MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Charts
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
WU stock logo

WU

The Western Union Company

$7.22
-0.04
 (-0.55%)
Exchange:  NYSE
Market Cap:  2.252B
Shares Outstanding:  763.9M
Delayed data
Calculate WU Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Financial – Credit Services
   
CEO:  Devin McGranahan
Full Time Employees:  9600
Address: 
7001 East Belleview Avenue
Denver
CO
80237
US
Website:  https://www.westernunion.com
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company’s operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.

Click to read more…

Revenue Segmentation

MARKETSnap
MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/04/24 — 1 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue4,357,0004,209,7004,041,100
Gross Profit1,685,3001,589,2001,159,700
EBITDA1,034,700917,500934,300
Operating Income817,500725,800784,200
Net Income626,000934,200499,600

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets8,198,8008,370,5008,305,900
Total Liabilities7,719,8007,401,6007,348,100
Total Stockholders Equity479,000968,900957,800
Total Debt2,666,9003,132,0000
Cash and Cash Equivalents1,764,6002,105,6001,234,400

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow783,100406,300543,700
Capital Expenditure-147,800-37,400-150,800
Free Cash Flow635,300368,900392,900
Net Income626,000934,200499,600
Net Change in Cash-254,500320,700-469,200

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2030Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Low)3,890,696.068Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (High)4,325,077.803Research AccessResearch AccessResearch AccessResearch Access
Estimated Revenue (Avg)4,157,000Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Low)950,851.840Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (High)1,057,010.909Research AccessResearch AccessResearch AccessResearch Access
Estimated Ebitda (Avg)1,015,934.175Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Low)561,594.853Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (High)644,811.805Research AccessResearch AccessResearch AccessResearch Access
Estimated Net Income (Avg)612,612.001Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Low)786,579.484Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (High)874,398.156Research AccessResearch AccessResearch AccessResearch Access
Estimated SGA Expense (Avg)840,417.976Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Avg)1.870Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (High)1.970Research AccessResearch AccessResearch AccessResearch Access
Estimated EPS (Low)1.710Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated Revenue)4Research AccessResearch AccessResearch AccessResearch Access
Number of Analysts (Estimated EPS)2Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
4.204B  ?P/S
 (TTM)
: 
0.56
?Net Income
 (TTM)
: 
934.2M  ?P/E
 (TTM)
: 
5.84
?Enterprise Value
 (TTM)
: 
3.611B  ?EV/FCF
 (TTM)
: 
8.97
?Dividend Yield
 (TTM)
: 
12.89%  ?Payout Ratio
 (TTM)
: 
76.56%
?ROE
 (TTM)
: 
42.65%  ?ROIC
 (TTM)
: 
13.71%
?Net Debt
 (TTM)
: 
1.657B  ?Debt/Equity
 (TTM)
: 
2.95
?P/B
 (TTM)
: 
2.49  ?Current Ratio
 (TTM)
: 
3.75

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
5.60Research AccessResearch AccessResearch AccessResearch Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

Strengths (preview)

  • No specific financial metrics, revenue figures, or performance data provided in source to highlight positive indicators.
  • Earnings call transcript summary listed as None, offering no extractable positive commentary on results versus expectations.

Log in with Research Access for Weaknesses, Opportunities, Threats, and the complete SWOT.

Log in to continue

Log in with Full Access for the complete SWOT analysis.

Login — it's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates WU intrinsic value between $15.91 – $16.05 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about WU valuation

Is The Western Union Company (WU) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for The Western Union Company (WU) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is WU a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether WU trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is WU’s P/E ratio?

You can see WU’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for WU?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is WU a good long-term investment?

Whether WU fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

WU

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-0.55
MARKETSnap

Trading Metrics:

Open: 7.25   Previous Close: 7.26
Day Low: 7.2   Day High: 7.27
Year Low: 6.27   Year High: 10.35
Price Avg 50: 7.59   Price Avg 200: 8.7
Volume: 243340   Average Volume: 9.714M

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free

WU full analysis

31/07/2026

Hey everyone, welcome back to the channel where we break down stocks for the long-term investor. Today we're diving deep into Western Union, ticker WU, a name that's been around forever but faces some real headwinds in the digital age. Western Union has been the go-to for cross-border money transfers for generations, but recent results show the business is shrinking while management tries to pivot toward efficiency and new partnerships. The stock trades around 8 dollars with a market cap…

Listen to full analysis (audio file)

Open in MarketSnap Listen

Log in to continue

Log in to see the full analysis preview and audio links.

Login — it's free

See in Nexus

Relevant news

Can Western Union's $200M Beyond Efficiency Plan Revive Profitability?
21-08-2026 13:21
Can Western Union's $200M Beyond Efficiency Plan Revive Profitability?
Total Wireless Expands Partnership with Western Union, Bringing Financial Services to Retail Locations Nationwide
18-08-2026 14:03
Total Wireless Expands Partnership with Western Union, Bringing Financial Services to Retail Locations Nationwide
Western Union and Intermex Provide Update on Pending Acquisition
14-08-2026 00:08
Western Union and Intermex Provide Update on Pending Acquisition
Western Union's Dividend Now Yields a Whopping 13.5%. Here's Why I'm Buying Its Competitor Instead.
12-08-2026 13:32
Western Union's Dividend Now Yields a Whopping 13.5%. Here's Why I'm Buying Its Competitor Instead.
Western Union: Getting Acquired May Be The Company's Only Salvation (Upgrade)
10-08-2026 10:06
Western Union: Getting Acquired May Be The Company's Only Salvation (Upgrade)
Western Union Announces $0.235 Quarterly Dividend
03-08-2026 20:34
Western Union Announces $0.235 Quarterly Dividend

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

    • Gainers & Losers
    • Most Active & More
    • 52-Week High/Low
    • Dividends
      • Large Caps
      • Absolute
      • Total Market PE
      • Large Caps
      • Absolute
      • Industry
      • Sector
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Philosophy
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlist & Portfolio Watchlist & Portfolio
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read