MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
PRI stock logo

PRI

Primerica, Inc.

$276.19
4.4
 (1.62%)
Exchange:  NYSE
Market Cap:  8.613B
Shares Outstanding:  75M
Delayed data
Calculate PRI Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Insurance – Life
   
CEO:  Glenn Jackson Williams
Full Time Employees:  2289
Address: 
1 Primerica Parkway
Duluth
GA
30099
US
Website:  https://www.primerica.com
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners’ insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica’s broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.

Click to read more…

Revenue Segmentation

MARKETSnap
MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2025/05/08 — Q1 quarter 2025

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue2,748,5073,089,1433,226,103
Gross Profit1,102,9701,307,8882,597,565
EBITDA830,296987,6821,017,775
Operating Income771,738939,247974,564
Net Income576,601470,518751,234

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets15,027,73214,582,02215,012,336
Total Liabilities12,961,76512,322,98112,566,434
Total Stockholders Equity2,065,9672,259,0412,445,902
Total Debt2,041,6591,953,5461,869,564
Cash and Cash Equivalents613,148687,821756,227

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow692,517862,0880
Capital Expenditure-33,89700
Free Cash Flow658,620862,0880
Net Income576,601470,518751,234
Net Change in Cash123,90874,673-687,821

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2029Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)4,077,731.406Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)4,187,884.076Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)4,127,716.200Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)1,215,682.250Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)1,248,521.746Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)1,230,584.071Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)1,016,431.038Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)1,052,256.816Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)1,032,688.031Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)240,254.134Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)246,744.172Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)243,199.167Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)31.600Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)32.200Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)31.100Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)2Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)1Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
3.152B  ?P/S
 (TTM)
: 
2.49
?Net Income
 (TTM)
: 
466.776M  ?P/E
 (TTM)
: 
10.91
?Enterprise Value
 (TTM)
: 
9.419B  ?EV/FCF
 (TTM)
: 
11.11
?Dividend Yield
 (TTM)
: 
0.02  ?Payout Ratio
 (TTM)
: 
0.18
?ROE
 (TTM)
: 
0.32  ?ROIC
 (TTM)
: 
0.19
?Net Debt
 (TTM)
: 
1.267B  ?Debt/Equity
 (TTM)
: 
0.7
?P/B
 (TTM)
: 
3.34  ?Current Ratio
 (TTM)
: 
31.27

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
11.58Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

Based on current fundamentals and analyst forecasts, MARKETSnap estimates PRI intrinsic value between $354.76 – $370.92 per share. This depends on revenue growth, margins, and discount rate.

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about PRI valuation

Is Primerica, Inc. (PRI) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for Primerica, Inc. (PRI) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is PRI a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether PRI trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is PRI’s P/E ratio?

You can see PRI’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for PRI?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is PRI a good long-term investment?

Whether PRI fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

PRI

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

1.62
MARKETSnap

Trading Metrics:

Open: 272.75   Previous Close: 271.79
Day Low: 272.37   Day High: 276.43
Year Low: 230.09   Year High: 288.03
Price Avg 50: 269.74   Price Avg 200: 263.94
Volume: 25730   Average Volume: 197189

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

Primerica, Inc. (PRI) Shareholder/Analyst Call Prepared Remarks Transcript
21-05-2026 09:40
Primerica, Inc. (PRI) Shareholder/Analyst Call Prepared Remarks Transcript
Primerica Q1 Earnings Call Highlights
14-05-2026 05:10
Primerica Q1 Earnings Call Highlights
Primerica: Solid Results Persist Despite Affordability Challenges
07-05-2026 02:56
Primerica: Solid Results Persist Despite Affordability Challenges
Primerica (PRI) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
06-05-2026 22:30
Primerica (PRI) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Primerica Schedules First Quarter 2026 Financial Results Webcast
15-04-2026 16:15
Primerica Schedules First Quarter 2026 Financial Results Webcast
National Survey: Middle-Income Americans Reprioritizing Spending as Cost Pressures Persist
09-04-2026 00:00
National Survey: Middle-Income Americans Reprioritizing Spending as Cost Pressures Persist

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read