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Earnings transcript
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BOH
Bank of Hawaii Corporation
$77.16
-0.09
(-0.12%)
| Exchange: | NYSE |
| Market Cap: | 3.044B |
| Shares Outstanding: | 66.552M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Banks – Regional | |||||
| CEO: | James C. Polk | |||||
| Full Time Employees: | 1877 | |||||
| Address: |
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| Website: | https://www.boh.com |
Bank of Hawaii Corporation (BOH) functions as the holding company for Bank of Hawaii, delivering a comprehensive array of financial products and services across Hawaii, Guam, and the broader Pacific Islands. Its operations are organized into three primary divisions: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment caters to individuals and families, furnishing essential banking solutions such as checking, savings, and term deposit accounts. It offers a diverse portfolio of lending options, including residential mortgages, home equity lines, vehicle financing (loans and leases), personal credit facilities, installment loans, and credit cards, along with specialized small business loans and leases. This division also provides sophisticated wealth management offerings, encompassing private and international client banking, investment advisory, credit solutions, and trust administration for individuals, families, and high-net-worth clients. Furthermore, it extends institutional investment management and advisory services to corporate bodies, governmental agencies, and foundational endowments. Its brokerage arm also provides access to equities, mutual funds, life insurance, and annuity products. This extensive reach is supported by 54 physical branch locations and 307 ATMs strategically placed across its operating regions, supplemented by a dedicated customer service center and advanced online and mobile banking platforms. The Commercial Banking segment caters to businesses with offerings such as corporate banking, commercial real estate loans, specialized commercial lease financing, auto dealer financing, and various deposit solutions. It supplies comprehensive lending and deposit services to middle-market and large enterprises, alongside government bodies. Additionally, it provides commercial real estate mortgages tailored for investors, developers, and builders, and facilitates international banking and merchant services. Finally, the Treasury and Other segment is responsible for corporate asset and liability management, encompassing crucial functions like interest rate risk oversight and foreign exchange operations. Tracing its origins back to 1897, Bank of Hawaii Corporation maintains its headquarters in Honolulu, Hawaii.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 965,775 | 1,029,508 | 1,061,616 |
| Gross Profit | 643,425 | 621,187 | 699,832 |
| EBITDA | 260,107 | 229,373 | 292,357 |
| Operating Income | 227,116 | 197,851 | 261,982 |
| Net Income | 171,202 | 149,994 | 205,902 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 23,733,296 | 23,601,114 | 24,176,364 |
| Total Liabilities | 22,319,054 | 21,933,340 | 22,325,152 |
| Total Stockholders Equity | 1,414,242 | 1,667,774 | 1,851,212 |
| Total Debt | 805,373 | 747,068 | 92,402 |
| Cash and Cash Equivalents | 1,000,944 | 763,571 | 946,520 |
(* All numbers are in thousands)
Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates BOH intrinsic value between $62.55 – $69.59 per share. This depends on revenue growth, margins, and discount rate.
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Common questions about BOH valuation
Is BOH (BOH) overvalued or undervalued right now?
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What is BOH’s P/E ratio?
You can see BOH’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
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Whether BOH fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
BOH
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