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Earnings transcript
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V
Visa Inc.
$365.39
6.55
(1.83%)
| Exchange: | NYSE |
| Market Cap: | 682.2B |
| Shares Outstanding: | 3.1B |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Financial – Credit Services | |||||
| CEO: | Ryan McInerney | |||||
| Full Time Employees: | 34100 | |||||
| Address: |
| |||||
| Website: | https://www.visa.ca |
Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses, banking institutions, corporations, strategic partners, and governmental bodies. At the heart of its operations is VisaNet, a highly sophisticated transaction processing network that handles the critical functions of authorizing, clearing, and settling all payment transactions. In addition to this core infrastructure, the company also provides a variety of card products, innovative digital platforms, and an extensive range of supplementary value-added services. These offerings are distributed under several widely recognized brands, including Visa, Visa Electron, Interlink, VPAY, and PLUS. Demonstrating its commitment to enhancing user experience, Visa Inc. has established a key strategic partnership with Ooredoo in Qatar, focused on improving payment solutions for Visa cardholders and Ooredoo customers within the country. The company was established in 1958 and its corporate headquarters are situated in San Francisco, California.
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Revenue Segmentation
EPS
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Earnings Call
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 32,653,000 | 35,926,000 | 40,000,000 |
| Gross Profit | 26,086,000 | 28,884,000 | 32,145,000 |
| EBITDA | 22,624,000 | 25,591,000 | 26,003,000 |
| Operating Income | 21,000,000 | 23,595,000 | 23,994,000 |
| Net Income | 17,273,000 | 19,743,000 | 20,058,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 90,499,000 | 94,511,000 | 99,627,000 |
| Total Liabilities | 51,766,000 | 55,374,000 | 61,718,000 |
| Total Stockholders Equity | 38,733,000 | 39,137,000 | 37,909,000 |
| Total Debt | 20,981,000 | 20,836,000 | 25,171,000 |
| Cash and Cash Equivalents | 16,286,000 | 11,975,000 | 20,154,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 20,755,000 | 19,950,000 | 23,059,000 |
| Capital Expenditure | -1,059,000 | -1,257,000 | -1,482,000 |
| Free Cash Flow | 19,696,000 | 18,693,000 | 21,577,000 |
| Net Income | 17,273,000 | 19,743,000 | 20,058,000 |
| Net Change in Cash | 1,613,000 | -2,227,000 | 5,224,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2030 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 64,291,358.035 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 66,973,288.475 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 65,961,800 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 44,268,071.085 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 46,114,724.990 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 45,418,260.565 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 36,428,446.538 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 38,419,473.719 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 37,668,560.019 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 6,706,233.629 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 6,985,985.880 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 6,880,477.484 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 19.160 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 19.540 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 18.530 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 12 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 6 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates V intrinsic value between $135.56 – $257.16 per share. This depends on revenue growth, margins, and discount rate.
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Common questions about V valuation
Is Visa Inc. (V) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Visa Inc. (V) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is V a buy, hold, or sell for long-term investors?
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What is V’s P/E ratio?
You can see V’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for V?
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V
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Daily snapshot
1.83
Trading Metrics:
| Open: | 359.62 | Previous Close: | 358.84 | |
| Day Low: | 358.05 | Day High: | 365.62 | |
| Year Low: | 293.89 | Year High: | 373.97 | |
| Price Avg 50: | 349.24 | Price Avg 200: | 331.37 | |
| Volume: | 2.534M | Average Volume: | 7.809M |
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Hey everyone, welcome back to the channel. Today we’re doing a deep dive on one of the most dominant financial infrastructure companies in the world: Visa. Ticker symbol V. It’s a name that’s been under a bit of pressure lately, down about 14% over the past year, but the narrative around disruption and regulation is shifting. So let’s cut through the noise and figure out if this is a buying opportunity or a value trap. Before we jump into the…
