAL) Q2 2026 Earnings Call Transcript
Grupo Aval: Further Upside As Election Catalyst Plays Out
02-06-2026 17:41
Grupo Aval: Further Upside As Election Catalyst Plays Out

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