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Earnings transcript
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CI
Cigna Corporation
$302.3
3.49
(1.17%)
| Exchange: | NYSE |
| Market Cap: | 79.88B |
| Shares Outstanding: | 618.402M |
Delayed data
About The Company
| Sector: | HealthcareView sector performance | |||||
| Industry: | Medical – Healthcare PlansView industry performance | |||||
| CEO: | Brian C. Evanko | |||||
| Full Time Employees: | 66685 | |||||
| Address: |
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| Website: | https://www.thecignagroup.com |
Cigna Group, established in 1792 and headquartered in Bloomfield, Connecticut, provides insurance products and related services across the United States. The company operates through two primary segments. Its Evernorth division offers a comprehensive array of coordinated and specialized health solutions, including pharmacy services, benefits administration, care management and delivery, and advanced intelligence solutions. These offerings cater to a diverse clientele, such as health plans, employers, government entities, and healthcare providers. Meanwhile, the Cigna Healthcare segment delivers an extensive portfolio of products and services, encompassing medical, pharmaceutical, behavioral health, dental, vision, and health advocacy programs for both insured and self-insured customers. This segment also provides Medicare Advantage, Medicare Supplement, and Medicare Part D plans specifically for seniors, in addition to individual health insurance options available on and off public exchanges. Globally, Cigna Healthcare extends international health coverage and benefits to mobile professionals and employees of multinational organizations. Furthermore, the company issues permanent insurance contracts to corporations, designed to cover the lives of specific employees for funding future benefit obligations. Cigna distributes its various offerings through insurance brokers and consultants, direct sales channels to employers, unions, and individuals, and via both private and public exchanges.
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Revenue Segmentation
EPS
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Earnings Call
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 195,265,000 | 247,121,000 | 274,952,000 |
| Gross Profit | 25,177,000 | 25,964,000 | 25,986,000 |
| EBITDA | 12,069,000 | 12,467,000 | 11,749,000 |
| Operating Income | 8,536,000 | 9,417,000 | 9,129,000 |
| Net Income | 5,164,000 | 3,434,000 | 5,957,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 152,761,000 | 155,881,000 | 157,919,000 |
| Total Liabilities | 106,410,000 | 114,638,000 | 116,045,000 |
| Total Stockholders Equity | 46,223,000 | 41,033,000 | 41,713,000 |
| Total Debt | 30,930,000 | 31,972,000 | 31,463,000 |
| Cash and Cash Equivalents | 7,822,000 | 7,550,000 | 7,676,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 11,813,000 | 10,363,000 | 9,601,000 |
| Capital Expenditure | -1,573,000 | -1,406,000 | -1,212,000 |
| Free Cash Flow | 10,240,000 | 8,957,000 | 8,389,000 |
| Net Income | 5,164,000 | 3,778,000 | 6,288,000 |
| Net Change in Cash | 2,361,000 | 594,000 | -1,195,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2030 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 337,996,795.535 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 354,991,378.015 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 347,591,000 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 18,808,581.965 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 19,803,146.920 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 19,370,058.937 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 11,954,886.562 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 12,743,023.463 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 12,399,825.546 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 22,238,582.993 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 23,356,745.762 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 22,869,836.055 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 46.630 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 47.920 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 44.950 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 14 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 5 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MarketSnap estimates CI intrinsic value between $364.82 – $508.09 per share. This depends on revenue growth, margins, and discount rate.
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Common questions about CI valuation
Is Cigna Corporation (CI) overvalued or undervalued right now?
MarketSnap estimates intrinsic value for Cigna Corporation (CI) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
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What is CI’s P/E ratio?
You can see CI’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for CI?
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CI
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Daily snapshot
1.17
Trading Metrics:
| Open: | 301.63 | Previous Close: | 298.81 | |
| Day Low: | 298.41 | Day High: | 303.17 | |
| Year Low: | 239.51 | Year High: | 311.34 | |
| Price Avg 50: | 278.38 | Price Avg 200: | 280.3 | |
| Volume: | 1.536M | Average Volume: | 1.646M |
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