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1398.HKIndustrial and Commercial Bank of China Limited

This stock

  • Next earnings23 Oct
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1398

1398.HK

Industrial and Commercial Bank of China Limited

$7.24
-0.11
 (-1.50%)

5-year outlook

Delayed data

← Stock overview

Outlook profile Stretched

For information only — not financial advice.

Values today

Bear, Base, and Bull are values today. The gap is how far today's price sits from each of them. It is not a forecast of the share price in five years.

Fair value & forward multiple

P/B Value

$6.05

Main approach — P/B

-16.4% margin

MarketSnap Value

$4.71

Pre-calculated + market intelligence

-34.9% margin

Fair Value Confidence: Medium

Forward P/E (5Y)

6.30×

Price ÷ year-5 avg EPS estimate

Values today, versus today's price

Scenario Value today Versus today's price
Bear $3 -53.53%
Base $5 -34.94%
Bull $8 +14.99%

Bear, Base, and Bull are values today. The gap is versus today's price. It is not a five-year return, and it is not a future share price.

Gap versus today's price

Bear -53.5% versus today's price
Base -34.9% versus today's price
Bull +15.0% versus today's price

Future return

Unavailable. A future return needs a real price at the horizon. Today's Bear, Base, and Bull values are not that price.

A future return is not shown. There is no single horizon price from the active engines at the same date. Today's Bear, Base, and Bull values are not used as that price.

Financial quality

Overall 53/100

  • Profitability Mixed
  • Balance sheet Weak
  • Cash flow stability Healthy
  • Shareholder dilution Low
  • Business predictability Medium

Cash flow stability · Healthy

Higher capital spending coincided with lower free cash flow over the periods shown.

Where operating cash flow goes Capital spending Free cash flow
FY2023 $210.2B $212.4B 1.0% to CapEx
FY2024 $81.5B $86.8B 6.1% to CapEx
FY2025 $61.4B $68.5B 10.4% to CapEx

Bar length = operating cash flow (reported). Free cash flow = operating cash flow − capital spending.

Show OCF, CapEx and FCF
Period end OCF CapEx FCF CapEx / OCF
2023-12-31 $212.4B $2.2B $210.2B 1.0%
2024-12-31 $86.8B $5.3B $81.5B 6.1%
2025-12-31 $68.5B $7.2B $61.4B 10.4%

Measures historical free-cash-flow positivity and stability, not future cash generation.

Source: Company cash-flow statements (reported) · Reporting periods: 2023-12-31, 2024-12-31, 2025-12-31

Investment style fit

Best suited for

  • Long-term growth investors
  • Income-oriented holders
  • Banks – Diversified exposure

Data confidence

77 /100

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For information only — not financial advice.

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
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