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UNH stock logo

UNH

UnitedHealth Group Incorporated

$401.43
-5.24
 (-1.29%)
Exchange:  NYSE
Market Cap:  360.322B
Shares Outstanding:  280M
Delayed data
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  HealthcareView sector performance
Industry:  Medical – Healthcare PlansView industry performance
   
CEO:  Stephen J. Hemsley
Full Time Employees:  390000
Address: 
1 Health Drive
Eden Prairie
MN
55344
US
Website:  https://www.unitedhealthgroup.com
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children’s health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company’s pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.

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Revenue Segmentation

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UNH full analysis

28/07/2026

Hey everyone, welcome back to another deep dive here on the channel where we break down major stocks with real data and honest analysis. Today we're tackling UnitedHealth Group, ticker UNH, a healthcare giant that's been making waves lately with its Q2 results and AI push. Let's jump right in. UnitedHealth has shown solid momentum over the past year with shares up around 48 percent, though it's pulled back a bit recently after hitting a 52-week high. The broader healthcare…

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EPS

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Earnings Call

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Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/07/16 — 2 quarter 2026

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Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

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Balance Sheet

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Cash Flow Statement

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Current Key Metrics

?Revenue
 (TTM)
: 
400.278B  ?P/S
 (TTM)
: 
0.77
?Net Income
 (TTM)
: 
14.405B  ?P/E
 (TTM)
: 
24.39
?Enterprise Value
 (TTM)
: 
389.202B  ?EV/FCF
 (TTM)
: 
16.48
?Dividend Yield
 (TTM)
: 
2.39%  ?Payout Ratio
 (TTM)
: 
57.33%
?ROE
 (TTM)
: 
14.63%  ?ROIC
 (TTM)
: 
9.19%
?Net Debt
 (TTM)
: 
56.481B  ?Debt/Equity
 (TTM)
: 
0.74
?P/B
 (TTM)
: 
3.49  ?Current Ratio
 (TTM)
: 
0.78

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Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Research Access for high/low estimates and the interactive table.

Forward P/E 1YResearch AccessResearch AccessResearch AccessResearch Access
19.70Research AccessResearch AccessResearch AccessResearch Access

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SWOT Analysis

Strengths (preview)

  • Company maintains full-time employee base and established CEO leadership as noted in profile data.
  • Sector and industry classification provide baseline positioning within healthcare for performance benchmarking.
  • Weaknesses

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At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MarketSnap estimates UNH intrinsic value between $179.97 – $323.80 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.


Calculate UNH Intrinsic Value

Common questions about UNH valuation

Is UnitedHealth Group Incorporated (UNH) overvalued or undervalued right now?

MarketSnap estimates intrinsic value for UnitedHealth Group Incorporated (UNH) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is UNH a buy, hold, or sell for long-term investors?

MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether UNH trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is UNH’s P/E ratio?

You can see UNH’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for UNH?

MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is UNH a good long-term investment?

Whether UNH fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

Research tools for UnitedHealth Group Incorporated

  • UnitedHealth Group Incorporated intrinsic value calculatorEstimate what the business is worth
  • UnitedHealth Group Incorporated 5-year outlookWhat has to go right, and what could go wrong
UNH

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

-1.29
MarketSnap

Trading Metrics:

Open: 410.35   Previous Close: 406.67
Day Low: 395.6   Day High: 412.37
Year Low: 255.97   Year High: 461.62
Price Avg 50: 387.35   Price Avg 200: 358.75
Volume: 7.941M   Average Volume: 5.489M

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See in Nexus

Relevant news

UnitedHealth: Q3 Confirms The Bull Case
16-10-2026 22:05
UnitedHealth: Q3 Confirms The Bull Case
From Verizon to UnitedHealth, Corporate America Is Balking at ‘Tokenized' Stocks
16-10-2026 14:18
From Verizon to UnitedHealth, Corporate America Is Balking at ‘Tokenized' Stocks
UnitedHealth's Q3 Margins Improve, But Membership Falls: Time to Buy?
16-10-2026 14:06
UnitedHealth's Q3 Margins Improve, But Membership Falls: Time to Buy?
UnitedHealth Fell 51.32%, Then Rose 40.64%. DIA's Exposure Followed Both Moves by Design
15-10-2026 20:03
UnitedHealth Fell 51.32%, Then Rose 40.64%. DIA's Exposure Followed Both Moves by Design
UnitedHealth Stock Moves Higher: What's Going On?
15-10-2026 13:40
UnitedHealth Stock Moves Higher: What's Going On?
Can UNH's Focus on Special Needs Plans Strengthen Medicare Growth?
15-10-2026 13:05
Can UNH's Focus on Special Needs Plans Strengthen Medicare Growth?

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