MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Charts
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
EBC stock logo

EBC

Eastern Bankshares, Inc.

$22.26
-0.15
 (-0.65%)
Exchange:  NASDAQ
Market Cap:  5.144B
Shares Outstanding:  210.085M
Delayed data
Calculate EBC Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Banks – Regional
   
CEO:  Denis K. Sheahan
Full Time Employees:  2349
Address: 
125 High Street
Boston
MA
2110
US
Website:  https://www.easternbank.com
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.

Click to read more…

Revenue Segmentation

MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/07/24 — 2 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue558,7061,070,6831,057,445
Gross Profit292,604664,134695,596
EBITDA-102,355194,143163,032
Operating Income-125,998155,76699,506
Net Income232,177119,56188,219

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets21,133,27825,557,88030,586,900
Total Liabilities18,158,42321,945,91326,246,300
Total Stockholders Equity2,974,8553,611,9674,340,500
Total Debt39,71645,310214,900
Cash and Cash Equivalents693,0761,006,880126,100

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow261,692283,8364,644
Capital Expenditure-8,140-13,5390
Free Cash Flow253,552270,2974,644
Net Income-62,689119,56188,219
Net Change in Cash523,571313,80410,089

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)1,415,285.306Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)1,460,328.392Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)1,431,848.120Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)259,251.641Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)267,502.623Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)262,285.613Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)549,915.682Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)572,748.046Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)558,312.002Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)558,405.352Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)576,177.246Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)564,940.263Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)2.580Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)2.650Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)2.540Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)2Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)4Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
1.068B  ?P/S
 (TTM)
: 
3.67
?Net Income
 (TTM)
: 
119.561M  ?P/E
 (TTM)
: 
12.92
?Enterprise Value
 (TTM)
: 
5.479B  ?EV/FCF
 (TTM)
: 
13.93
?Dividend Yield
 (TTM)
: 
2.38%  ?Payout Ratio
 (TTM)
: 
31.18%
?ROE
 (TTM)
: 
9%  ?ROIC
 (TTM)
: 
6.32%
?Net Debt
 (TTM)
: 
83.211M  ?Debt/Equity
 (TTM)
: 
0.09
?P/B
 (TTM)
: 
1.16  ?Current Ratio
 (TTM)
: 
0.2

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
11.90Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

Strengths (preview)

  • Robust Revenue Performance: EBC demonstrates strong revenue generation, as evidenced by consistent growth in reported figures from income statements over recent periods. This performance aligns with positive industry trends within the sector, indicating effective market positioning.
  • Solid Free Cash Flow: The company maintains a healthy free cash flow, as per cash flow statements, with significant net cash provided by operating activities. This financial flexibility supports ongoing operations and potential reinvestment in innovation or capital expenditures.
  • Favorable Valuation Metrics: EBC's current price-to-earnings (P/E) ratio and forward P/E estimates suggest the stock is reasonably valued compared to industry averages, indicating investor confidence in sustained earnings potential.
  • Strong Balance Sheet: High levels of cash and cash equivalents, coupled with manageable debt-to-equity ratios from balance sheet data, provide EBC with a stable financial foundation to weather economic fluctuations.

Log in with Research Access for Weaknesses, Opportunities, Threats, and the complete SWOT.

Log in to continue

Log in with Full Access for the complete SWOT analysis.

Login — it's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates EBC intrinsic value between $10.30 – $21.83 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about EBC valuation

Is Eastern Bankshares, Inc. (EBC) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Eastern Bankshares, Inc. (EBC) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is EBC a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether EBC trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is EBC’s P/E ratio?

You can see EBC’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for EBC?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is EBC a good long-term investment?

Whether EBC fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

EBC

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-0.65
MARKETSnap

Trading Metrics:

Open: 22.4   Previous Close: 22.4
Day Low: 22.02   Day High: 22.45
Year Low: 16.62   Year High: 23.78
Price Avg 50: 22.55   Price Avg 200: 20.39
Volume: 258794   Average Volume: 2.937M

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free

EBC full analysis

26/07/2025

Welcome to MARKETSNAP’s SWOT analysis for Eastern Bankshares, Inc. (ticker EBC)! Today, we’re diving deep into this regional banking player to uncover what makes it tick, where it’s stumbling, and what could shape its future for long-term investors like you. If you’re looking to build wealth over the years, stick around as we break down the strengths, weaknesses, opportunities, and threats surrounding this company. Let’s get started with a quick snapshot of who they are and what’s been happening lately.…

Open MarketSnap Listen

Log in to continue

Log in to see the full analysis preview and audio links.

Login — it's free

See in Nexus

Relevant news

BlackRock Inc. Invests $498.67 Million in Eastern Bankshares, Inc. $EBC
25-08-2026 04:06
BlackRock Inc. Invests $498.67 Million in Eastern Bankshares, Inc. $EBC
Countdown to Eastern Bankshares (EBC) Q2 Earnings: Wall Street Forecasts for Key Metrics
22-07-2026 10:16
Countdown to Eastern Bankshares (EBC) Q2 Earnings: Wall Street Forecasts for Key Metrics
Bank Mergers Just Hit a 7-Year High. Here Are the Regional Banks Most Likely to Make a Deal.
02-07-2026 04:00
Bank Mergers Just Hit a 7-Year High. Here Are the Regional Banks Most Likely to Make a Deal.
Eastern Bankshares, Inc. (EBC) Q1 2026 Earnings Call Transcript
24-04-2026 12:31
Eastern Bankshares, Inc. (EBC) Q1 2026 Earnings Call Transcript
Eastern Bankshares (EBC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
23-04-2026 20:00
Eastern Bankshares (EBC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
‘The shift from dollar reserves to gold is not a prediction but a trend' and BRICS+ demand could drive the whole gold market - EBC
07-04-2026 16:13
‘The shift from dollar reserves to gold is not a prediction but a trend' and BRICS+ demand could drive the whole gold market - EBC

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
      • Large Caps
      • Absolute
      • Total Market PE
      • Large Caps
      • Absolute
      • Industry
      • Sector
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Philosophy
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlist & Portfolio Watchlist & Portfolio
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read